American Express Company ( (AXP) ) has released its Q3 earnings. Here is a breakdown of the information American Express Company presented to its investors.
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American Express Company, a leading global payments and premium lifestyle brand, reported robust financial results for the third quarter of 2025, showcasing its strong market position and strategic advancements. The company achieved a record revenue of $18.4 billion, marking an 11% increase from the previous year, while earnings per share rose by 19% to $4.14, reflecting its effective growth strategies and customer engagement initiatives.
Key highlights from the earnings report include a 9% growth in card member spending, adjusted for foreign exchange, which underscores the company’s ability to drive consumer engagement and spending. The successful refresh of the U.S. Consumer and Business Platinum Cards has been a significant contributor, with new account acquisitions doubling compared to pre-refresh levels. Additionally, American Express has expanded its merchant acceptance network to an estimated 160 million locations worldwide, enhancing its global reach and customer convenience.
The company’s strategic initiatives, such as the launch of the Amex Travel App and a new digital advertising platform, Amex Ads, are aimed at enhancing customer experience and engagement. Furthermore, a multi-year partnership with Toast is set to personalize hospitality experiences, indicating American Express’s commitment to innovation and customer satisfaction.
Looking ahead, American Express has raised its full-year guidance, projecting revenue growth of 9% to 10% and earnings per share between $15.20 and $15.50. The company remains confident in its growth prospects, driven by its product refresh strategy and the enhancement of its Membership Model, which aims to deliver value for card members, merchant partners, and shareholders.