White Mountains Insurance Group(WTM)
$2,259.75-20.25 (-0.89%)
WTM
White Mountains Insurance Group financials statements
$2,259.75
At close:-20.25 (-0.89%)
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White Mountains Insurance Group (WTM) Ratios
113 Followers
White Mountains Insurance Group Ratios
WTM's free cash flow for Q3 2026 was $319.80M. For the 2026 fiscal year, WTM's free cash flow was increased by $0.00 and operating cash flow was $356.60M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.14 | 12.82 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 1.14 | 12.82 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.04 | 1.06 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.18 | 0.05 | 0.13 | 0.23 | -0.08 |
| Operating Cash Flow Ratio | -0.00 | 2.47 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 80.38 | 0.00 | 0.00 | 0.45 |
| Net Current Asset Value | $ -1.14B | $ -1.75B | $ -3.82B | $ -3.45B | $ -3.30B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.06 | 0.07 | 0.08 | 0.09 |
| Debt-to-Equity Ratio | 0.15 | 0.13 | 0.13 | 0.15 | 0.18 |
| Debt-to-Capital Ratio | 0.13 | 0.11 | 0.12 | 0.13 | 0.15 |
| Long-Term Debt-to-Capital Ratio | 0.13 | 0.11 | 0.12 | 0.13 | 0.11 |
| Financial Leverage Ratio | 2.27 | 2.21 | 1.98 | 1.97 | 1.97 |
| Debt Service Coverage Ratio | 21.93 | 4.97 | 9.98 | -3.63 | -1.16 |
| Interest Coverage Ratio | 22.60 | 5.21 | 9.02 | -3.71 | -13.35 |
| Debt to Market Cap | 0.16 | 0.12 | 0.15 | 0.14 | 0.21 |
| Interest Debt Per Share | 350.72 | 246.17 | 248.21 | 217.78 | 216.80 |
| Net Debt to EBITDA | 0.46 | 0.84 | 0.73 | -3.06 | -2.12 |
| Profitability Margins | |||||
| Gross Profit Margin | 53.72% | 45.58% | 53.07% | 32.03% | 5.39% |
| EBIT Margin | 51.97% | 16.03% | 28.99% | -9.42% | -41.19% |
| EBITDA Margin | 52.31% | 15.76% | 28.17% | -9.05% | -37.68% |
| Operating Profit Margin | 49.08% | 13.45% | 26.09% | -12.90% | -44.53% |
| Pretax Profit Margin | 49.08% | 13.45% | 26.09% | -12.90% | -44.53% |
| Net Profit Margin | 40.87% | 9.79% | 23.50% | 68.47% | -44.82% |
| Continuous Operations Profit Margin | 44.39% | 12.07% | 26.81% | -16.48% | -51.76% |
| Net Income Per EBT | 83.27% | 72.75% | 90.06% | -530.66% | 100.66% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 8.99% | 2.32% | 6.07% | 10.73% | -3.93% |
| Return on Equity (ROE) | 20.39% | 5.14% | 12.01% | 21.16% | -7.76% |
| Return on Capital Employed (ROCE) | 16.65% | 3.27% | 6.74% | -2.02% | -3.91% |
| Return on Invested Capital (ROIC) | 15.06% | 9.14% | 0.00% | 0.00% | -125.39% |
| Return on Tangible Assets | 10.08% | 2.50% | 6.35% | 11.33% | -4.14% |
| Earnings Yield | 20.85% | 4.68% | 13.39% | 19.83% | -8.93% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.53 | 1.29 | 2.04 | 1.01 | 0.71 |
| Payables Turnover | 3.41 | 5.39 | 12.54 | 3.13 | 1.37 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 72.22 | 0.00 | 0.00 | 0.00 |
| Asset Turnover | 0.22 | 0.24 | 0.26 | 0.16 | 0.09 |
| Working Capital Turnover Ratio | 1.60 | 1.68 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 131.15 | 215.88 | 149.41 | 244.79 | 251.32 |
| Days of Sales Outstanding | 238.21 | 283.56 | 178.52 | 361.25 | 517.62 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 107.06 | 67.68 | 29.11 | 116.46 | 266.29 |
| Operating Cycle | 238.21 | 283.56 | 178.52 | 361.25 | 517.62 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -2.82 | 231.75 | 159.89 | 115.46 | 32.28 |
| Free Cash Flow Per Share | -2.82 | 231.75 | 159.89 | 115.46 | 32.28 |
| Dividend Paid and CapEx Coverage Ratio | -2.77 | 234.72 | 155.42 | 108.77 | 31.68 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | -0.01 | 1.04 | 0.72 | 0.57 | 0.15 |
| Operating Cash Flow to Sales Ratio | -0.00 | 0.25 | 0.19 | 0.28 | 0.16 |
| Free Cash Flow Yield | -0.14% | 11.91% | 10.62% | 8.16% | 3.18% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 4.83 | 21.66 | 7.47 | 5.04 | -11.20 |
| Price-to-Sales (P/S) Ratio | 1.96 | 2.09 | 1.76 | 3.45 | 5.02 |
| Price-to-Book (P/B) Ratio | 0.98 | 1.10 | 0.90 | 1.07 | 0.87 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -737.17 | 8.39 | 9.41 | 12.25 | 31.41 |
| Price-to-Operating Cash Flow Ratio | -737.17 | 8.39 | 9.41 | 12.25 | 31.41 |
| Price-to-Earnings Growth (PEG) Ratio | 0.01 | -0.40 | -0.26 | -0.01 | 0.08 |
| Enterprise Value Multiple | 4.21 | 14.11 | 6.96 | -41.20 | -15.45 |
| Enterprise Value | 5.96B | 5.24B | 4.25B | 4.32B | 3.58B |
| EV to EBITDA | 4.21 | 14.11 | 6.96 | -41.20 | -15.45 |
| EV to Sales | 2.20 | 2.22 | 1.96 | 3.73 | 5.82 |
| EV to Free Cash Flow | -827.74 | 8.92 | 10.51 | 13.23 | 36.42 |
| EV to Operating Cash Flow | -827.74 | 8.92 | 10.51 | 13.23 | 36.42 |
| Tangible Book Value Per Share | 1928.97 | 1741.98 | 1804.93 | 1392.33 | 1217.65 |
| Shareholders’ Equity Per Share | 2124.14 | 1770.81 | 1677.88 | 1325.77 | 1166.18 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.10 | 0.10 | -0.03 | -0.28 | -0.16 |
| Revenue Per Share | 1059.95 | 929.82 | 857.32 | 409.70 | 201.94 |
| Net Income Per Share | 433.17 | 91.00 | 201.48 | 280.52 | -90.52 |
| Tax Burden | 0.83 | 0.73 | 0.90 | -5.31 | 1.01 |
| Interest Burden | 0.94 | 0.84 | 0.90 | 1.37 | 1.08 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.21 | 0.20 | 0.31 | 0.47 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.06 | 0.00 |
| Income Quality | -0.01 | 2.07 | 0.79 | 0.41 | -0.37 |
Currency in USD
