USCB Financial Holdings, Inc. Class A (USCB) Stock Statistics & Valuation Metrics

USCB Financial Holdings, Inc. Class A has a market cap or net worth of $363.21M. The enterprise value is $683.06M.

Market Cap

$363.21M

Enterprise Value

$683.06M

USCB Financial Holdings, Inc. Class A has 18,465,076 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

18,465,076

Owned by Insiders

34.75%

Owned by Institutions

29.29%

USCB Financial Holdings, Inc. Class A’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 10.54%.

Return on Equity (ROE)

0.12

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

10.54%

Return on Capital Employed (ROCE)

0.12

Revenue Per Employee

741.85K

Profits Per Employee

127.32K

Employee Count

205

Asset Turnover

0.05

Inventory Turnover

0.00

The current PE Ratio of USCB Financial Holdings, Inc. Class A is 12.47. USCB Financial Holdings, Inc. Class A’s PEG ratio is 0.12.

PE Ratio

12.47

PS Ratio

2.52

PB Ratio

1.60

Price to FCF

12.64

Price to Operating Cash Flow

12.28

PEG Ratio

0.12

In the last 12 months, USCB Financial Holdings, Inc. Class A had revenue of 152.08M and earned 26.10M in profits. Earnings per share was 1.34.

Revenue

152.08M

Gross Profit

88.41M

Operating Income

35.92M

Pretax Income

35.92M

Net Income

26.10M

EBITDA

36.53M

Earnings Per Share (EPS)

1.34

In the last 12 months, operating cash flow was 29.91M and capital expenditures -857,000, giving a free cash flow of 29.06M billion.

Operating Cash Flow

29.91M

Free Cash Flow

29.06M

Free Cash Flow per Share

1.57

USCB Financial Holdings, Inc. Class A pays an annual dividend of $0.10, resulting in a dividend yield of 2.41%

Dividend Per Share

$0.10

Dividend Yield

2.41%

Payout Ratio

25.48%

Free Cash Flow Yield

7.91%

Earnings Yield

7.98%

Beta

0.79

52-Week Price Change

11.95%

50-Day Moving Average

22.01

200-Day Moving Average

20.18

Relative Strength Index (RSI)

31.23

Average Volume (3m)

78.72K

USCB Financial Holdings, Inc. Class A upcoming earnings date is Jan 28, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 22, 2026

Next Earnings Date

Jan 28, 2027

Ex-Dividend Date

Nov 14, 2025

USCB Financial Holdings, Inc. Class A as a current ratio of 0.03, with Debt / Equity ratio of 42.73%

Current Ratio

0.03

Quick Ratio

0.03

Debt to Market Cap

0.27

Net Debt to EBITDA

0.23

Interest Coverage Ratio

0.58

In the past 12 months, USCB Financial Holdings, Inc. Class A has paid 9.82M in taxes.

Income Tax

9.82M

Effective Tax Rate

0.27

USCB Financial Holdings, Inc. Class A EV to EBITDA ratio is 13.58, with an EV/FCF ratio of 18.79.

EV to Sales

3.75

EV to EBITDA

13.58

EV to Free Cash Flow

18.79

EV to Operating Cash Flow

18.25

USCB Financial Holdings, Inc. Class A has $0.00 in cash and marketable securities with $271.41M in debt, giving a net cash position of -$271.41M billion.

Cash & Marketable Securities

$0.00

Total Debt

$271.41M

Net Cash

-$271.41M

Net Cash Per Share

-$14.70

Tangible Book Value Per Share

$12.42

Gross margin is 66.61%, with operating margin of 27.37%, and net profit margin of 20.13%.

Gross Margin

66.61%

Operating Margin

27.37%

Pretax Margin

27.37%

Net Profit Margin

20.13%

EBITDA Margin

27.59%

EBIT Margin

27.37%

The average price target for USCB Financial Holdings, Inc. Class A is $23.67, which is 11.43% higher than the current price. The consensus rating is Strong Buy

Price Target

$23.67

Price Target Upside

20.32% Upside

Analyst Consensus

Strong Buy

Analyst Count

3

Revenue Growth Forecast

2.71%

EPS Growth Forecast

0.28%

Smart Score

7

AI Score

72