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Trinity Bank National Association (TYBT)
OTHER OTC:TYBT
US Market
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Trinity Bank National Association (TYBT) Price & Analysis

3 Followers

TYBT Stock Chart & Stats

$99.50
$0.00(0.00%)
At close: 4:00 PM EDT
$99.50
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Multi-year Revenue GrowthRevenue has roughly doubled from 2020 to 2025 with re-acceleration in 2025, indicating durable loan and deposit growth or expanded client activity. Sustained top-line expansion supports long-term earnings power and funds reinvestment and capital build for a regional bank franchise.
High ProfitabilityConsistently high net margins and strong operating profitability provide a durable earnings buffer versus peers. This margin profile supports healthy internal capital generation, stable ROE, and flexibility to absorb credit volatility while funding growth and shareholder returns over the medium term.
Conservative Balance SheetA zero-debt reported position with meaningful equity growth and rising asset base signals low financial leverage and strong capital cushions. For a bank, this conservatism enhances resilience to credit shocks, supports regulatory capital ratios, and underpins lending capacity and depositor confidence.
Bears Say
Margin SensitivityThe company has exhibited margin compression from peak years, highlighting sensitivity of net interest margins to rate moves and credit conditions. Such structural exposure can reduce earnings predictability during adverse rate cycles or rising credit losses, limiting long-term margin sustainability.
Choppy Cash Flow CoverageWhile 2025 FCF improved, inconsistent free cash flow growth and very low operating cash flow coverage in parts of the period indicate potential volatility in internal funding. That reduces confidence in steady capacity to fund loan growth, dividends, or absorb shocks without altering balance-sheet actions.
Limited Scale & ConcentrationSmall headcount and a sub-$1B asset base limit diversification, operating leverage, and product breadth compared with larger peers. Scale constraints can raise per-unit costs, narrow fee-income opportunities, and increase vulnerability to local economic downturns or depositor concentration over the medium term.

TYBT FAQ

What was Trinity Bank National Association’s price range in the past 12 months?
Trinity Bank National Association lowest stock price was $89.50 and its highest was $109.99 in the past 12 months.
    What is Trinity Bank National Association’s market cap?
    Trinity Bank National Association’s market cap is $110.62M.
      When is Trinity Bank National Association’s upcoming earnings report date?
      Trinity Bank National Association’s upcoming earnings report date is Oct 28, 2026 which is in 43 days.
        How were Trinity Bank National Association’s earnings last quarter?
        Trinity Bank National Association released its earnings results on Feb 09, 2026. The company reported $1.961 earnings per share for the quarter.
          Is Trinity Bank National Association overvalued?
          According to Wall Street analysts Trinity Bank National Association’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Trinity Bank National Association pay dividends?
            Trinity Bank National Association pays a Semiannually dividend of $1.03 which represents an annual dividend yield of 2.01%. See more information on Trinity Bank National Association dividends here
              What is Trinity Bank National Association’s EPS estimate?
              Trinity Bank National Association’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Trinity Bank National Association have?
              Trinity Bank National Association has 1,095,297 shares outstanding.
                What happened to Trinity Bank National Association’s price movement after its last earnings report?
                Trinity Bank National Association reported an EPS of $1.961 in its last earnings report. Following the earnings report the stock price went down -0.515%.
                  Which hedge fund is a major shareholder of Trinity Bank National Association?
                  Currently, no hedge funds are holding shares in TYBT
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Trinity Bank National Association Stock Smart Score

                    Company Description

                    Trinity Bank National Association

                    Trinity Bank, N.A., established in 2003 and based in Fort Worth, Texas, provides a wide array of financial products and services for both individuals and businesses throughout the state. Their deposit offerings encompass a variety of personal and commercial accounts, including checking and money market options, alongside mobile deposit functionalities, treasury tax and loan deposit services, and certificates of deposit. For financing needs, Trinity Bank, N.A. extends a comprehensive selection of loans, such as automobile, secured, unsecured, home improvement, land acquisition and interim construction, installment/term, equipment, and real estate loans. They also furnish revolving lines of credit to their clients. Additionally, the bank delivers various other services, including cash management, online and mobile banking, remote check capture, CD ROM document delivery, domestic and international wire transfers, and bill payment solutions. Customers also benefit from access to ATM/Visa check cards, merchant processing cards, and debit cards.

                    Trinity Bank National Association (TYBT) Earnings & Revenues

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                    Ownership Overview

                    0.22%99.78%
                    Insiders
                    Mutual Funds
                    0.22% Other Institutional Investors
                    99.78% Public Companies and
                    Individual Investors
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