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Woori Finance Holdings Co (WF) Ratios
Woori Finance Holdings Co Ratios
WF's free cash flow for Q2 2026 was $6.38T. For the 2026 fiscal year, WF's free cash flow was decreased by $-55.20B and operating cash flow was $6.44T. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.93 | 0.22 | 0.23 | 12.65 | 7.93 |
| Quick Ratio | 0.93 | 0.22 | 0.23 | 21.77 | 12.02 |
| Cash Ratio | 0.53 | 0.07 | 0.08 | 5.70 | 1.08 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.27 | -0.02 | 0.00 | 3.10 | -0.26 |
| Short-Term Operating Cash Flow Coverage | 0.27 | -3.58 | 1.27 | 8.01 | -1.82 |
| Net Current Asset Value | $ -520.58T | $ -404.31T | $ -378.41T | $ -372.92T | $ -362.55T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.16 | 0.16 | 0.15 | 0.15 | 0.16 |
| Debt-to-Equity Ratio | 2.93 | 2.46 | 2.41 | 2.55 | 2.71 |
| Debt-to-Capital Ratio | 0.75 | 0.71 | 0.71 | 0.72 | 0.73 |
| Long-Term Debt-to-Capital Ratio | 0.58 | 0.71 | 0.70 | 0.71 | 0.73 |
| Financial Leverage Ratio | 18.62 | 15.42 | 15.73 | 16.71 | 17.30 |
| Debt Service Coverage Ratio | 0.09 | 0.29 | 0.27 | 0.52 | 0.91 |
| Interest Coverage Ratio | 0.00 | 0.32 | 0.44 | 0.76 | 1.27 |
| Debt to Market Cap | 4.40 | 7.32 | 7.93 | 8.70 | 7.54 |
| Interest Debt Per Share | 373980.12 | 392358.13 | 360042.48 | 327125.41 | 301754.23 |
| Net Debt to EBITDA | 12.70 | 10.50 | 10.42 | 7.15 | 13.93 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 42.38% | 100.00% | 60.65% | 72.49% |
| EBIT Margin | 100.00% | 16.40% | 35.87% | 26.16% | 29.48% |
| EBITDA Margin | 130.39% | 20.92% | 46.27% | 31.50% | 35.81% |
| Operating Profit Margin | 100.00% | 16.40% | 55.64% | 26.16% | 29.48% |
| Pretax Profit Margin | 100.00% | 16.40% | 37.03% | 26.16% | 29.48% |
| Net Profit Margin | 78.83% | 11.98% | 26.38% | 18.33% | 20.33% |
| Continuous Operations Profit Margin | 78.83% | 12.32% | 27.65% | 19.38% | 22.09% |
| Net Income Per EBT | 78.83% | 73.08% | 71.25% | 70.08% | 68.97% |
| EBT Per EBIT | 100.00% | 100.00% | 66.55% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.54% | 0.59% | 0.50% | 0.66% | 0.57% |
| Return on Equity (ROE) | 10.04% | 9.05% | 7.91% | 11.08% | 9.84% |
| Return on Capital Employed (ROCE) | 0.75% | 2.92% | 4.25% | 0.96% | 0.84% |
| Return on Invested Capital (ROIC) | 0.54% | 2.17% | 3.14% | 2.07% | 2.16% |
| Return on Tangible Assets | 0.54% | 0.59% | 0.51% | 0.67% | 0.57% |
| Earnings Yield | 15.16% | 27.11% | 26.16% | 37.95% | 27.54% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.33 | 1.85 | 0.55 | 1.36 | 0.85 |
| Payables Turnover | 0.00 | 2.05 | 0.00 | 1.14 | 0.49 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.13 | -0.12 |
| Fixed Asset Turnover | 0.54 | 3.51 | 1.47 | 3.03 | 2.52 |
| Asset Turnover | 0.01 | 0.05 | 0.02 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.03 | -0.09 | -0.09 | 0.29 | 0.28 |
| Cash Conversion Cycle | 1105.77 | 18.85 | 665.21 | -2970.96 | -3365.49 |
| Days of Sales Outstanding | 1105.77 | 197.21 | 665.21 | 268.96 | 428.24 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -2919.70 | -3047.74 |
| Days of Payables Outstanding | 0.00 | 178.36 | 0.00 | 320.23 | 746.00 |
| Operating Cycle | 1105.77 | 197.21 | 665.21 | -2650.73 | -2619.50 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 53980.53 | -24805.84 | 6616.63 | 76777.59 | -7458.27 |
| Free Cash Flow Per Share | 51976.66 | -26473.17 | 5012.60 | 75344.51 | -8527.29 |
| Dividend Paid and CapEx Coverage Ratio | 9.52 | -4.75 | 1.18 | 17.02 | -2.60 |
| Capital Expenditure Coverage Ratio | 26.94 | -14.88 | 4.12 | 53.58 | -6.98 |
| Operating Cash Flow Coverage Ratio | 0.14 | -0.07 | 0.02 | 0.25 | -0.03 |
| Operating Cash Flow to Sales Ratio | 3.31 | -0.24 | 0.17 | 1.07 | -0.14 |
| Free Cash Flow Yield | 61.38% | -57.46% | 12.82% | 217.67% | -22.30% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.60 | 3.89 | 3.82 | 2.63 | 3.63 |
| Price-to-Sales (P/S) Ratio | 5.20 | 0.44 | 1.01 | 0.48 | 0.74 |
| Price-to-Book (P/B) Ratio | 0.66 | 0.33 | 0.30 | 0.29 | 0.36 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 1.63 | -1.74 | 7.80 | 0.46 | -4.48 |
| Price-to-Operating Cash Flow Ratio | 1.57 | -1.86 | 5.91 | 0.45 | -5.13 |
| Price-to-Earnings Growth (PEG) Ratio | 0.79 | 0.17 | -0.17 | 0.13 | 0.04 |
| Enterprise Value Multiple | 16.69 | 12.61 | 12.60 | 8.69 | 15.99 |
| Enterprise Value | 89.56T | 67.92T | 55.38T | 47.57T | 71.62T |
| EV to EBITDA | 16.69 | 12.61 | 12.60 | 8.69 | 15.99 |
| EV to Sales | 21.76 | 2.64 | 5.83 | 2.74 | 5.73 |
| EV to Free Cash Flow | 6.82 | -10.38 | 45.07 | 2.60 | -34.78 |
| EV to Operating Cash Flow | 6.56 | -11.08 | 34.15 | 2.55 | -39.77 |
| Tangible Book Value Per Share | 130939.60 | 137701.82 | 128939.78 | 123578.36 | 112617.88 |
| Shareholders’ Equity Per Share | 127832.46 | 137993.03 | 129183.50 | 118570.39 | 107018.55 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.25 | 0.25 | 0.26 | 0.25 |
| Revenue Per Share | 16284.71 | 104211.95 | 38751.17 | 71674.01 | 51793.44 |
| Net Income Per Share | 12837.62 | 12489.31 | 10224.31 | 13137.41 | 10530.58 |
| Tax Burden | 0.79 | 0.73 | 0.71 | 0.70 | 0.69 |
| Interest Burden | 1.00 | 1.00 | 1.03 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.16 | 0.42 | 0.22 | 0.29 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 |
| Income Quality | 4.23 | -1.93 | 0.62 | 5.60 | -0.64 |
Currency in KRW