PCB Bancorp ( (PCB) ) has released its Q3 earnings. Here is a breakdown of the information PCB Bancorp presented to its investors.
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PCB Bancorp is a bank holding company for PCB Bank, primarily serving small to medium-sized businesses, individuals, and professionals in Southern California, with a focus on Korean-American and other minority communities. The company has reported record earnings for the third quarter of 2025, with net income available to common shareholders reaching $11.3 million, marking a significant increase from both the previous quarter and the same quarter last year. Key financial metrics include a net interest income of $27.0 million, a net interest margin of 3.28%, and a notable gain on the sale of loans amounting to $1.6 million. The company’s total assets have grown to $3.36 billion, and total deposits have increased to $2.91 billion, reflecting strong financial growth. Looking ahead, PCB Bancorp remains cautiously optimistic about its ability to adapt to the current economic environment and continue delivering consistent returns and long-term growth for its shareholders.