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TPLC - ETF AI Analysis

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TPLC

Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC)

Rating:72Outperform
Price Target:
TPLC, the Timothy Plan US Large/Mid Cap Core Fund, has a solid overall rating driven mainly by steady, financially strong utilities and infrastructure names like Ameren and Alliant Energy, which show good earnings trends and reasonable valuations. However, many of its top holdings, including WEC Energy, DTE Energy, and CMS Energy, face bearish technical signals and cash flow or liquidity challenges, which hold the rating back and highlight the risk of concentration in utilities and related sectors.
Positive Factors
Strong Recent Performance
The fund has shown solid gains so far this year and in recent months, indicating positive momentum.
Resilient Top Holdings
Many of the largest positions, especially in utility and energy-related companies, have delivered steady to strong performance, supporting the ETF’s overall returns.
Broad Sector Diversification
Holdings spread across multiple sectors such as industrials, technology, financials, utilities, and health care help reduce the impact if any one industry struggles.
Negative Factors
Moderately High Expense Ratio
The fund’s fee is higher than many low-cost index ETFs, which can slightly reduce long-term returns for buy-and-hold investors.
Heavy U.S. Concentration
With almost all assets in U.S. companies and very little overseas exposure, the fund is highly tied to the health of the U.S. market.
Sector Tilts May Add Risk
Large weights in sectors like industrials and utilities mean the fund could be more affected if those specific areas of the market weaken.

TPLC vs. SPDR S&P 500 ETF (SPY)

TPLC Summary

TPLC is an exchange-traded fund (ETF) that follows the Victory US Large Cap Volatility Weighted BRI Index, focusing on large and mid-sized U.S. companies. It invests across many sectors, including industrials, technology, financials, and utilities, and holds well-known names like AFLAC and Southern Company. The fund also uses a values-based approach, avoiding companies that don’t meet certain ethical standards. Someone might invest in TPLC for broad diversification in established American businesses with a long-term growth focus. A key risk is that its stock prices can go up and down with the overall U.S. market.
How much will it cost me?The Timothy Plan US Large/Mid Cap Core Fund (TPLC) has an expense ratio of 0.52%, meaning you’ll pay $5.20 per year for every $1,000 invested. This is slightly higher than average for ETFs because it is actively managed and incorporates values-based investing criteria, which require additional research and oversight.
What would affect this ETF?The TPLC ETF, with its focus on large-cap U.S. companies across diverse sectors like Industrials, Technology, and Utilities, could benefit from economic growth and technological advancements driving innovation and profitability in these industries. However, it may face challenges from rising interest rates, which can negatively impact financial and utility sectors, or regulatory changes affecting energy and industrial companies. Its values-based investing approach may also limit exposure to certain high-performing companies in excluded industries.

TPLC Top 10 Holdings

TPLC’s story right now is all about steady, utility-style ballast rather than high-flying growth. Names like DTE Energy, CenterPoint, and Evergy have been quietly rising this year, helping to pull the fund forward even as others, such as Atmos Energy and CMS Energy, have been lagging and losing a bit of steam lately. With several regulated utilities clustered at the top, the ETF leans toward defensive, income-oriented plays within a U.S.-only portfolio, trading some excitement for stability and smoother sailing in choppy markets.
Name
Company Name
Weight %
Market Value
Market Cap
Yearly Gain
Overall Rating
Alliant Energy0.74%$2.23M$19.73B23.07%
70
Outperform
Evergy0.72%$2.20M$19.76B24.29%
62
Neutral
WEC Energy Group0.72%$2.19M$37.45B8.96%
67
Neutral
Ameren0.70%$2.11M$31.26B17.40%
72
Outperform
DTE Energy0.69%$2.10M$31.26B12.24%
65
Neutral
AFLAC0.68%$2.06M$62.05B20.02%
68
Neutral
Centerpoint Energy0.68%$2.06M$28.48B20.48%
63
Neutral
Atmos Energy0.66%$2.01M$29.41B14.27%
66
Neutral
CMS Energy0.66%$2.01M$23.29B7.18%
67
Neutral
Linde0.66%$2.00M$245.08B13.01%
66
Neutral

TPLC Technical Analysis

Technical Analysis Sentiment
Positive
Last Price
Price Trends
50DMA
49.14
Positive
100DMA
48.37
Positive
200DMA
47.17
Positive
Market Momentum
MACD
0.38
Positive
RSI
60.37
Neutral
STOCH
33.02
Neutral
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPLC, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 49.98, equal to the 50-day MA of 49.14, and equal to the 200-day MA of 47.17, indicating a bullish trend. The MACD of 0.38 indicates Positive momentum. The RSI at 60.37 is Neutral, neither overbought nor oversold. The STOCH value of 33.02 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TPLC.

TPLC Peer Comparison

Comparison Results
Name
Price
Price Target
AUM
Expense Ratio
Overall Rating
$304.87M0.52%
72
Outperform
$940.18M0.59%
69
Neutral
$920.32M0.15%
73
Outperform
$916.99M0.50%
76
Outperform
$876.23M1.30%
68
Neutral
$862.09M0.27%
71
Outperform
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TPLC
Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund
50.44
5.40
11.99%
SYLD
Cambria Shareholder Yield ETF
FDMO
Fidelity Momentum Factor ETF
HLAL
Wahed FTSE USA Shariah ETF
ULTY
YieldMax Ultra Option Income Strategy ETF
AUSF
Global X Adaptive U.S. Factor ETF
Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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