Zurich Insurance Group AG(ZURVY)
$38.98+0.69 (+1.81%)
ZURVY
Zurich Insurance Group AG financials statements
$38.98
At close:+0.69 (+1.81%)
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Zurich Insurance Group AG (ZURVY) Ratios
155 Followers
Zurich Insurance Group AG Ratios
ZURVY's free cash flow for Q2 2026 was $16.69B. For the 2026 fiscal year, ZURVY's free cash flow was decreased by $-228.49M and operating cash flow was $16.92B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.00 | 200.49 | 595.98 | 713.81 |
| Quick Ratio | 0.00 | 0.00 | 200.49 | 595.98 | 713.81 |
| Cash Ratio | 0.00 | 0.00 | 14.56 | 39.38 | 38.66 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.00 | 0.00 | 14.69 | 26.45 | 14.08 |
| Short-Term Operating Cash Flow Coverage | 5.98 | 44.72 | 24.73 | 26.45 | 14.08 |
| Net Current Asset Value | $ -392.72B | $ -327.30B | $ -234.86B | $ -235.44B | $ -236.05B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Debt-to-Equity Ratio | 0.65 | 0.57 | 0.62 | 0.61 | 0.45 |
| Debt-to-Capital Ratio | 0.40 | 0.36 | 0.38 | 0.38 | 0.31 |
| Long-Term Debt-to-Capital Ratio | 0.32 | 0.33 | 0.35 | 0.38 | 0.29 |
| Financial Leverage Ratio | 15.96 | 14.05 | 14.54 | 14.71 | 11.51 |
| Debt Service Coverage Ratio | 2.00 | 12.39 | 8.00 | 8.64 | 9.72 |
| Interest Coverage Ratio | 21.83 | 19.24 | 14.16 | 12.10 | 15.02 |
| Debt to Market Cap | 0.16 | 0.15 | 0.36 | 0.44 | 0.47 |
| Interest Debt Per Share | 6.71 | 5.13 | 10.87 | 10.86 | 11.74 |
| Net Debt to EBITDA | 1.02 | 0.78 | 1.05 | 1.23 | 0.99 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 97.23% | 96.94% | 75.45% | 86.75% |
| EBIT Margin | 11.97% | 10.35% | 8.85% | 13.00% | 10.81% |
| EBITDA Margin | 12.92% | 11.41% | 9.94% | 14.69% | 12.03% |
| Operating Profit Margin | 11.45% | 9.84% | 8.27% | 12.00% | 10.13% |
| Pretax Profit Margin | 11.45% | 9.84% | 8.27% | 12.01% | 10.13% |
| Net Profit Margin | 7.75% | 6.76% | 5.57% | 8.86% | 7.48% |
| Continuous Operations Profit Margin | 8.21% | 7.21% | 6.04% | 9.60% | 7.80% |
| Net Income Per EBT | 67.71% | 68.68% | 67.37% | 73.76% | 73.83% |
| EBT Per EBIT | 100.00% | 99.99% | 100.03% | 100.02% | 100.00% |
| Return on Assets (ROA) | 1.50% | 1.62% | 1.20% | 1.05% | 1.19% |
| Return on Equity (ROE) | 23.96% | 22.83% | 17.50% | 15.43% | 13.73% |
| Return on Capital Employed (ROCE) | 2.22% | 2.36% | 1.79% | 1.42% | 1.62% |
| Return on Invested Capital (ROIC) | 1.58% | 1.73% | 0.82% | 1.73% | 1.59% |
| Return on Tangible Assets | 1.54% | 1.68% | 1.24% | 1.08% | 1.23% |
| Earnings Yield | 6.30% | 6.76% | 11.37% | 11.16% | 15.90% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.51 | 22.82 | 5.48 | 3.16 | 5.19 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | -0.02 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 41.67 | 46.09 | 37.33 | 20.12 | 28.55 |
| Asset Turnover | 0.19 | 0.24 | 0.22 | 0.12 | 0.16 |
| Working Capital Turnover Ratio | 4.90 | 1.66 | 0.73 | 0.33 | 0.75 |
| Cash Conversion Cycle | 104.11 | -23235.45 | 66.65 | 115.58 | 70.32 |
| Days of Sales Outstanding | 104.11 | 16.00 | 66.65 | 115.58 | 70.32 |
| Days of Inventory Outstanding | 0.00 | -23251.45 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 104.11 | -23235.45 | 66.65 | 115.58 | 70.32 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.99 | 2.63 | 5.02 | 3.42 | 2.13 |
| Free Cash Flow Per Share | 7.82 | 2.50 | 4.73 | 3.04 | 1.74 |
| Dividend Paid and CapEx Coverage Ratio | 4.40 | 1.57 | 1.62 | 1.24 | 0.84 |
| Capital Expenditure Coverage Ratio | 47.20 | 20.55 | 17.57 | 8.88 | 5.50 |
| Operating Cash Flow Coverage Ratio | 1.22 | 0.53 | 0.48 | 0.32 | 0.19 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.09 | 0.09 | 0.11 | 0.05 |
| Free Cash Flow Yield | 20.55% | 8.41% | 18.11% | 12.69% | 7.92% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 15.85 | 14.67 | 8.79 | 8.96 | 6.29 |
| Price-to-Sales (P/S) Ratio | 1.23 | 1.00 | 0.49 | 0.79 | 0.47 |
| Price-to-Book (P/B) Ratio | 3.80 | 3.38 | 1.54 | 1.38 | 0.86 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.87 | 11.89 | 5.52 | 7.88 | 12.62 |
| Price-to-Operating Cash Flow Ratio | 4.76 | 11.31 | 5.21 | 6.99 | 10.33 |
| Price-to-Earnings Growth (PEG) Ratio | 0.81 | 0.09 | 0.74 | -0.38 | -0.19 |
| Enterprise Value Multiple | 10.54 | 9.54 | 5.98 | 6.64 | 4.90 |
| Enterprise Value | 120.02B | 93.65B | 46.43B | 43.62B | 41.00B |
| EV to EBITDA | 10.54 | 9.54 | 5.98 | 6.64 | 4.90 |
| EV to Sales | 1.36 | 1.09 | 0.59 | 0.97 | 0.59 |
| EV to Free Cash Flow | 5.39 | 12.95 | 6.70 | 9.68 | 15.82 |
| EV to Operating Cash Flow | 5.27 | 12.32 | 6.32 | 8.59 | 12.95 |
| Tangible Book Value Per Share | 6.21 | 5.35 | 10.08 | 11.46 | 18.63 |
| Shareholders’ Equity Per Share | 10.00 | 8.80 | 16.99 | 17.30 | 25.48 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.28 | 0.27 | 0.27 | 0.20 | 0.23 |
| Revenue Per Share | 30.92 | 29.71 | 53.36 | 30.16 | 46.77 |
| Net Income Per Share | 2.40 | 2.01 | 2.97 | 2.67 | 3.50 |
| Tax Burden | 0.68 | 0.69 | 0.67 | 0.74 | 0.74 |
| Interest Burden | 0.96 | 0.95 | 0.93 | 0.92 | 0.94 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.04 | 0.00 | 0.19 | 0.13 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Income Quality | 3.33 | 1.31 | 1.69 | 1.10 | 0.61 |
Currency in USD
