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Uxin (UXIN) AI Stock Analysis
Uxin
(NASDAQ:UXIN)
UXIN’s score is constrained primarily by persistent losses, negative equity, high leverage, and ongoing cash burn. Strong revenue growth and constructive management guidance provide upside potential, but the weak technical trend, negative P/E, and stressed financial structure make the stock highly speculative.
Uxin Key Performance Indicators (KPIs)
Revenue by SegmentBreaks down where money is earned so you can see concentration risk and diversification progress—if most revenue is from used-car transactions versus value-added services like loans or warranties. A balanced, growing services mix typically signals better long-term margins and resilience to used-car market swings.
Uxin's revenue from Retail Vehicles is experiencing a strong resurgence, with a significant increase since mid-2023, indicating a successful strategic shift towards retail sales. The Wholesale Vehicles segment, however, continues to decline, suggesting a strategic pivot away from wholesale operations. Meanwhile, the 'Other' segment shows a steady recovery, potentially diversifying revenue streams. The absence of commission and value-added services revenue since 2021 highlights a streamlined focus on core vehicle sales. This strategic realignment could position Uxin for sustainable growth in the competitive automotive market.
The FlyUxin (UXIN) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $195.66M
- Dividend Yield
- ―
- Average Volume (3M)
- 423.25K
- Price to Earnings (P/E)
- -3.0
- Beta (1Y)
- 0.74
- Revenue Growth
- 97.00%
- EPS Growth
- -42.04%
- Country
- US
- Employees
- 2,437
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Auto - Dealerships
Uxin Business Overview & Revenue Model
Company Description
Uxin Limited, an investment holding company, operates as a used car retailer in the People’s Republic of China. The company offers used-car acquisition, inspection, reconditioning, warehousing, and pre-sales and after-sales services; and warranty and...
How the Company Makes Money
Uxin’s revenue model has historically been tied to enabling used-car transactions and related services. The company has generated revenue primarily by earning service fees/commissions associated with used-car sales completed through its platform or f...
Uxin Earnings Call Summary
The call was predominantly positive on Uxin's execution, with retail volume, revenue, wholesale activity, customer satisfaction, inventory turnover and planned superstore expansion showing strong progress. However, the company faced a difficult automotive market, declining vehicle prices, a negative second-quarter gross margin and a RMB 120 million adjusted EBITDA loss. Management emphasized that profitability had recovered since the beginning of the third quarter and guided to nearly 50% year-over-year retail volume growth and gross margin above 6%, making the overall tone positive despite material market and quarterly profitability challenges.
Q2-2026 Updates
Positive Updates
Negative Updates
Company Guidance
For the third quarter, Uxin expects retail transaction volume to be between 20,500 and 21,000 units, representing year-over-year growth of nearly 50%, total revenue between RMB 1.16 billion and RMB 1.19 billion, and gross margin recovering to above 6%; the company expects ASP to remain relatively stable overall and does not expect ASP to decline significantly from current levels, while inventory turnover of around 20 days is a core operating target it intends to maintain over the long term. Uxin expects 50,000 to 60,000 dealerships to exit the market for the full year, representing more than 20% of the industry.
Uxin Financial Statement Overview
Summary
Revenue growth and improving loss margins are positive, but the company remains structurally unprofitable, has negative shareholders’ equity, high debt, and persistent negative operating and free cash flow.
Income Statement
35NegativeBalance Sheet
20Very NegativeCash Flow
15Very Negative| Breakdown | TTM | Mar 2026 | Jun 2024 | Mar 2024 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.24B | 3.24B | 2.02B | 2.06B | 2.07B | 1.62B |
| Gross Profit | 216.40M | 216.40M | 138.46M | 25.51M | 25.52M | 47.23M |
| EBITDA | -167.96M | -105.75M | -119.84M | -94.09M | -95.52M | -70.63M |
| Net Income | -277.54M | -277.54M | -276.28M | -137.52M | -147.99M | -141.76M |
Balance Sheet | ||||||
| Total Assets | 2.44B | 2.44B | 1.95B | 2.09B | 718.65M | 1.31B |
| Cash, Cash Equivalents and Short-Term Investments | 83.13M | 83.13M | 25.11M | 23.34M | 92.71M | 148.89M |
| Total Debt | 1.96B | 1.96B | 1.75B | 1.78B | 820.38M | 1.19B |
| Total Liabilities | 2.32B | 2.32B | 2.17B | 2.23B | 2.54B | 3.20B |
| Stockholders Equity | -209.86M | -209.86M | -368.00M | -292.85M | -1.82B | -1.90B |
Cash Flow | ||||||
| Free Cash Flow | 0 | -525.83M | -201.96M | -275.14M | -284.34M | -863.62M |
| Operating Cash Flow | 0 | -504.35M | -196.73M | -262.45M | -251.14M | -844.96M |
| Investing Cash Flow | 0 | -21.15M | -2.43M | -11.34M | -32.03M | -16.77M |
| Financing Cash Flow | 0 | 581.54M | 201.12M | 205.30M | 239.99M | 764.42M |
Uxin Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UXIN, the sentiment is Negative. The current price of 0.89 is below the 20-day moving average (MA) of 1.02, below the 50-day MA of 1.12, and below the 200-day MA of 2.20, indicating a bearish trend. The MACD of -0.08 indicates Positive momentum. The RSI at 35.76 is Neutral, neither overbought nor oversold. The STOCH value of 49.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for UXIN.
Uxin Risk Analysis
Uxin disclosed 80 risk factors in its most recent earnings report. Uxin reported the most risks in the "Legal & Regulatory" category.
Latest Risks Added
1 New RiskUxin Peers Comparison
Overall Rating
CVNA72Outperform- UXIN45Neutral
KXIN43Neutral
AZI40Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| CVNA | 72Outperform | $75.34B | 22.19 | 43.91% | ― | 50.28% | 157.02% |
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| UXIN | 45Neutral | $195.78M | -3.03 | 73.63% | ― | 97.00% | -42.04% |
| KXIN | 43Neutral | $89.65M | -0.07 | -119.35% | ― | 637.89% | 98.96% |
| AZI | 40Underperform | $51.78M | -0.10 | 103.06% | ― | -53.68% | -128.53% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| UXIN | Uxin Limited | 0.89 | -1.87 | -67.75% | |
| CVNA | Carvana | 68.29 | 1.83 | 2.75% | |
| KXIN | Kaixin Auto Holdings | 1.98 | -569.52 | -99.65% | |
| JZXN | Jiuzi Holdings, Inc. | 1.09 | -10.44 | -90.55% | |
| AZI | Autozi Internet Technology (Global) Ltd. Class A | 0.78 | -45.02 | -98.30% |
Uxin Corporate Events
Uxin Posts Surging Q2 Volumes but Slips Into Negative Margin Amid Price War
Uxin reported unaudited financial results on September 24, 2026 for the quarter ended June 30, 2026, highlighting sharp growth in used car transaction volumes and revenue but significant pressure on margins. Total transaction volume rose 20.3% quarte...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 23, 2026