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Uxin
(NASDAQ:UXIN)
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Rating:48Neutral
Price Target:
$1.50
▲(28.21% Upside)
Action:Reiterated
Date:10/04/26
UXIN’s score is primarily held back by weak financial quality—negative equity, high leverage, and substantial ongoing cash burn—despite improving revenue momentum. Technicals are modestly better in the short term (above 20D/50D with neutral momentum), but longer-term trend remains weak (below 100D/200D). Earnings-call guidance and operating execution are constructive (strong volume growth outlook and targeted gross margin recovery), yet recent negative gross margin and EBITDA losses keep risk elevated, and valuation metrics reflect continued losses (negative P/E).
Positive Factors
Strong revenue and transaction growth
Rapid growth in transaction volume and revenue indicates stronger customer adoption and expanding operating scale. If sustained, higher throughput can improve fixed-cost absorption, strengthen Uxin’s market position, and provide a foundation for improved earnings over the next several quarters.
Negative Factors
Stressed balance sheet and negative equity
Negative equity leaves Uxin with a thin capital cushion and makes the business more dependent on liabilities to fund operations. High debt relative to assets reduces financial flexibility, increases refinancing exposure, and could constrain investment in growth or network expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue and transaction growth
Rapid growth in transaction volume and revenue indicates stronger customer adoption and expanding operating scale. If sustained, higher throughput can improve fixed-cost absorption, strengthen Uxin’s market position, and provide a foundation for improved earnings over the next several quarters.
Read all positive factors
Uxin Key Performance Indicators (KPIs)
Any
Revenue by Segment
Analyzes revenue from different business segments, highlighting which areas are driving growth and which may need strategic adjustments to improve profitability.
Analyzes revenue from different business segments, highlighting which areas are driving growth and which may need strategic adjustments to improve profitability.
Data provided by:
The Fly
The FlyUxin (UXIN) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$278.28M
Dividend YieldN/A
Average Volume (3M)670.42K
Price to Earnings (P/E)―
Beta (1Y)0.75
Revenue Growth97.00%
EPS Growth-42.04%
CountryUS
Employees2,437
SectorConsumer Cyclical
Sector Strength84
IndustryAuto - Dealerships
Share Statistics
EPS (TTM)-1.50
Shares Outstanding219,844,220
10 Day Avg. Volume1,917,039
30 Day Avg. Volume670,419
Financial Highlights & Ratios
PEG Ratio0.19
Price to Book (P/B)-23.49
Price to Sales (P/S)1.52
P/FCF Ratio-9.37
Enterprise Value/Market Cap3.57
Enterprise Value/Revenue0.26
Enterprise Value/Gross Profit3.88
Enterprise Value/Ebitda-4.80
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)>-0.01
Revenue Forecast (FY)$10.98B
Uxin Business Overview & Revenue Model
Company Description
Uxin Limited, an investment holding company, operates as a used car retailer in the People’s Republic of China. The company offers used-car acquisition, inspection, reconditioning, warehousing, and pre-sales and after-sales services; and warranty ...
How the Company Makes Money
Uxin’s revenue model has historically been tied to enabling used-car transactions and related services. The company has generated revenue primarily by earning service fees/commissions associated with used-car sales completed through its platform o...
Uxin Earnings Call Summary
Earnings Call Date:Sep 24, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Dec 17, 2026
Earnings Call Sentiment Positive
The call was predominantly positive on Uxin's execution, with retail volume, revenue, wholesale activity, customer satisfaction, inventory turnover and planned superstore expansion showing strong progress. However, the company faced a difficult automotive market, declining vehicle prices, a negative second-quarter gross margin and a RMB 120 million adjusted EBITDA loss. Management emphasized that profitability had recovered since the beginning of the third quarter and guided to nearly 50% year-over-year retail volume growth and gross margin above 6%, making the overall tone positive despite material market and quarterly profitability challenges.Positive Updates
Retail Transaction Growth Outperformed the Market
Second-quarter retail transaction volume reached 19,610 units, up 89% year-over-year and 19% sequentially, significantly outperforming the broader used car market.
Negative Updates
China New Vehicle Market Under Pressure
Second-quarter new passenger vehicle sales in China declined by more than 20% year-over-year, while ICE car sales declined by nearly 40%.
Read all updates
Q2-2026 Updates
Positive
Negative
Retail Transaction Growth Outperformed the Market
Second-quarter retail transaction volume reached 19,610 units, up 89% year-over-year and 19% sequentially, significantly outperforming the broader used car market.
Read all positive updates
Company Guidance
For the third quarter, Uxin expects retail transaction volume to be between 20,500 and 21,000 units, representing year-over-year growth of nearly 50%, total revenue between RMB 1.16 billion and RMB 1.19 billion, and gross margin recovering to above 6%; the company expects ASP to remain relatively stable overall and does not expect ASP to decline significantly from current levels, while inventory turnover of around 20 days is a core operating target it intends to maintain over the long term. Uxin expects 50,000 to 60,000 dealerships to exit the market for the full year, representing more than 20% of the industry.Uxin Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
12
Very Negative
Cash Flow
10
Very Negative
| Breakdown | Mar 2026 | Jun 2024 | Mar 2024 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.24B | 2.02B | 2.06B | 2.07B | 1.62B |
| Gross Profit | 216.40M | 138.46M | 25.51M | 25.52M | 47.23M |
| EBITDA | -105.75M | -119.84M | -95.30M | -95.43M | -70.93M |
| Net Income | -277.54M | -276.28M | -137.52M | -147.99M | -141.76M |
Balance Sheet | |||||
| Total Assets | 2.44B | 1.95B | 2.09B | 718.65M | 1.31B |
| Cash, Cash Equivalents and Short-Term Investments | 83.13M | 25.11M | 23.34M | 92.71M | 148.89M |
| Total Debt | 1.96B | 1.75B | 1.78B | 820.38M | 1.19B |
| Total Liabilities | 2.32B | 2.17B | 2.23B | 2.54B | 3.20B |
| Stockholders Equity | -209.86M | -368.00M | -292.85M | -1.82B | -1.90B |
Cash Flow | |||||
| Free Cash Flow | -525.83M | -201.96M | -275.14M | -284.34M | -863.62M |
| Operating Cash Flow | -504.35M | -196.73M | -262.45M | -251.14M | -844.96M |
| Investing Cash Flow | -21.15M | -2.43M | -11.34M | -32.03M | -16.77M |
| Financing Cash Flow | 581.54M | 201.12M | 205.30M | 239.99M | 764.42M |
Uxin Technical Analysis
Negative
1.17
Price Trends
1.20
Positive
1.56
Negative
2.44
Negative
Market Momentum
0.02
Negative
51.81
Neutral
43.04
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Negative. The current price of 1.17 is below the 20-day moving average (MA) of 1.20, below the 50-day MA of 1.20, and below the 200-day MA of 2.44, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 51.81 is Neutral, neither overbought nor oversold. The STOCH value of 43.04 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for UXIN.
Uxin Risk Analysis
Uxin disclosed 80 risk factors in its most recent earnings report. Uxin reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Uxin Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | $519.27M | 16.17 | 7.40% | ― | 1.08% | -6.71% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
49 Neutral | $111.58M | -0.18 | -179.72% | 488.34% | 46.34% | 42.87% | |
49 Neutral | $47.21M | -0.84 | -51.30% | ― | 100.60% | 69.18% | |
48 Neutral | $278.28M | -4.29 | 73.63% | ― | 97.00% | -42.04% | |
45 Neutral | $41.61M | 12.46 | 10.20% | ― | 17.86% | ― | |
39 Underperform | $64.75M | -0.05 | -119.35% | ― | 637.89% | 98.96% |
* Consumer Cyclical Sector Average
UXIN
Uxin
1.25
-2.10
-62.69%
CARS
Cars
9.45
-1.66
-14.94%
KXIN
Kaixin Auto Holdings
1.43
-295.97
-99.52%
CANG
Cango
3.02
-43.78
-93.55%
SDA
SunCar Technology Group
0.41
-1.93
-82.65%
VRM
Vroom, Inc.
9.35
-16.72
-64.14%
Uxin Corporate Events
Uxin Posts Surging Q2 Volumes but Slips Into Negative Margin Amid Price War
Sep 24, 2026
Uxin reported unaudited financial results on September 24, 2026 for the quarter ended June 30, 2026, highlighting sharp growth in used car transaction volumes and revenue but significant pressure on margins. Total transaction volume rose 20.3% qua...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.