Royal Bank of Canada Reports Strong Q2 2025 Earnings with 11% Net Income Growth

The latest update is out from Royal Bank Of Canada ( (TSE:RY) ).

On May 29, 2025, Royal Bank of Canada reported its financial results for the second quarter of 2025, showcasing a net income of $4.4 billion, an 11% increase from the previous year. The bank’s earnings growth was driven by strong performance in Personal Banking, Wealth Management, and Insurance, although results in Capital Markets were lower. The acquisition of HSBC Canada contributed significantly to the net income, adding $258 million. Despite a rise in provisions for credit losses, RBC maintained a robust capital position with a CET1 ratio of 13.2%. The bank declared a quarterly dividend increase and announced plans for a share repurchase program, reflecting confidence in its financial stability and commitment to returning capital to shareholders.

The most recent analyst rating on (TSE:RY) stock is a Buy with a C$168.00 price target. To see the full list of analyst forecasts on Royal Bank Of Canada stock, see the TSE:RY Stock Forecast page.

Spark’s Take on TSE:RY Stock

According to Spark, TipRanks’ AI Analyst, TSE:RY is a Outperform.

Royal Bank of Canada shows a strong overall performance driven by solid financial health, reasonable valuation, and positive earnings results. The key strengths include robust profitability, effective cash flow management, and successful integration of HSBC Canada. However, concerns about credit provisions and geopolitical risks slightly temper the outlook. Technical indicators provide a mixed picture, warranting cautious optimism.

To see Spark’s full report on TSE:RY stock, click here.

More about Royal Bank Of Canada

Royal Bank of Canada (RBC) is a leading financial services company operating in the banking industry. It offers a wide range of financial products and services, including personal and commercial banking, wealth management, insurance, and capital markets services. RBC focuses on the Canadian market while also expanding its presence in the United States and other international markets.

Average Trading Volume: 5,016,793

Technical Sentiment Signal: Buy

Current Market Cap: C$251.2B

For an in-depth examination of RY stock, go to TipRanks’ Stock Analysis page.