UOB (UOVEF) Price & Analysis
UOVEF Stock Chart & Stats
- Day’s Range
- $30.87 - $30.87
- 52-Week Range
- $23.39 - $36.36
- Previous Close
- $30.87
- Volume
- 506
- Average Volume (3M)
- 645
- Market Cap
- $53.31B
- Enterprise Value
- $108.10B
- Total Cash (Recent Filing)
- $38.41B
- Total Debt (Recent Filing)
- $79.07B
- Price to Earnings (P/E)
- 10.5
- Beta
- 0.58
- Next Earnings
- Feb 25, 2027
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 3.69%
Bulls Say, Bears Say
Bulls Say
Strong Capital & Liquidity
Robust CET1, LCR and NSFR provide durable loss-absorbing capacity and funding resilience. This structural strength supports conservative provisioning, sustained dividend/buyback programs, and the ability to grow loans or absorb shocks across the regional franchise over the next several quarters.
Wealth Business Momentum
Material AUM growth and net new money signal persistent fee-income diversification beyond interest margins. Wealth revenues and recurring client flows enhance fee predictability, cross-sell opportunities and higher-margin income, supporting medium-term revenue resilience as banking NIM faces pressure.
Strategic Asset Sale & Partnership
The Allianz Global Investors sale and partnership is a structural initiative expanding open-architecture wealth distribution, realizing a capital gain and modest CET1 uplift. It strengthens product capability, third-party distribution and recurring fee potential while modestly improving capital flexibility.
Bears Say
NIM Compression
Declining net interest margin reduces core earnings power for a loan-centric bank. Even with loan growth, persistent margin pressure structurally compresses net interest income and places more reliance on fee growth and cost control to sustain returns over coming quarters.
Volatile Cash Generation
Inconsistent operating and free cash flow, including a large 2024 negative swing, weakens confidence in cash conversion. This volatility can constrain sustainable capital returns, limit discretionary investments, and complicate provisioning and liquidity planning across a 2–6 month horizon.
Concentrated Credit Risk (Greater China)
A sizable NPA from a single Greater China real estate client highlights residual single-client and sector concentration risk. Such exposures can drive episodic provisioning and credit-cost volatility, eroding returns and requiring ongoing monitoring of regional property-linked credit stresses.
UOB News
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UOB Stock Smart Score
Company Description
UOB
United Overseas Bank Limited, along with its subsidiaries, functions as a diversified financial institution delivering a comprehensive suite of banking solutions. Its operations are structured across three primary segments: Group Retail, Group Wholesale Banking, and Global Markets. The bank offers a wide array of lending options, including overdraft facilities, cash credits, and both short-term and long-term loans. Furthermore, it provides specialized financial services such as buyer's credit, structured trade financing, Singapore Dollar (SGD) bond services, loan syndication, and mergers and acquisitions (M&A) advisory. UOB also handles foreign exchange (forex) transactions, documentary collections, various credit facilities, bank guarantees, and export/import finance. Its trade services extend to advising and negotiating/discounting letters of credit, managing inward and outward bill collections, and facilitating documents against acceptance and payment. For general banking needs, the company offers inward and outward remittances, FX spot and forward transactions, current accounts, and time deposit services. Catering to diverse clients, UOB provides expertise in private, commercial, corporate, and investment banking. Beyond core banking, its offerings include corporate finance, treasury management, futures brokerage, asset management, venture capital management, insurance, and stockbroking services. The bank is also active in capital markets, credit card services, private residential home loans, and extends financing to small and medium-sized enterprises. Established in 1935 and headquartered in Singapore, United Overseas Bank Limited maintains a substantial international presence, operating approximately 500 branches and offices across Singapore, Malaysia, Indonesia, Thailand, China, and other global locations.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Ee Cheong Wee
- Employees
- 30,911
- Website
- www.uobgroup.com
- Address
- UOB Plaza, Singapore, SE, 048624, SG
UOB (UOVEF) Earnings & Revenues
UOVEF Company Deck
UOVEF Earnings Call
Earnings Call SentimentPositive
The call presented a broadly positive operational and financial picture: solid quarterly profit growth, strong wealth and transaction banking momentum, resilient capital and liquidity metrics, and active shareholder returns. These positives are tempered by margin compression, fee moderation, a notable new NPA linked to a Greater China real estate exposure, and near-term expense pressures from strategic investments. Management reiterated disciplined capital and provisioning frameworks and provided conservative guidance for loans and fees while highlighting initiatives (Allianz partnership, AI adoption, regional expansion) to drive medium-term growth.
View all UOVEF earnings summariesUOVEF Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 6 | 4 | 12 |
| Technical Analysis | 3 | 4 | 3 |
| Moving Averages | 3 | 0 | 9 |
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