TPLC - ETF AI Analysis
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Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC)
TPLC, the Timothy Plan US Large/Mid Cap Core Fund, earns a solid overall rating thanks to strong contributors like Cintas, NetApp, and Phillips 66, which bring robust financial performance, positive earnings sentiment, and growth tied to cloud, AI, and efficient operations. However, utility holdings such as Evergy and WEC Energy Group, which face cash flow and bearish technical challenges, modestly weigh on the fund’s appeal. The main risk factor is the fund’s meaningful exposure to utilities and a few higher-valuation names, which could add volatility if market conditions or interest rates turn against these sectors.
TPLC vs. SPDR S&P 500 ETF (SPY)
- AUM
- 313.93M
- Region
- North America
- Expense Ratio
- 0.52%
- Beta
- 0.73
- Issuer
- Timothy
- Inception Date
- May 01, 2019
- Dividend Yield
- 0.82%
- Asset Class
- Equity
- Index Tracked
- Victory US Large/Mid Cap Volatility Weighted BRI Index (USD)
TPLC Summary
TPLC is an exchange-traded fund that follows the Victory US Large Cap Volatility Weighted BRI Index, focusing on large and mid-sized U.S. companies across many sectors like industrials, technology, and utilities. It uses a values-based approach, investing only in firms that meet certain ethical standards. Well-known holdings include Palo Alto Networks and AFLAC. Someone might invest in TPLC for broad diversification among established U.S. companies while aligning with personal values. A key risk is that, like most stock funds, its value can rise or fall with the overall stock market.
How much will it cost me?
TPLC has an expense ratio of 0.52%, which means you’ll pay about $5.20 per year for every $1,000 invested. This cost is higher than the average low-cost index ETF because TPLC is more actively managed and follows a specialized, values-based strategy rather than a plain broad-market index.
What would affect this ETF?
Because TPLC focuses on large and mid-sized U.S. companies across many sectors, it could benefit from steady economic growth, rising corporate profits, and stable or falling interest rates that tend to support industrial, financial, and utility stocks like its top holdings. On the other hand, higher interest rates, slower U.S. growth, stricter regulations on utilities and financial firms, or market setbacks that hit large U.S. companies could weigh on the fund’s future performance.
TPLC Top 10 Holdings
TPLC leans into U.S. large and mid-cap names with a noticeable tilt toward technology and industrials, and its recent story is being written by a handful of standout tech stocks. Okta, Palo Alto Networks, and NetApp have been rising steadily, giving the fund a helpful tailwind as demand for cybersecurity and cloud solutions stays strong. On the other side of the ledger, regulated utilities like WEC Energy, Ameren, and Alliant Energy are lagging, acting as ballast rather than rocket fuel. Overall, it’s a U.S.-centric portfolio where tech is pulling ahead while utilities catch their breath.
| Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
 ATO | Atmos Energy | 0.70% | $2.19M | $29.10B | -2.01% | 66Neutral |
 WEC | WEC Energy Group | 0.66% | $2.05M | $36.20B | -4.16% | 67Neutral |
 L | Loews | 0.64% | $2.00M | $22.90B | 12.08% | 76Outperform |
 DUK | Duke Energy | 0.66% | $2.07M | $97.45B | -1.79% | 70Outperform |
 ED | Consolidated Edison | 0.65% | $2.02M | $42.65B | 14.86% | 62Neutral |
 EVRG | Evergy | 0.63% | $1.97M | $19.46B | 8.40% | 62Neutral |
 LNT | Alliant Energy | 0.63% | $1.95M | $18.06B | 1.55% | 70Outperform |
 AFL | AFLAC | 0.61% | $1.89M | $60.42B | 12.05% | 68Neutral |
 CMS | CMS Energy | 0.61% | $1.92M | $21.82B | -6.68% | 67Neutral |
 SO | Southern Co | 0.62% | $1.92M | $106.86B | -3.39% | 68Neutral |
TPLC Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For TPLC, the sentiment is Positive. The current price of 50.44 is above the 20-day moving average (MA) of 49.60, above the 50-day MA of 49.91, and above the 200-day MA of 48.83, indicating a bullish trend. The MACD of 0.23 indicates Negative momentum. The RSI at 58.48 is Neutral, neither overbought nor oversold. The STOCH value of 90.67 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TPLC.
TPLC Peer Comparison
Comparison Results
| Name | Price | Price Target | AUM | Expense Ratio | Overall Rating |
|---|---|---|---|---|---|
| TPLC | $50.44 | $55.00(9.04% Upside) | $313.93M | 0.52% | 72Outperform |
 HLAL | $72.51 | $91.22(25.80% Upside) | $962.67M | 0.50% | 76Outperform |
 SEUS | $25.88 | $30.96(19.66% Upside) | $945.64M | 0.30% | 73Outperform |
 AUSF | $51.37 | $57.38(11.71% Upside) | $907.45M | 0.27% | 71Outperform |
 BGDV | $30.92 | $36.98(19.62% Upside) | $863.22M | 0.45% | 74Outperform |
 FDMO | $90.01 | $115.10(27.87% Upside) | $829.69M | 0.15% | 73Outperform |
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| TPLC | Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund | 50.44 | 4.49 | 9.78% | |
| HLAL | Wahed FTSE USA Shariah ETF | 72.51 | 10.62 | 17.17% | |
| SEUS | SEI QiM U.S. Equity Factor Allocation Active ETF | 25.88 | 0.61 | 2.42% | |
| AUSF | Global X Adaptive U.S. Factor ETF | 51.37 | 6.55 | 14.62% | |
| BGDV | Bahl & Gaynor Dividend ETF | 30.92 | 4.14 | 15.47% | |
| FDMO | Fidelity Momentum Factor ETF | 90.01 | 5.35 | 6.32% |
This AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.