FIC Global, Inc. AI Stock Analysis
FIC Global, Inc. (3701) AI Stock Analysis
FIC Global, Inc.
(TWSE:3701)
FIC Global scores in the lower-middle range. The decisive factor is deteriorating profitability: a roughly 25% revenue decline drove operating and net losses and negative return on equity, even as gross margin reached a six-year high — evidence of an over-sized cost base. Offsetting this, the balance sheet is conservative (debt-to-equity of 0.22 after a one-third debt reduction) and the company still generated NT$1.0 billion of operating cash flow and positive free cash flow, keeping solvency risk low. Technicals are soft, with the price below its 20-, 50- and 200-day averages and sub-neutral RSI, while valuation offers little support given a negative P/E and a 0.42% dividend yield. A re-rating likely requires evidence of revenue stabilisation and conversion of improved margins into operating profit.
FIC Global, Inc. (3701) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- TWD 14.77B
- Dividend Yield
- 0.35%
- Average Volume (3M)
- 3.57M
- Price to Earnings (P/E)
- -23.4
- Beta (1Y)
- 1.08
- Revenue Growth
- -27.54%
- EPS Growth
- -440.84%
- Country
- TW
- Employees
- 11
- Sector
- General
- Sector Strength
- 55
- Industry
- Computer Hardware
FIC Global, Inc. Business Overview & Revenue Model
Company Description
FIC Global Inc is a Taiwan-based investment management company primarily engaged in general investment activities. Through its subsidiaries, the Company is primarily involved in automotive electronics design, electronics manufacturing, rugged industr...
FIC Global, Inc. Financial Statement Overview
Summary
A weak income statement (score 34) dominates: revenue fell roughly 25% to NT$9.83 billion, operating profit swung to a small loss and the company posted a net loss of NT$88.9 million, pushing return on equity to -1.9% despite the best gross margin in six years (17.5%). The balance sheet is solid (score 70) with debt cut by about a third, a very low debt-to-equity of 0.22 and stable equity of NT$4.78 billion, while cash flow (score 66) improved with NT$1.01 billion of operating cash flow and positive free cash flow of NT$366 million. Low solvency risk and real cash generation partly offset an unprofitable year, but the cost structure is clearly too heavy for current sales and cash flow has been volatile.
Income Statement
34NegativeBalance Sheet
70PositiveCash Flow
66Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Mar 2023 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.51B | 9.83B | 13.10B | 13.28B | 12.45B | 10.04B |
| Gross Profit | 1.22B | 1.72B | 1.80B | 2.06B | 1.67B | 1.21B |
| EBITDA | -94.48M | 612.66M | 888.48M | 1.33B | 1.35B | 857.44M |
| Net Income | -616.62M | -88.87M | 26.33M | 332.14M | 723.05M | 407.92M |
Balance Sheet | ||||||
| Total Assets | 14.83B | 13.33B | 14.25B | 11.83B | 10.17B | 9.26B |
| Cash, Cash Equivalents and Short-Term Investments | 3.20B | 3.69B | 3.45B | 2.98B | 1.46B | 1.27B |
| Total Debt | 3.28B | 1.04B | 1.58B | 1.18B | 931.78M | 815.45M |
| Total Liabilities | 8.17B | 6.82B | 7.70B | 4.58B | 4.82B | 4.73B |
| Stockholders Equity | 4.72B | 4.78B | 4.78B | 4.25B | 3.23B | 2.75B |
Cash Flow | ||||||
| Free Cash Flow | 97.03M | 366.47M | -5.47M | 1.18B | 232.78M | -441.20M |
| Operating Cash Flow | 955.64M | 1.01B | 496.67M | 1.51B | 458.88M | -241.81M |
| Investing Cash Flow | -876.03M | -111.75M | -1.38B | -516.67M | -267.33M | 32.30M |
| Financing Cash Flow | -581.35M | -193.04M | 401.00M | 501.37M | 54.34M | 324.61M |
FIC Global, Inc. Peers Comparison
Overall Rating
TW:811472Outperform
TW:341669Neutral
TW:308867Neutral
TW:624564Neutral
TW:805051Neutral- TW:370150Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| TW:8114 | 72Outperform | TWD 11.74B | 11.57 | ― | 7.47% | -17.73% | -35.11% |
| TW:3416 | 69Neutral | TWD 12.38B | 16.15 | ― | 3.16% | 31.00% | 32.07% |
| TW:3088 | 67Neutral | TWD 12.32B | 12.47 | ― | 2.69% | 35.40% | 73.91% |
| TW:6245 | 64Neutral | TWD 12.61B | 19.61 | ― | 4.39% | 11.74% | 8.17% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| TW:8050 | 51Neutral | TWD 9.99B | 12.43 | ― | 4.21% | 17.15% | 103.91% |
| TW:3701 | 50Neutral | TWD 13.61B | -23.38 | ― | 0.35% | -27.54% | -440.84% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| TW:3701 | FIC Global, Inc. | 57.50 | 24.30 | 73.19% | |
| TW:3088 | Axiomtek Co Ltd | 109.00 | 33.43 | 44.24% | |
| TW:3416 | Winmate Inc. | 146.50 | 6.60 | 4.72% | |
| TW:6245 | Lanner Electronics Inc. | 86.60 | 16.42 | 23.40% | |
| TW:8050 | iBASE Technology Inc. | 51.00 | 5.46 | 11.98% | |
| TW:8114 | Posiflex Technology Inc. | 153.50 | -26.52 | -14.73% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 09, 2026