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Usio Inc (USIO)
NASDAQ:USIO
US Market

Usio (USIO) Ratios

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Usio Ratios

USIO's free cash flow for Q1 2025 was $0.22. For the 2025 fiscal year, USIO's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.12 1.09 1.07 1.08 1.09
Quick Ratio
1.12 1.09 1.06 1.07 1.09
Cash Ratio
0.09 0.08 0.07 0.06 0.08
Solvency Ratio
0.06 0.02 -0.03 0.02 -0.02
Operating Cash Flow Ratio
0.03 0.17 -0.21 0.26 0.10
Short-Term Operating Cash Flow Coverage
19.62 139.05 -301.91 543.92 18.14
Net Current Asset Value
$ 7.10M$ 5.38M$ 3.43M$ 6.25M$ 3.13M
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.03 0.03 0.02 0.03
Debt-to-Equity Ratio
0.20 0.22 0.22 0.17 0.17
Debt-to-Capital Ratio
0.17 0.18 0.18 0.14 0.15
Long-Term Debt-to-Capital Ratio
0.03 0.05 <0.01 <0.01 0.00
Financial Leverage Ratio
5.60 7.10 7.03 7.16 4.95
Debt Service Coverage Ratio
27.92 14.33 -45.37 39.38 -6.52
Interest Coverage Ratio
-27.33 -369.57 -1.29K -34.18 0.00
Debt to Market Cap
0.02 0.02 <0.01 <0.01 <0.01
Interest Debt Per Share
0.15 0.17 0.15 0.16 0.18
Net Debt to EBITDA
-1.40 -1.98 1.09 -1.66 0.97
Profitability Margins
Gross Profit Margin
23.65%22.52%21.02%25.24%22.87%
EBIT Margin
0.88%-0.21%-7.49%-0.24%-11.65%
EBITDA Margin
3.61%2.31%-3.55%4.03%-6.94%
Operating Profit Margin
-1.77%-2.33%-7.51%-0.24%-11.65%
Pretax Profit Margin
0.82%-0.22%-7.49%-0.25%-8.94%
Net Profit Margin
3.99%-0.58%-7.90%-0.52%-9.01%
Continuous Operations Profit Margin
3.99%-0.58%-7.90%-0.52%-9.01%
Net Income Per EBT
487.33%260.22%105.38%211.92%100.80%
EBT Per EBIT
-46.13%9.50%99.79%102.93%76.74%
Return on Assets (ROA)
3.08%-0.44%-5.60%-0.24%-3.52%
Return on Equity (ROE)
17.25%-3.15%-39.35%-1.72%-17.40%
Return on Capital Employed (ROCE)
-6.60%-10.86%-32.01%-0.70%-19.57%
Return on Invested Capital (ROIC)
-31.12%-27.12%-32.40%-1.44%-19.04%
Return on Tangible Assets
3.11%-0.45%-5.75%-0.25%-3.79%
Earnings Yield
8.43%-1.37%-16.31%-0.37%-7.05%
Efficiency Ratios
Receivables Turnover
12.66 14.84 15.88 12.44 11.26
Payables Turnover
50.38 62.06 63.86 33.08 29.22
Inventory Turnover
156.81 151.35 108.08 106.57 140.97
Fixed Asset Turnover
13.31 13.58 11.54 9.66 5.58
Asset Turnover
0.77 0.77 0.71 0.46 0.39
Working Capital Turnover Ratio
9.10 11.97 9.52 8.59 9.27
Cash Conversion Cycle
23.90 21.12 20.64 21.73 22.51
Days of Sales Outstanding
28.82 24.59 22.98 29.34 32.41
Days of Inventory Outstanding
2.33 2.41 3.38 3.42 2.59
Days of Payables Outstanding
7.25 5.88 5.72 11.04 12.49
Operating Cycle
31.15 27.00 26.36 32.77 35.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.11 0.74 -0.84 1.49 0.41
Free Cash Flow Per Share
0.07 0.70 -0.88 1.42 0.35
CapEx Per Share
0.04 0.04 0.04 0.06 0.06
Free Cash Flow to Operating Cash Flow
0.66 0.94 1.05 0.96 0.86
Dividend Paid and CapEx Coverage Ratio
2.92 17.86 -20.97 23.40 7.36
Capital Expenditure Coverage Ratio
2.92 17.86 -20.97 23.40 7.36
Operating Cash Flow Coverage Ratio
0.75 4.41 -5.63 9.59 2.21
Operating Cash Flow to Sales Ratio
0.03 0.18 -0.25 0.48 0.20
Free Cash Flow Yield
4.86%40.72%-53.08%32.65%13.20%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.86 -72.79 -6.13 -271.51 -14.17
Price-to-Sales (P/S) Ratio
0.47 0.42 0.48 1.41 1.28
Price-to-Book (P/B) Ratio
2.05 2.29 2.41 4.68 2.47
Price-to-Free Cash Flow (P/FCF) Ratio
20.59 2.46 -1.88 3.06 7.57
Price-to-Operating Cash Flow Ratio
13.54 2.32 -1.97 2.93 6.54
Price-to-Earnings Growth (PEG) Ratio
-0.02 0.80 >-0.01 2.97 0.28
Price-to-Fair Value
2.05 2.29 2.41 4.68 2.47
Enterprise Value Multiple
11.69 16.18 -12.56 33.32 -17.43
Enterprise Value
35.01M 30.81M 30.94M 83.18M 39.03M
EV to EBITDA
11.69 16.18 -12.56 33.32 -17.43
EV to Sales
0.42 0.37 0.45 1.34 1.21
EV to Free Cash Flow
18.39 2.19 -1.73 2.92 7.18
EV to Operating Cash Flow
12.09 2.07 -1.82 2.79 6.20
Tangible Book Value Per Share
0.68 0.66 0.55 0.72 0.69
Shareholders’ Equity Per Share
0.71 0.75 0.68 0.93 1.08
Tax and Other Ratios
Effective Tax Rate
-3.87 -1.60 -0.05 -1.12 >-0.01
Revenue Per Share
3.09 4.11 3.41 3.09 2.09
Net Income Per Share
0.12 -0.02 -0.27 -0.02 -0.19
Tax Burden
4.87 2.60 1.05 2.12 1.01
Interest Burden
0.93 1.03 1.00 1.03 0.77
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.03 0.22 0.25 0.21 0.30
Stock-Based Compensation to Revenue
0.03 0.03 0.03 0.02 0.05
Income Quality
0.88 -31.40 3.11 -92.61 -2.17
Currency in USD
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