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Average Loans by Segment
Tracks the average loan balances in each business line (consumer, mortgage, commercial). Reveals where Wells Fargo is deploying credit, how lending growth or contraction will drive interest income, and where concentration or rising delinquencies could create downside risk.Loan growth is clearly concentrated in Corporate & Investment Banking and Commercial — both have rebounded sharply into 2025–H1 2026 and now drive most of Wells Fargo’s balance‑sheet expansion, while Consumer lending only recently recovered from a multi‑quarter trough and remains below its 2020 high. Wealth lending shows steady, low‑volatility growth supporting fee businesses. That mix explains management’s strong loan and EPS momentum but also the near‑term NIM pressure and capital/funding tradeoffs: wholesale growth boosts revenue and RoTCE but raises funding costs and exposure to market/credit swings.
Date | Consumer Banking and Lending | Corporate and Investment Banking | Commercial Banking | Wealth and Investment Management |
|---|---|---|---|---|
Sep 30, 2026 | $342.12B | $353.43B | $240.46B | $95.37B |
Jun 30, 2026 | $337.80B | $359.40B | $237.10B | $91.10B |
Mar 31, 2026 | $335.30B | $342.30B | $229.10B | $88.40B |
Dec 31, 2025 | $329.30B | $312.90B | $224.00B | $88.70B |
Sep 30, 2025 | $325.30B | $295.90B | $219.40B | $86.20B |
Jun 30, 2025 | $315.43B | $285.89B | $226.46B | $84.87B |
Mar 31, 2025 | $318.05B | $277.29B | $223.80B | $84.34B |
Dec 31, 2024 | $321.42B | $273.96B | $221.79B | $83.57B |
Sep 30, 2024 | $323.60B | $275.20B | $222.10B | $82.80B |
Jun 30, 2024 | $325.90B | $275.80B | $224.40B | $83.20B |