Freddie Mac ( (FMCC) ) has released its Q3 earnings. Here is a breakdown of the information Freddie Mac presented to its investors.
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Freddie Mac, a prominent player in the housing finance sector, is dedicated to promoting liquidity, stability, affordability, and equity in the housing market. In its third-quarter 2025 earnings report, Freddie Mac announced a net income of $2.8 billion, a decrease of 11% compared to the previous year, largely due to an increase in credit reserves. The company financed 483,000 homes and rental units, with a significant portion aimed at low- to moderate-income families.
The company’s financial performance showed net revenues of $5.7 billion, a slight decline of 2% year-over-year, attributed to lower non-interest income despite an increase in net interest income. The Single-Family segment reported net income of $2.3 billion, down 9% from the previous year, while the Multifamily segment saw a 20% decrease in net income to $0.4 billion. Despite these declines, Freddie Mac’s mortgage portfolio grew to $3.6 trillion, and the company completed approximately 22,000 loan workouts.
Freddie Mac’s strategic focus remains on supporting homeownership and rental opportunities, with new business activity reaching $99 billion, driven by increased refinance activity. The company financed 288,000 mortgages, with 54% of loans affordable to low- to moderate-income families, and supported 195,000 rental units, 92% of which were affordable to similar income groups.
Looking forward, Freddie Mac is committed to addressing the housing supply challenges and continues to explore ways to stimulate homebuilding in both single-family and multifamily markets. The management remains focused on its mission to make homeownership accessible and affordable for more Americans, while navigating the current economic landscape.