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TPLC - ETF AI Analysis

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TPLC

Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC)

Rating:72Outperform
Price Target:
TPLC, the Timothy Plan US Large/Mid Cap Core Fund, has a solid overall rating that reflects a portfolio anchored by financially strong companies with positive growth outlooks. Key holdings like NetApp and Palo Alto Networks contribute positively through their strong performance and focus on cloud, AI, and cybersecurity, while several utility names such as Evergy and DTE Energy add stability but face cash flow and bearish technical challenges that modestly weigh on the fund. The main risk factor is the fund’s meaningful exposure to utilities and other companies showing bearish momentum and leverage or cash flow concerns, which could increase volatility if economic or interest-rate conditions worsen.
Positive Factors
Strong Recent Performance
The fund has delivered solid gains so far this year and over the past few months, showing positive momentum.
Well-Performing Top Holdings
Most of the top 10 stocks, including several utility and technology names, have shown strong year-to-date performance, supporting the ETF’s returns.
Broad Sector Diversification
The ETF spreads its investments across many sectors such as industrials, technology, financials, utilities, and health care, which helps reduce the impact of weakness in any single area.
Negative Factors
Heavy U.S. Concentration
With almost all assets in U.S. companies, the fund offers very limited international diversification and is highly tied to the U.S. market.
High Exposure to Utilities and Industrials
A large share of the portfolio is in utilities and industrials, which could hurt performance if these sectors face pressure or fall out of favor.
Moderate Expense Ratio
The fund’s expense ratio is not especially low, meaning investors pay more in fees than they would with many cheaper index ETFs.

TPLC vs. SPDR S&P 500 ETF (SPY)

TPLC Summary

TPLC is an exchange-traded fund that follows the Victory US Large Cap Volatility Weighted BRI Index, focusing on large and mid-sized U.S. companies across many sectors like industrials, technology, and utilities. It uses a values-based approach, investing only in firms that meet certain ethical standards. Well-known holdings include Palo Alto Networks and AFLAC. Someone might invest in TPLC for broad diversification among established U.S. companies while aligning with personal values. A key risk is that, like most stock funds, its value can rise or fall with the overall stock market.
How much will it cost me?The Timothy Plan US Large/Mid Cap Core Fund (TPLC) has an expense ratio of 0.52%, meaning you’ll pay $5.20 per year for every $1,000 invested. This is slightly higher than average for ETFs because it is actively managed and incorporates values-based investing criteria, which require additional research and oversight.
What would affect this ETF?The TPLC ETF, with its focus on large-cap U.S. companies across diverse sectors like Industrials, Technology, and Utilities, could benefit from economic growth and technological advancements driving innovation and profitability in these industries. However, it may face challenges from rising interest rates, which can negatively impact financial and utility sectors, or regulatory changes affecting energy and industrial companies. Its values-based investing approach may also limit exposure to certain high-performing companies in excluded industries.

TPLC Top 10 Holdings

TPLC is leaning heavily into steady, U.S.-based industrials and utilities, with tech sprinkled in for growth. On the upside, NetApp and Palo Alto Networks have been rising smartly, giving the fund a modern tech backbone, while Union Pacific’s solid run in rail keeps the industrial engine humming. On the other side of the ledger, utilities like WEC Energy, Alliant Energy, and Atmos Energy have been lagging, acting more like ballast than boosters. Overall, it’s a domestically focused, value-conscious portfolio with a few growth names pulling extra weight.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Palo Alto Networks0.70%$2.21M$302.85B95.04%
73
Outperform
Evergy0.68%$2.13M$18.59B13.18%
62
Neutral
NetApp0.66%$2.09M$36.70B65.81%
76
Outperform
WEC Energy Group0.66%$2.07M$34.61B-0.27%
67
Neutral
Alliant Energy0.65%$2.06M$17.64B4.55%
70
Outperform
Ameren0.65%$2.05M$29.38B6.35%
72
Outperform
Union Pacific0.65%$2.05M$182.62B37.50%
72
Outperform
Cintas0.64%$2.02M$81.71B-2.78%
79
Outperform
Okta0.64%$2.02M$29.06B79.18%
75
Outperform
AFLAC0.64%$2.02M$58.42B9.04%
68
Neutral

TPLC Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price
Price Trends
50DMA
50.70
Negative
100DMA
49.73
Positive
200DMA
48.23
Positive
Market Momentum
MACD
-0.05
Positive
RSI
45.51
Neutral
STOCH
28.82
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPLC, the sentiment is Neutral. The current price of undefined is equal to the 20-day moving average (MA) of 51.13, equal to the 50-day MA of 50.70, and equal to the 200-day MA of 48.23, indicating a neutral trend. The MACD of -0.05 indicates Positive momentum. The RSI at 45.51 is Neutral, neither overbought nor oversold. The STOCH value of 28.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TPLC.

TPLC Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$311.27M0.52%
72
Outperform
$981.20M0.18%
71
Outperform
$950.48M0.50%
76
Outperform
$922.90M0.27%
71
Outperform
$909.95M0.15%
73
Outperform
$814.11M0.45%
74
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TPLC
Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund
50.58
4.96
10.87%
VFMF
Vanguard U.S. Multifactor ETF
HLAL
Wahed FTSE USA Shariah ETF
AUSF
Global X Adaptive U.S. Factor ETF
FDMO
Fidelity Momentum Factor ETF
BGDV
Bahl & Gaynor Dividend ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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