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UNH Stock Chart & Stats
$396.59
-$3.64(-0.87%)
At close: 4:00 PM EDT
$396.59
-$3.64(-0.87%)
Day’s Range― - ―
52-Week Range$255.97 - $461.62
Previous CloseN/A
Volume851.50K
Average Volume (3M)5.61M
Market Cap
$365.29B
Enterprise Value$406.85B
Total Cash (Recent Filing)$28.55B
Total Debt (Recent Filing)$74.33B
Price to Earnings (P/E)23.2
Beta0.41
Next Earnings
Jan 20, 2027EPS Estimate
2.28Next Dividend Ex-DateN/A
Dividend Yield2.23%
Share Statistics
EPS (TTM)17.52
Shares Outstanding897,594,850
10 Day Avg. Volume4,921,555
30 Day Avg. Volume5,613,554
Financial Highlights & Ratios
PEG Ratio-1.62
Price to Book (P/B)3.19
Price to Sales (P/S)0.67
P/FCF Ratio18.69
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue0.90
Enterprise Value/Gross Profit3.97
Enterprise Value/Ebitda14.53
Forecast
1Y Price Target
$482.69Price Target Upside21.71% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering18
EPS Forecast (FY)20.6
Revenue Forecast (FY)$448.33B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationUnitedHealth’s substantial operating and free cash flow supports investment across insurance, pharmacy, care delivery, and technology services while funding dividends and other capital needs. Free cash flow has also generally tracked earnings well, indicating meaningful underlying cash conversion despite recent growth volatility.
Diversified Healthcare PlatformThe combination of UnitedHealthcare and Optum gives UnitedHealth multiple revenue streams across the healthcare value chain, reducing reliance on any single product or customer category. Its scale across benefits, pharmacy, care, and data services can support cross-segment capabilities and sustained relevance.
Medicare And Optum ImprovementImproving Medicare margins and Optum Health’s large patient base provide identifiable avenues for earnings recovery and expansion. Progress toward the stated Optum margin range, together with value-based care and post-acute opportunities, could strengthen profitability over multiple quarters.
Bears Say
Revenue And Margin CompressionThe recent deterioration in revenue and profitability indicates that UnitedHealth’s earnings base is under pressure despite its considerable scale. If weaker trends persist, lower margins could restrict reinvestment capacity, reduce operating flexibility, and make the long-term growth target harder to achieve.
Persistent Medical Cost PressureMedical cost trends above expectations can squeeze insurance margins when premium pricing and reimbursement do not adjust quickly enough. Elevated utilization, specialty pharmacy expense, clinician pricing, and dispute-resolution costs may therefore remain structural obstacles to commercial margin recovery.
Negative Medicaid Core MarginsPersistently negative core Medicaid margins show that reimbursement is not yet fully covering medical cost trends in this business. Uneven state-rate updates and elevated behavioral, pharmacy, home-care, and inpatient utilization could continue consuming earnings and delay a durable recovery.
UnitedHealth News
UNH FAQ
What was UnitedHealth’s price range in the past 12 months?
UnitedHealth lowest stock price was $255.97 and its highest was $461.62 in the past 12 months.
What is UnitedHealth’s market cap?
UnitedHealth’s market cap is $365.29B.
When is UnitedHealth’s upcoming earnings report date?
UnitedHealth’s upcoming earnings report date is Jan 20, 2027 which is in 80 days.
How were UnitedHealth’s earnings last quarter?
UnitedHealth released its earnings results on Oct 13, 2026. The company reported $4.69 earnings per share for the quarter, beating the consensus estimate of $4.138 by $0.552.
Is UnitedHealth overvalued?
According to Wall Street analysts UnitedHealth’s price is currently Undervalued.
Does UnitedHealth pay dividends?
UnitedHealth pays a Quarterly dividend of $2.32 which represents an annual dividend yield of 2.23%. See more information on UnitedHealth dividends here
What is UnitedHealth’s EPS estimate?
UnitedHealth’s EPS estimate is 2.28.
How many shares outstanding does UnitedHealth have?
UnitedHealth has 897,594,850 shares outstanding.
What happened to UnitedHealth’s price movement after its last earnings report?
UnitedHealth reported an EPS of $4.69 in its last earnings report, beating expectations of $4.138. Following the earnings report the stock price went down -0.201%.
Which hedge fund is a major shareholder of UnitedHealth?
Currently, no hedge funds are holding shares in UNH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UnitedHealth Stock Smart Score
Outperform
1
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10
Analyst Consensus
Strong Buy
Average Price Target:
$482.69 (21.71% Upside)
$482.69 (21.71% Upside)
Blogger Sentiment
Bullish
UNH Sentiment 86%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 316.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $660.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 0.4%
Last 30 Days ▼ 0.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
21.19%
12-Months-Change
Fundamentals
Return on Equity
16.10%
Trailing 12-Months
Asset Growth
-0.79%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UnitedHealth
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
UNH Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, with improved third-quarter earnings, a lower medical care ratio, raised 2026 adjusted EPS guidance, Medicare Advantage margin recovery, strong Optum operating metrics, AI and modernization progress, capital returns, and confidence in 2027 growth. The main challenges were persistently high medical costs, commercial trends above 11%, negative Medicaid core margins, No Surprises Act arbitration costs, and continued policy and funding pressures.View all UNH earnings summariesUNH Revenue Breakdown
78.70% Premiums
11.93% Products
8.50% Services
0.88% Investment and other income
UNH Stock 12 Month Forecast
Average Price Target
$482.69
▲(21.71% Upside)
Technical Analysis
Ownership Overview
0.15% Insiders
27.17% Mutual Funds
2.78% Other Institutional Investors
43.16% Public Companies and Individual Investors