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Bread Financial Holdings ( (BFH) ) has shared an announcement.
On October 28, 2025, Bread Financial Holdings announced the pricing of a $500 million private offering of 6.750% senior notes due 2031. The company plans to use the net proceeds of approximately $493 million, along with $275 million in cash, to redeem its outstanding 9.750% senior notes due 2029. This strategic financial move is expected to enhance Bread Financial’s debt structure and potentially improve its market position.
The most recent analyst rating on (BFH) stock is a Buy with a $72.00 price target. To see the full list of analyst forecasts on Bread Financial Holdings stock, see the BFH Stock Forecast page.
Spark’s Take on BFH Stock
According to Spark, TipRanks’ AI Analyst, BFH is a Outperform.
Bread Financial Holdings receives a solid overall score driven by strong earnings call results and positive technical indicators. The company’s strategic initiatives and financial resilience are significant strengths. However, challenges such as high leverage and declining revenue growth temper the outlook. The stock’s valuation remains reasonable, supporting its investment appeal.
To see Spark’s full report on BFH stock, click here.
More about Bread Financial Holdings
Bread Financial® is a tech-forward financial services company that provides personalized payment, lending, and saving solutions to U.S. consumers. The company offers general purpose credit cards, savings products, and private label and co-brand credit cards, catering to industries such as travel, entertainment, health, beauty, jewelry, and specialty apparel.
Average Trading Volume: 658,736
Technical Sentiment Signal: Buy
Current Market Cap: $3.03B
For an in-depth examination of BFH stock, go to TipRanks’ Overview page.