Versabank (VBNK) Stock Statistics & Valuation Metrics

Versabank has a market cap or net worth of $746.24M. The enterprise value is $490.24M.

Market Cap

$746.24M

Enterprise Value

$490.24M

Versabank has 32,419,080 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

32,419,080

Owned by Insiders

36.41%

Owned by Institutions

2.61%

Versabank’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 3.00%.

Return on Equity (ROE)

0.05

Return on Assets (ROA)

0.00

Return on Invested Capital (ROIC)

3.00%

Return on Capital Employed (ROCE)

0.04

Revenue Per Employee

2.32M

Profits Per Employee

217.24K

Employee Count

131

Asset Turnover

0.05

Inventory Turnover

0.00

The current PE Ratio of Versabank is 32.45. Versabank’s PEG ratio is 2.77.

PE Ratio

32.45

PS Ratio

3.24

PB Ratio

1.94

Price to FCF

10.72

Price to Operating Cash Flow

10.07

PEG Ratio

2.77

In the last 12 months, Versabank had revenue of 304.15M and earned 28.46M in profits. Earnings per share was 0.90.

Revenue

304.15M

Gross Profit

120.23M

Operating Income

41.49M

Pretax Income

41.49M

Net Income

28.46M

EBITDA

44.59M

Earnings Per Share (EPS)

0.90

In the last 12 months, operating cash flow was 109.19M and capital expenditures -6.13M, giving a free cash flow of 103.07M billion.

Operating Cash Flow

109.19M

Free Cash Flow

103.07M

Free Cash Flow per Share

3.19

Versabank pays an annual dividend of $0.02, resulting in a dividend yield of 0.31%

Dividend Per Share

$0.02

Dividend Yield

0.31%

Payout Ratio

7.21%

Free Cash Flow Yield

9.24%

Earnings Yield

3.05%

Beta

0.58

52-Week Price Change

95.49%

50-Day Moving Average

22.27

200-Day Moving Average

18.99

Relative Strength Index (RSI)

55.15

Average Volume (3m)

120.76K

Versabank upcoming earnings date is Dec 16, 2026, TBA (Not Confirmed).

Last Earnings Date

Sep 03, 2026

Next Earnings Date

Dec 16, 2026

Ex-Dividend Date

Jul 10, 2026

Versabank as a current ratio of 0.13, with Debt / Equity ratio of 20.37%

Current Ratio

0.13

Quick Ratio

0.13

Debt to Market Cap

0.20

Net Debt to EBITDA

-10.61

Interest Coverage Ratio

0.23

In the past 12 months, Versabank has paid 13.04M in taxes.

Income Tax

13.04M

Effective Tax Rate

0.31

Versabank EV to EBITDA ratio is 14.02, with an EV/FCF ratio of 7.10.

EV to Sales

2.15

EV to EBITDA

14.02

EV to Free Cash Flow

7.10

EV to Operating Cash Flow

6.70

Versabank has $490.05M in cash and marketable securities with $107.24M in debt, giving a net cash position of $382.81M billion.

Cash & Marketable Securities

$490.05M

Total Debt

$107.24M

Net Cash

$382.81M

Net Cash Per Share

$11.81

Tangible Book Value Per Share

$16.91

Gross margin is 42.93%, with operating margin of 14.48%, and net profit margin of 9.92%.

Gross Margin

42.93%

Operating Margin

14.48%

Pretax Margin

14.48%

Net Profit Margin

9.92%

EBITDA Margin

15.30%

EBIT Margin

14.48%

The average price target for Versabank is $24.32, which is 11.43% higher than the current price. The consensus rating is Strong Buy

Price Target

$24.32

Price Target Upside

5.98% Upside

Analyst Consensus

Strong Buy

Analyst Count

3

Revenue Growth Forecast

14.55%

EPS Growth Forecast

12.25%

Smart Score

10

AI Score

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