BPAY - ETF AI Analysis
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BlackRock Future Financial and Technology ETF (BPAY)
Rating:58Neutral
Price Target:―
Positive Factors
Recent Short-Term Rebound
The ETF has shown strong gains over the past month and steady progress over the last three months, suggesting improving short-term momentum despite a weak year-to-date result.
Exposure to Growing Fintech Theme
A large share of the fund is invested in financial and technology companies that aim to benefit from long-term growth in digital payments and financial technology.
Global Footprint with U.S. Core
While most assets are in U.S. companies, the ETF also holds positions in several other countries, adding some international diversification to the portfolio.
Negative Factors
Negative Year-to-Date Performance
The fund’s overall performance so far this year has been weak, which may concern investors looking for more consistent returns.
Many Top Holdings Are Underperforming
Several of the largest positions, including well-known fintech names, have delivered weak or lagging results this year, which has weighed on the ETF’s overall performance.
High Fee for a Thematic ETF
The expense ratio is relatively high compared with many broad-market ETFs, meaning more of the fund’s returns are used to cover costs.
BPAY vs. SPDR S&P 500 ETF (SPY)
AUM9.00M
RegionGlobal
Expense Ratio0.55%
Beta1.37
IssueriShares
Inception DateAug 16, 2022
Dividend Yield7.18%
Asset ClassEquity
Index TrackedNo Underlying Index
Share Statistics
EPS (TTM)N/A
Shares OutstandingN/A
10 Day Avg. Volume1,892
30 Day Avg. Volume2,881
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
32.75Price Target Upside― Downside
Rating ConsensusModerate Buy
Number of Analyst Covering40
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
BPAY Summary
BPAY, the BlackRock Future Financial and Technology ETF, focuses on the fast-growing financial technology (FinTech) theme rather than a traditional stock index. It mainly holds U.S. companies that are changing how people pay, borrow, and invest through digital payments, online trading, and other tech-driven financial services. Well-known names in the fund include Capital One and Robinhood. Someone might invest in BPAY for growth potential and to get targeted exposure to the future of finance in one fund. However, because it is heavily focused on FinTech and tech-related financial firms, its price can swing a lot and may fall sharply if this sector struggles.
How much will it cost me?The BlackRock Future Financial and Technology ETF (BPAY) has an expense ratio of 0.7%, which means you’ll pay $7 per year for every $1,000 invested. This is higher than the average expense ratio for ETFs because BPAY is actively managed, focusing on a niche market in the FinTech sector that requires specialized research and expertise.
What would affect this ETF?BPAY's focus on the FinTech sector positions it to benefit from growing adoption of digital payment systems, blockchain technology, and cybersecurity solutions, which are becoming increasingly important in the global economy. However, the ETF could face challenges from rising interest rates, regulatory changes targeting financial technology companies, or economic slowdowns that impact consumer spending and innovation in the sector.
BPAY Top 10 Holdings
BPAY is essentially a bet on the future of digital money, with Robinhood and Block acting as key swing factors: both have been rising over the past few months, helping power returns even as their short-term trading looks a bit choppy. Visa and Mastercard provide a steadier backbone, offering durable payment growth but lately showing more mixed momentum. On the weaker side, Capital One and Fidelity National Information are lagging, tugging on performance. Overall, the fund is heavily tilted toward FinTech and payments, with a global but U.S.-leaning footprint.
Name | Company Name | Weight % | Market Value | Market Cap | Yearly Gain | Overall Rating |
|---|---|---|---|---|---|---|
| Chime Financial, Inc. Class A | 4.69% | $429.39K | $11.39B | 53.70% | 64 Neutral | |
| Global Payments | 4.41% | $403.93K | $21.75B | -0.78% | 70 Outperform | |
| Capital One Financial | 4.25% | $389.35K | $122.24B | -1.60% | 71 Outperform | |
| Robinhood | 4.22% | $385.82K | $98.02B | -21.54% | 68 Neutral | |
| Block | 4.19% | $383.73K | $46.41B | 3.44% | 72 Outperform | |
| Kaspi.kz JSC Sponsored ADR RegS | 4.03% | $368.52K | $15.00B | 26.14% | 72 Outperform | |
| Fidelity National Info | 3.63% | $332.26K | $17.55B | -49.10% | 64 Neutral | |
| Sea | 3.25% | $297.28K | $58.34B | -47.32% | 69 Neutral | |
| Wealthfront Corporation | 3.18% | $290.70K | $1.69B | ― | ― | |
| Mastercard | 3.07% | $281.02K | $516.09B | 5.68% | 75 Outperform |
BPAY Technical Analysis
Neutral
―
Price Trends
26.44
Negative
25.87
Negative
25.19
Positive
Market Momentum
-0.39
Negative
48.21
Neutral
99.98
Negative
Evaluating momentum and price trends is crucial in ETF analysis to make informed investment decisions. For BPAY, the sentiment is Neutral. The current price of undefined is equal to the 20-day moving average (MA) of 25.26, equal to the 50-day MA of 26.44, and equal to the 200-day MA of 25.19, indicating a neutral trend. The MACD of -0.39 indicates Negative momentum. The RSI at 48.21 is Neutral, neither overbought nor oversold. The STOCH value of 99.98 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for BPAY.
BPAY Peer Comparison
Comparison Results
Performance Comparison
BPAY
BlackRock Future Financial and Technology ETF
25.47
-4.33
-14.53%
BLDX
Impax Global Infrastructure ETF
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FFND
Future Fund Active ETF
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IQM
Franklin Intelligent Machines ETF
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HECO
SPDR Galaxy Hedged Digital Asset Ecosystem ETF
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FDFF
Fidelity Disruptive Finance ETF
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Glossary
BuyAn ETF rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF is likely to deliver higher returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldAn ETF rated as a "Hold" s expected to perform in line with the overall market or a specific benchmark. This rating indicates that the ETF is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellAn ETF rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the ETF may deliver lower returns compared to other ETFs in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
DisclaimerThis AI Analyst ETF Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in ETFs carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―
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