Want to see WRB full AI Analyst Report?
Loss Ratio by Segment
Reflects claims and loss adjustment expenses relative to premiums earned in each segment, showing how well premiums cover claims. Persistent increases point to adverse claims trends, underwriting weaknesses, or reserve shortfalls, while improvements indicate better pricing or lower claim frequency/severity.Insurance loss ratios have been unusually stable quarter‑to‑quarter, reflecting disciplined underwriting and rate actions that support consistent profitability and finance ongoing capital returns. Reinsurance & Monoline Excess’s apparent improvement appears driven more by selective shrinking and repricing than a durable turnaround—management warned of intense competition, MGU/delegated‑authority risks and falling written premium—so gains may be fragile and could reverse if market discipline weakens. Watch core insurance for steady cash generation and reinsurance for downside risk to margins.
Date | Insurance | Reinsurance & Monoline Excess |
|---|---|---|
Jun 30, 2026 | 63.10 | 49.20 |
Mar 31, 2026 | 63.90 | 48.30 |
Dec 31, 2025 | 62.50 | 51.90 |
Sep 30, 2025 | 63.90 | 51.30 |
Jun 30, 2025 | 63.80 | 57.70 |
Mar 31, 2025 | 63.90 | 57.70 |
Dec 31, 2024 | 62.20 | 58.90 |
Sep 30, 2024 | 63.10 | 57.00 |
Jun 30, 2024 | 64.00 | 52.80 |
Mar 31, 2024 | 61.80 | 49.80 |