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United Bancshares (UBOH)
OTHER OTC:UBOH
US Market

United Bancshares (UBOH) Ratios

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United Bancshares Ratios

UBOH's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, UBOH's free cash flow was decreased by $ and operating cash flow was $0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.08 0.00 52.91 31.90K 71.28K
Quick Ratio
0.08 0.00 73.36 31.90K 71.28K
Cash Ratio
0.08 0.00 20.45 6.27K 16.16K
Solvency Ratio
<0.01 0.01 0.01 0.02 0.74
Operating Cash Flow Ratio
<0.01 0.00 11.19 2.20K 4.88K
Short-Term Operating Cash Flow Coverage
0.00 0.00 11.19 0.00 0.00
Net Current Asset Value
$ -999.31M$ -699.15M$ -925.24M$ -574.62M$ 230.92M
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.02 0.02 0.02 0.02
Debt-to-Equity Ratio
0.18 0.19 0.25 0.17 0.19
Debt-to-Capital Ratio
0.15 0.16 0.20 0.14 0.16
Long-Term Debt-to-Capital Ratio
0.15 0.16 0.19 0.14 0.16
Financial Leverage Ratio
12.55 11.41 13.15 9.04 8.77
Debt Service Coverage Ratio
0.00 0.72 2.72 4.93 2.18
Interest Coverage Ratio
0.00 2.90 4.35 5.24 2.39
Debt to Market Cap
0.18 0.30 0.34 0.20 0.25
Interest Debt Per Share
5.71 10.46 7.29 7.04 8.46
Net Debt to EBITDA
-7.88 -0.82 -0.72 -3.13 -2.00
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
23.71%22.73%27.44%30.28%27.78%
EBITDA Margin
23.71%26.62%30.97%33.19%30.27%
Operating Profit Margin
100.00%100.00%31.05%30.28%27.78%
Pretax Profit Margin
23.71%22.73%27.44%30.28%27.78%
Net Profit Margin
21.89%21.06%24.78%25.59%22.91%
Continuous Operations Profit Margin
21.89%21.06%24.78%25.59%22.91%
Net Income Per EBT
92.32%92.65%90.31%84.49%82.48%
EBT Per EBIT
23.71%22.73%88.38%100.00%100.00%
Return on Assets (ROA)
0.77%0.80%1.04%1.26%1.41%
Return on Equity (ROE)
9.66%9.16%13.68%11.40%12.33%
Return on Capital Employed (ROCE)
106.21%3.81%1.31%1.49%1.70%
Return on Invested Capital (ROIC)
98.05%2.86%12.44%1.83%2.78%
Return on Tangible Assets
0.77%0.83%1.07%1.30%1.45%
Earnings Yield
9.87%14.54%18.53%13.57%16.53%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 1.89 2.43 3.10
Asset Turnover
0.04 0.04 0.04 0.05 0.06
Working Capital Turnover Ratio
-0.11 0.23 0.20 0.17 0.25
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
2.32 4.18 5.15 8.07 5.26
Free Cash Flow Per Share
0.00 3.64 4.05 6.86 4.78
CapEx Per Share
0.00 0.53 1.10 1.21 0.48
Free Cash Flow to Operating Cash Flow
0.00 0.87 0.79 0.85 0.91
Dividend Paid and CapEx Coverage Ratio
2.63 2.91 2.65 4.16 5.30
Capital Expenditure Coverage Ratio
0.00 7.84 4.69 6.68 10.90
Operating Cash Flow Coverage Ratio
0.41 0.71 0.82 1.32 0.83
Operating Cash Flow to Sales Ratio
0.17 0.31 0.37 0.50 0.29
Free Cash Flow Yield
0.00%18.92%21.63%22.45%18.79%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.13 6.88 5.40 7.37 6.05
Price-to-Sales (P/S) Ratio
2.22 1.45 1.34 1.89 1.39
Price-to-Book (P/B) Ratio
0.98 0.63 0.74 0.84 0.75
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 5.28 4.62 4.45 5.32
Price-to-Operating Cash Flow Ratio
13.38 4.61 3.64 3.79 4.83
Price-to-Earnings Growth (PEG) Ratio
1.09 -0.36 -0.33 -4.43 0.21
Price-to-Fair Value
0.98 0.63 0.74 0.84 0.75
Enterprise Value Multiple
1.47 4.62 3.60 2.55 2.58
Enterprise Value
14.55M 50.30M 50.85M 44.90M 46.87M
EV to EBITDA
1.47 4.62 3.60 2.55 2.58
EV to Sales
0.35 1.23 1.11 0.85 0.78
EV to Free Cash Flow
0.00 4.49 3.85 2.00 3.00
EV to Operating Cash Flow
2.10 3.92 3.03 1.70 2.72
Tangible Book Value Per Share
31.67 21.18 16.48 27.46 283.88
Shareholders’ Equity Per Share
31.67 30.57 25.37 36.34 34.12
Tax and Other Ratios
Effective Tax Rate
0.08 0.07 0.10 0.16 0.18
Revenue Per Share
13.98 13.30 14.00 16.20 18.36
Net Income Per Share
3.06 2.80 3.47 4.14 4.21
Tax Burden
0.92 0.93 0.90 0.84 0.82
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.40 0.41 0.44 0.41
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.76 1.49 1.48 1.95 1.25
Currency in USD
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