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UNH Stock Chart & Stats
$396.59
-$3.64(-0.87%)
At close: 4:00 PM EDT
$396.59
-$3.64(-0.87%)
Day’s Range― - ―
52-Week Range$255.97 - $461.62
Previous CloseN/A
Volume851.50K
Average Volume (3M)5.04M
Market Cap
$339.76B
Enterprise Value$457.39B
Total Cash (Recent Filing)$31.47B
Total Debt (Recent Filing)$73.33B
Price to Earnings (P/E)24.3
Beta0.44
Next Earnings
Jan 20, 2027EPS Estimate
2.13Next Dividend Ex-DateN/A
Dividend Yield2.39%
Share Statistics
EPS (TTM)15.55
Shares Outstanding897,594,850
10 Day Avg. Volume5,126,557
30 Day Avg. Volume5,040,539
Financial Highlights & Ratios
PEG Ratio-1.62
Price to Book (P/B)3.19
Price to Sales (P/S)0.67
P/FCF Ratio18.69
Enterprise Value/Market Cap1.35
Enterprise Value/Revenue1.02
Enterprise Value/Gross Profit4.52
Enterprise Value/Ebitda17.75
Forecast
1Y Price Target
$485.00Price Target Upside22.29% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering21
EPS Forecast (FY)19.8
Revenue Forecast (FY)$445.99B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationRobust operating and free cash flow gives UnitedHealth meaningful internal funding capacity for technology, care delivery, dividends, and other priorities. Healthy free-cash-flow conversion also supports resilience when medical trends or reimbursement conditions pressure reported earnings.
Diversified Healthcare PlatformThe combination of benefit coverage with pharmacy, care delivery, analytics, and technology services creates multiple revenue streams across the healthcare value chain. This breadth can support customer retention, scale advantages, and cross-platform growth while reducing reliance on one offering.
Long-term Growth And Optum ExpansionReaffirmed long-term growth targets, a large Optum Health patient base, and ongoing expansion in accountable care provide a durable platform for future growth. Progress in value-based care and Optum capabilities could improve service penetration and earnings quality over multiple years.
Bears Say
Compressed ProfitabilityThe sustained decline in net and EBIT margins shows that revenue growth is currently translating into less profit than during prior peak years. If cost and mix pressures persist, reduced earnings conversion could limit reinvestment flexibility and weaken the durability of returns.
Elevated Medical Cost PressureAbove-expected commercial medical trends and elevated specialty-drug and acute-care intensity can pressure margins across risk-based coverage. Persistent utilization and clinician-cost inflation may require pricing, network, and care-management actions before profitability can sustainably recover.
Negative Medicaid Core MarginsCore Medicaid margins remain negative because state funding has not kept pace with medical-cost trends, creating a structural drag on segment profitability. Uneven timing of rate updates increases uncertainty and may require continued cost management before the business reaches durable positive margins.
UnitedHealth News
UNH FAQ
What was UnitedHealth’s price range in the past 12 months?
UnitedHealth lowest stock price was $255.97 and its highest was $461.62 in the past 12 months.
What is UnitedHealth’s market cap?
UnitedHealth’s market cap is $339.76B.
When is UnitedHealth’s upcoming earnings report date?
UnitedHealth’s upcoming earnings report date is Jan 20, 2027 which is in 99 days.
How were UnitedHealth’s earnings last quarter?
UnitedHealth released its earnings results on Oct 13, 2026. The company reported $4.69 earnings per share for the quarter, beating the consensus estimate of $4.138 by $0.552.
Is UnitedHealth overvalued?
According to Wall Street analysts UnitedHealth’s price is currently Undervalued.
Does UnitedHealth pay dividends?
UnitedHealth pays a Quarterly dividend of $2.32 which represents an annual dividend yield of 2.39%. See more information on UnitedHealth dividends here
What is UnitedHealth’s EPS estimate?
UnitedHealth’s EPS estimate is 2.13.
How many shares outstanding does UnitedHealth have?
UnitedHealth has 897,594,850 shares outstanding.
What happened to UnitedHealth’s price movement after its last earnings report?
UnitedHealth reported an EPS of $4.69 in its last earnings report, beating expectations of $4.138. Following the earnings report the stock price went up 1.161%.
Which hedge fund is a major shareholder of UnitedHealth?
Currently, no hedge funds are holding shares in UNH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UnitedHealth Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$485.00 (22.29% Upside)
$485.00 (22.29% Upside)
Blogger Sentiment
Bullish
UNH Sentiment 86%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 316.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $660.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days >0.1%
Last 30 Days ▼ 1.5%
Last 30 Days ▼ 1.5%
News Sentiment
Bullish
Bullish news 70%
Bearish news 30%
Bearish news 30%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.61%
12-Months-Change
Fundamentals
Return on Equity
14.63%
Trailing 12-Months
Asset Growth
0.37%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UnitedHealth
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
UNH Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, with improved third-quarter earnings, a lower medical care ratio, raised 2026 adjusted EPS guidance, Medicare Advantage margin recovery, strong Optum operating metrics, AI and modernization progress, capital returns, and confidence in 2027 growth. The main challenges were persistently high medical costs, commercial trends above 11%, negative Medicaid core margins, No Surprises Act arbitration costs, and continued policy and funding pressures.View all UNH earnings summariesUNH Revenue Breakdown
78.70% Premiums
11.93% Products
8.50% Services
0.88% Investment and other income
UNH Stock 12 Month Forecast
Average Price Target
$485.00
▲(22.29% Upside)
Technical Analysis
Ownership Overview
0.15% Insiders
26.21% Mutual Funds
― Other Institutional Investors
47.20% Public Companies and Individual Investors