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UnitedHealth (UNH) Stock Price & Analysis

UNH Stock Chart & Stats

$406.97-$3.94(-0.96%)
At close: 4:00 PM EDT
$375$400$4253 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
$405.91 - $416.11
52-Week Range
$255.97 - $461.62
Previous Close
$410.91
Volume
851.50K
Average Volume (3M)
5.47M
Market Cap
$365.29B
Enterprise Value
$406.85B
Total Cash (Recent Filing)
$28.55B
Total Debt (Recent Filing)
$74.33B
Price to Earnings (P/E)
23.2
Beta
0.41
Next Earnings
Jan 20, 2027 (Est.)
EPS Estimate
2.28
Last Dividend Ex-Date
Sep 14, 2026
Dividend Yield
2.23%

Bulls Say, Bears Say

Bulls Say

Strong Cash Generation

UnitedHealth’s substantial operating and free cash flow supports investment across insurance, pharmacy, care delivery, and technology services while funding dividends and other capital needs. Free cash flow has also generally tracked earnings well, indicating meaningful underlying cash conversion despite recent growth volatility.

Diversified Healthcare Platform

The combination of UnitedHealthcare and Optum gives UnitedHealth multiple revenue streams across the healthcare value chain, reducing reliance on any single product or customer category. Its scale across benefits, pharmacy, care, and data services can support cross-segment capabilities and sustained relevance.

Medicare And Optum Improvement

Improving Medicare margins and Optum Health’s large patient base provide identifiable avenues for earnings recovery and expansion. Progress toward the stated Optum margin range, together with value-based care and post-acute opportunities, could strengthen profitability over multiple quarters.

Bears Say

Revenue And Margin Compression

The recent deterioration in revenue and profitability indicates that UnitedHealth’s earnings base is under pressure despite its considerable scale. If weaker trends persist, lower margins could restrict reinvestment capacity, reduce operating flexibility, and make the long-term growth target harder to achieve.

Persistent Medical Cost Pressure

Medical cost trends above expectations can squeeze insurance margins when premium pricing and reimbursement do not adjust quickly enough. Elevated utilization, specialty pharmacy expense, clinician pricing, and dispute-resolution costs may therefore remain structural obstacles to commercial margin recovery.

Negative Medicaid Core Margins

Persistently negative core Medicaid margins show that reimbursement is not yet fully covering medical cost trends in this business. Uneven state-rate updates and elevated behavioral, pharmacy, home-care, and inpatient utilization could continue consuming earnings and delay a durable recovery.

UnitedHealth News

UNH FAQ

What was UnitedHealth’s price range in the past 12 months?
UnitedHealth lowest stock price was $255.97 and its highest was $461.62 in the past 12 months.
What is UnitedHealth’s market cap?
UnitedHealth’s market cap is $365.29B.
When is UnitedHealth’s upcoming earnings report date?
UnitedHealth’s next earnings report is estimated for Jan 20, 2027 (not yet confirmed), which is in 80 days.
How were UnitedHealth’s earnings last quarter?
UnitedHealth released its earnings results on Oct 13, 2026. The company reported $4.69 earnings per share for the quarter, beating the consensus estimate of $4.138 by $0.552.
Is UnitedHealth overvalued?
According to Wall Street analysts UnitedHealth’s price is currently Undervalued.
Does UnitedHealth pay dividends?
UnitedHealth pays a Quarterly dividend of $2.32 which represents an annual dividend yield of 2.23%. See more information on UnitedHealth dividends here
What is UnitedHealth’s EPS estimate?
UnitedHealth’s EPS estimate is 2.28.
How many shares outstanding does UnitedHealth have?
UnitedHealth has 897,594,850 shares outstanding.
What happened to UnitedHealth’s price movement after its last earnings report?
UnitedHealth reported an EPS of $4.69 in its last earnings report, beating expectations of $4.138. Following the earnings report the stock price went down -0.201%.
Which hedge fund is a major shareholder of UnitedHealth?
Hedge funds hold UnitedHealth shares: the largest hedge-fund position in UnitedHealth is 71,886,908 shares, and hedge funds increased their holdings by 3.7M shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology