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Usio (USIO) Ratios
Usio Ratios
USIO's free cash flow for Q2 2026 was $-828.17K. For the 2026 fiscal year, USIO's free cash flow was decreased by $-134.05K and operating cash flow was $-694.12K. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.08 | 1.12 | 1.09 | 1.07 | 1.08 |
| Quick Ratio | 1.08 | 1.12 | 1.09 | 1.06 | 1.07 |
| Cash Ratio | 0.07 | 0.09 | 0.08 | 0.07 | 0.06 |
| Solvency Ratio | -0.00 | 0.06 | 0.02 | -0.03 | 0.02 |
| Operating Cash Flow Ratio | 0.01 | 0.03 | 0.04 | -0.21 | 0.26 |
| Short-Term Operating Cash Flow Coverage | 1.63 | 19.62 | 32.70 | -301.91 | 543.92 |
| Net Current Asset Value | $ 6.43M | $ 7.10M | $ 5.38M | $ 3.43M | $ 6.25M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 |
| Debt-to-Equity Ratio | 0.22 | 0.20 | 0.22 | 0.22 | 0.17 |
| Debt-to-Capital Ratio | 0.18 | 0.17 | 0.18 | 0.18 | 0.14 |
| Long-Term Debt-to-Capital Ratio | 0.06 | 0.03 | 0.05 | 0.00 | 0.00 |
| Financial Leverage Ratio | 7.53 | 5.60 | 7.10 | 7.03 | 7.16 |
| Debt Service Coverage Ratio | -0.52 | 27.92 | 14.33 | -45.37 | 39.38 |
| Interest Coverage Ratio | -45.30 | -27.33 | -369.57 | -1287.20 | -36.02 |
| Debt to Market Cap | 0.05 | 0.02 | 0.02 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.15 | 0.15 | 0.17 | 0.15 | 0.16 |
| Net Debt to EBITDA | 2902.73 | -1.40 | -1.98 | 1.09 | -1.66 |
| Profitability Margins | |||||
| Gross Profit Margin | 23.06% | 23.65% | 22.52% | 21.02% | 25.24% |
| EBIT Margin | -2.28% | 0.88% | -0.21% | -7.49% | -0.24% |
| EBITDA Margin | -0.00% | 3.61% | 2.31% | -3.55% | 4.03% |
| Operating Profit Margin | -2.76% | -1.77% | -2.33% | -7.51% | -0.25% |
| Pretax Profit Margin | -2.34% | 0.82% | -0.22% | -7.49% | -0.25% |
| Net Profit Margin | -2.94% | 3.99% | -0.58% | -7.90% | -0.52% |
| Continuous Operations Profit Margin | -2.94% | 3.99% | -0.58% | -7.90% | -0.52% |
| Net Income Per EBT | 125.65% | 487.33% | 260.22% | 105.38% | 211.92% |
| EBT Per EBIT | 84.74% | -46.13% | 9.50% | 99.79% | 97.68% |
| Return on Assets (ROA) | -1.86% | 3.08% | -0.44% | -5.60% | -0.24% |
| Return on Equity (ROE) | -14.03% | 17.25% | -3.15% | -39.35% | -1.72% |
| Return on Capital Employed (ROCE) | -11.30% | -6.60% | -10.86% | -32.01% | -0.73% |
| Return on Invested Capital (ROIC) | -10.82% | -6.39% | -10.42% | -30.74% | -0.71% |
| Return on Tangible Assets | -1.86% | 3.11% | -0.45% | -5.75% | -0.25% |
| Earnings Yield | -6.86% | 8.43% | -1.37% | -16.31% | -0.37% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.19 | 12.66 | 14.84 | 15.88 | 12.44 |
| Payables Turnover | 74.61 | 50.38 | 62.06 | 63.86 | 33.08 |
| Inventory Turnover | 142.31 | 156.81 | 151.35 | 108.08 | 106.57 |
| Fixed Asset Turnover | 12.98 | 13.31 | 13.58 | 11.54 | 9.66 |
| Asset Turnover | 0.63 | 0.77 | 0.77 | 0.71 | 0.46 |
| Working Capital Turnover Ratio | 8.71 | 9.10 | 11.97 | 9.52 | 8.59 |
| Cash Conversion Cycle | 20.22 | 23.90 | 21.12 | 20.64 | 21.73 |
| Days of Sales Outstanding | 22.55 | 28.82 | 24.59 | 22.98 | 29.34 |
| Days of Inventory Outstanding | 2.56 | 2.33 | 2.41 | 3.38 | 3.42 |
| Days of Payables Outstanding | 4.89 | 7.25 | 5.88 | 5.72 | 11.04 |
| Operating Cycle | 25.11 | 31.15 | 27.00 | 26.36 | 32.77 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.06 | 0.11 | 0.17 | -0.84 | 1.49 |
| Free Cash Flow Per Share | 0.04 | 0.07 | 0.13 | -0.88 | 1.42 |
| Dividend Paid and CapEx Coverage Ratio | 3.48 | 2.92 | 4.20 | -20.97 | 23.40 |
| Capital Expenditure Coverage Ratio | 3.48 | 2.92 | 4.20 | -20.97 | 23.40 |
| Operating Cash Flow Coverage Ratio | 0.39 | 0.75 | 1.04 | -5.63 | 9.59 |
| Operating Cash Flow to Sales Ratio | 0.02 | 0.03 | 0.04 | -0.25 | 0.48 |
| Free Cash Flow Yield | 2.95% | 4.86% | 7.73% | -53.08% | 32.65% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -14.58 | 12.17 | -72.79 | -6.13 | -271.51 |
| Price-to-Sales (P/S) Ratio | 0.43 | 0.47 | 0.42 | 0.48 | 1.41 |
| Price-to-Book (P/B) Ratio | 2.04 | 2.05 | 2.29 | 2.41 | 4.68 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 33.95 | 20.59 | 12.94 | -1.88 | 3.06 |
| Price-to-Operating Cash Flow Ratio | 24.19 | 13.54 | 9.86 | -1.97 | 2.93 |
| Price-to-Earnings Growth (PEG) Ratio | 0.08 | -0.02 | 0.80 | -0.00 | 2.97 |
| Enterprise Value Multiple | -27089.49 | 11.69 | 16.18 | -12.56 | 33.32 |
| Enterprise Value | 33.08M | 35.01M | 30.81M | 30.94M | 83.18M |
| EV to EBITDA | -27089.49 | 11.69 | 16.18 | -12.56 | 33.32 |
| EV to Sales | 0.39 | 0.42 | 0.37 | 0.45 | 1.34 |
| EV to Free Cash Flow | 30.66 | 18.39 | 11.53 | -1.73 | 2.92 |
| EV to Operating Cash Flow | 21.85 | 12.09 | 8.78 | -1.82 | 2.79 |
| Tangible Book Value Per Share | 0.66 | 0.68 | 0.66 | 0.55 | 0.72 |
| Shareholders’ Equity Per Share | 0.67 | 0.71 | 0.75 | 0.68 | 0.93 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.26 | -3.87 | -1.60 | -0.05 | -1.12 |
| Revenue Per Share | 3.17 | 3.09 | 4.11 | 3.41 | 3.09 |
| Net Income Per Share | -0.09 | 0.12 | -0.02 | -0.27 | -0.02 |
| Tax Burden | 1.26 | 4.87 | 2.60 | 1.05 | 2.12 |
| Interest Burden | 1.03 | 0.93 | 1.03 | 1.00 | 1.03 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.24 | 0.03 | 0.22 | 0.25 | 0.02 |
| Stock-Based Compensation to Revenue | 0.02 | 0.03 | 0.03 | 0.03 | 0.02 |
| Income Quality | -0.60 | 0.88 | -7.38 | 3.11 | -92.61 |
Currency in USD
