First Commonwealth ( (FCF) ) has issued an update.
On April 29, 2025, First Commonwealth Financial Corporation announced its first quarter 2025 earnings, reporting a net income of $32.7 million, which marks a decrease from the previous quarter and the same quarter in 2024. The company also declared an increased quarterly cash dividend of $0.135 per share. Despite the decrease in net income, the company saw growth in commercial loans and deposits, with a notable increase in savings deposits. However, noninterest income decreased due to lower gains on the sale of Small Business Administration loans, and noninterest expenses rose from the previous quarter.
Spark’s Take on FCF Stock
According to Spark, TipRanks’ AI Analyst, FCF is a Neutral.
First Commonwealth Financial Corporation exhibits strong financial fundamentals with consistent revenue growth and effective debt management. Despite some challenges in profitability and loan growth, the positive outlook from the recent earnings call and strategic acquisitions provide a strong foundation for future growth. The stock’s technical indicators suggest caution, but the valuation and dividend yield present attractive opportunities for investors.
To see Spark’s full report on FCF stock, click here.
More about First Commonwealth
First Commonwealth Financial Corporation operates in the financial services industry, offering a range of banking and financial solutions. The company focuses on providing commercial and consumer banking services, including loans and deposit products, primarily in the United States market.
YTD Price Performance: -8.81%
Average Trading Volume: 844,548
Technical Sentiment Signal: Hold
Current Market Cap: $1.56B
See more insights into FCF stock on TipRanks’ Stock Analysis page.