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Trinity Bank National Association (TYBT)
OTHER OTC:TYBT
US Market
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Trinity Bank National Association (TYBT) Price & Analysis

3 Followers

TYBT Stock Chart & Stats

$96.62
$0.00(0.00%)
At close: 4:00 PM EDT
$96.62
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue GrowthMulti-year revenue expansion that re-accelerated in 2025 indicates durable demand and successful business scaling. Over the next 2–6 months this supports predictable top-line momentum, better utilization of fixed costs, and a stronger base for funding growth or absorbing shocks.
Debt-free Balance SheetA zero-debt profile and meaningful equity growth materially reduce leverage-driven financial risk and preserve strategic optionality. This conservatism supports capital allocation flexibility, creditworthiness with counterparties, and resilience to short-term funding stress over coming months.
Strong Cash GenerationConsistent operating and free cash flow provides durable internal funding for loan growth, reserve building, or shareholder returns. Reliable cash generation improves financial flexibility and reduces reliance on external markets, a structural strength across the next several quarters.
Bears Say
Margin SensitivityHistoric margin compression implies earnings are sensitive to interest-rate dynamics and credit conditions. If lending spreads or credit costs shift unfavorably, net margins and net income could weaken, producing earnings volatility and constraining capital deployment in the medium term.
Choppy FCF HistoryIntermittent free cash flow in prior years and a flagged near-zero OCF coverage reduce confidence in cash predictability. This undermines reliable dividend funding and reinvestment plans and raises the risk of short-term liquidity strain if business conditions deteriorate.
Undisclosed Asset/Funding RisksKey banking risks — loan quality and funding composition — are not detailed in the provided data, creating a blind spot. Absent clarity, credit losses or deposit/funding pressures could emerge and materially affect capital ratios and liquidity over the next several months.

TYBT FAQ

What was Trinity Bank National Association’s price range in the past 12 months?
Trinity Bank National Association lowest stock price was $87.10 and its highest was $106.00 in the past 12 months.
    What is Trinity Bank National Association’s market cap?
    Trinity Bank National Association’s market cap is $107.35M.
      When is Trinity Bank National Association’s upcoming earnings report date?
      Trinity Bank National Association’s upcoming earnings report date is Aug 03, 2026 which is in 4 days.
        How were Trinity Bank National Association’s earnings last quarter?
        Currently, no data Available
        Is Trinity Bank National Association overvalued?
        According to Wall Street analysts Trinity Bank National Association’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Trinity Bank National Association pay dividends?
          Trinity Bank National Association pays a Semiannually dividend of $1.03 which represents an annual dividend yield of 2.1%. See more information on Trinity Bank National Association dividends here
            What is Trinity Bank National Association’s EPS estimate?
            Trinity Bank National Association’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Trinity Bank National Association have?
            Trinity Bank National Association has 1,111,000 shares outstanding.
              What happened to Trinity Bank National Association’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Trinity Bank National Association?
              Currently, no hedge funds are holding shares in TYBT
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Trinity Bank National Association Stock Smart Score

                5
                Neutral
                1
                2
                3
                4
                5
                6
                7
                8
                9
                10

                Technicals

                SMA
                Positive
                20 days / 200 days
                Momentum
                15.07%
                12-Months-Change

                Fundamentals

                Return on Equity
                2.10%
                Trailing 12-Months
                Asset Growth
                5.91%
                Trailing 12-Months

                Company Description

                Trinity Bank National Association

                Trinity Bank, N.A., established in 2003 and based in Fort Worth, Texas, provides a wide array of financial products and services for both individuals and businesses throughout the state. Their deposit offerings encompass a variety of personal and commercial accounts, including checking and money market options, alongside mobile deposit functionalities, treasury tax and loan deposit services, and certificates of deposit. For financing needs, Trinity Bank, N.A. extends a comprehensive selection of loans, such as automobile, secured, unsecured, home improvement, land acquisition and interim construction, installment/term, equipment, and real estate loans. They also furnish revolving lines of credit to their clients. Additionally, the bank delivers various other services, including cash management, online and mobile banking, remote check capture, CD ROM document delivery, domestic and international wire transfers, and bill payment solutions. Customers also benefit from access to ATM/Visa check cards, merchant processing cards, and debit cards.

                Trinity Bank National Association (TYBT) Earnings & Revenues

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                Ownership Overview

                1.07%98.93%
                Insiders
                Mutual Funds
                1.07% Other Institutional Investors
                98.93% Public Companies and
                Individual Investors
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