Taiwan Cooperative Financial Holding Co., Ltd. stock analysis
Taiwan Cooperative Financial Holding Co., Ltd. (5880) Stock Price & Analysis
5880 Stock Chart & Stats
- Day’s Range
- TWD 26.65 - TWD 28.35
- 52-Week Range
- TWD 22.00 - TWD 29.50
- Previous Close
- TWD 28.50
- Volume
- N/A
- Average Volume (3M)
- 16.83M
- Market Cap
- TWD 448.44B
- Enterprise Value
- TWD 789.68B
- Total Cash (Recent Filing)
- TWD 408.51B
- Total Debt (Recent Filing)
- TWD 791.13B
- Price to Earnings (P/E)
- 18.5
- Beta
- 0.04
- Next Earnings
- Nov 20, 2026 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Aug 11, 2026
- Dividend Yield
- 2.87%
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability
The multi-year revenue increase, combined with positive and recently stable operating margins, indicates the group continues to generate substantial earnings from its financial-services platform. This supports ongoing investment, customer servicing, and resilience across the next several quarters.
2025 Cash Generation
The strong 2025 operating and free cash flow rebound shows that earnings were converted into cash during the latest period. If maintained, this provides internally generated capacity for capital needs, balance-sheet support, and continued investment without relying solely on external funding.
Diversified Financial Platform
A broad mix of banking, insurance, securities, payments, and wealth-management activities gives the company multiple customer relationships and revenue channels. This diversification can reduce dependence on any single financial product and support cross-selling across retail, SME, and corporate clients.
Bears Say
Higher Leverage
The sharp increase in debt relative to equity leaves the group more sensitive to credit conditions, market cycles, and funding costs. Although assets have grown, the higher leverage profile reduces financial flexibility and can amplify pressure on shareholder returns during weaker operating environments.
Volatile Cash Generation
Large year-to-year swings in operating cash flow make the quality and consistency of earnings harder to assess. The negative 2024 result demonstrates that reported profitability does not always translate smoothly into cash, creating greater uncertainty around internally funded capital and liquidity needs.
Profitability Below Peak Levels
Recent profitability is positive and stable, but earnings margins remain materially below the unusually strong 2021-2022 levels. This lower earnings base suggests the company has less margin cushion than during its peak period, limiting resilience if the operating or product mix becomes less favorable.
5880 FAQ
What was Taiwan Cooperative Financial Holding Co., Ltd.’s price range in the past 12 months?
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When is Taiwan Cooperative Financial Holding Co., Ltd.’s upcoming earnings report date?
How were Taiwan Cooperative Financial Holding Co., Ltd.’s earnings last quarter?
Is Taiwan Cooperative Financial Holding Co., Ltd. overvalued?
Does Taiwan Cooperative Financial Holding Co., Ltd. pay dividends?
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What happened to Taiwan Cooperative Financial Holding Co., Ltd.’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Taiwan Cooperative Financial Holding Co., Ltd.?
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Company Description
Taiwan Cooperative Financial Holding Co., Ltd.
Taiwan Cooperative Financial Holding Co., Ltd. (TCFH) functions as a comprehensive financial services group, delivering a wide array of offerings primarily in Taiwan through its various subsidiaries, while also maintaining an international presence. Its primary operations encompass commercial banking services, including general deposits and loans, along with a diverse insurance portfolio featuring personal injury, health, annuity, and investment-linked products, supplemented by life and property insurance brokering. TCFH actively participates in the securities market, providing brokerage, dealing, and underwriting services, managing investment trusts, discretionary investment accounts, and offering investment consulting. The company also ventures into venture capital, bills finance (dealing and underwriting various debt instruments such as short-term bills, government bonds, and commercial papers), and offers corporate financial advisory and guarantees. Additionally, it oversees and operates trust businesses, serving as a custodian for non-discretionary trust funds, and is involved in the acquisition and management of creditors' rights and delinquent accounts receivable.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Mei Tsu Chen
- Employees
- 9,820
- Website
- www.tcfhc.com.tw
- Address
- No. 225, Chang’an East Road, Taipei, TP, 105, TW
Taiwan Cooperative Financial Holding Co., Ltd. (5880) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 9 | 6 | 7 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 6 | 0 | 6 |

