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Affirm Holdings ( (AFRM) ) has shared an announcement.
On November 6, 2025, Affirm, Inc., a subsidiary of Affirm Holdings, entered into a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc. This agreement, effective February 1, 2026, extends their partnership for five years, allowing Affirm to continue offering installment loan products on Amazon.com and through Amazon Pay on third-party channels. Additionally, Affirm and Amazon Services amended a warrant agreement, maintaining the exercise price for shares based on new user acquisition before February 1, 2026, and setting a new price for acquisitions after that date. The agreement and amendment are expected to strengthen Affirm’s market position and expand its consumer base, reflecting its strategic focus on growth and profitability.
The most recent analyst rating on (AFRM) stock is a Hold with a $90.00 price target. To see the full list of analyst forecasts on Affirm Holdings stock, see the AFRM Stock Forecast page.
Spark’s Take on AFRM Stock
According to Spark, TipRanks’ AI Analyst, AFRM is a Neutral.
Affirm Holdings’ overall stock score is driven by strong earnings call performance and financial improvements. However, high leverage, negative EBIT margins, and overvaluation significantly impact the score. Technical indicators suggest potential bearish momentum, adding to the cautious outlook.
To see Spark’s full report on AFRM stock, click here.
More about Affirm Holdings
Affirm Holdings, Inc. is a financial technology company that operates in the payments industry. It provides installment loan products to consumers, allowing them to make purchases and pay over time. Affirm partners with merchants and platforms to offer its services, focusing on enhancing consumer payment experiences and leveraging data to improve credit and fraud models.
Average Trading Volume: 7,299,668
Technical Sentiment Signal: Buy
Current Market Cap: $23.25B
Find detailed analytics on AFRM stock on TipRanks’ Stock Analysis page.

