Taichung Commercial Bank Co., Ltd.(TW:2812)
NT$17.35+0.25 (+1.46%)
TW:2812
Taichung Commercial Bank Co., Ltd. financials statements
NT$17.35
At close:+0.25 (+1.46%)
Taichung Commercial Bank Co., Ltd. (2812) Ratios
Taichung Commercial Bank Co., Ltd. Ratios
TW:2812's free cash flow for Q2 2026 was NT$5.43B. For the 2026 fiscal year, TW:2812's free cash flow was decreased by NT$-176.73M and operating cash flow was NT$5.61B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.71 | 0.11 | 0.12 | 0.12 | 0.10 |
| Quick Ratio | 1.71 | 0.11 | 0.12 | 0.12 | 0.10 |
| Cash Ratio | 1.29 | 0.08 | 0.09 | 0.10 | 0.08 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.32 | 0.03 | 0.04 | 0.01 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 0.32 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | NT$ -844.67B | NT$ -799.55B | NT$ -708.35B | NT$ -657.62B | NT$ -638.71B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.02 | 0.02 | 0.02 | 0.02 |
| Debt-to-Equity Ratio | 0.70 | 0.18 | 0.23 | 0.25 | 0.27 |
| Debt-to-Capital Ratio | 0.41 | 0.15 | 0.19 | 0.20 | 0.21 |
| Long-Term Debt-to-Capital Ratio | 0.16 | 0.15 | 0.19 | 0.20 | 0.21 |
| Financial Leverage Ratio | 11.06 | 11.84 | 11.47 | 11.67 | 12.18 |
| Debt Service Coverage Ratio | 0.16 | 0.68 | 0.74 | 1.20 | 1.78 |
| Interest Coverage Ratio | 0.77 | 0.76 | 0.83 | 1.37 | 1.88 |
| Debt to Market Cap | 0.55 | 0.16 | 0.26 | 0.34 | 0.40 |
| Interest Debt Per Share | 13.26 | 4.98 | 5.27 | 4.45 | 4.27 |
| Net Debt to EBITDA | 0.48 | -4.93 | -6.12 | -7.01 | -6.40 |
| Profitability Margins | |||||
| Gross Profit Margin | 59.39% | 59.86% | 63.81% | 75.76% | 82.22% |
| EBIT Margin | 31.26% | 30.70% | 30.02% | 33.26% | 33.36% |
| EBITDA Margin | 32.93% | 32.32% | 31.76% | 35.47% | 36.34% |
| Operating Profit Margin | 31.26% | 30.70% | 30.02% | 33.26% | 33.36% |
| Pretax Profit Margin | 31.26% | 30.70% | 30.02% | 33.26% | 33.36% |
| Net Profit Margin | 26.06% | 25.71% | 24.87% | 26.93% | 28.73% |
| Continuous Operations Profit Margin | 26.06% | 25.71% | 24.87% | 26.93% | 28.73% |
| Net Income Per EBT | 83.37% | 83.73% | 82.85% | 80.96% | 86.12% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.89% | 0.85% | 0.78% | 0.66% | 0.62% |
| Return on Equity (ROE) | 9.87% | 10.10% | 8.92% | 7.72% | 7.56% |
| Return on Capital Employed (ROCE) | 1.12% | 7.18% | 6.51% | 6.18% | 5.65% |
| Return on Invested Capital (ROIC) | 0.89% | 6.01% | 5.39% | 5.01% | 4.87% |
| Return on Tangible Assets | 0.89% | 0.85% | 0.78% | 0.66% | 0.62% |
| Earnings Yield | 7.85% | 9.15% | 9.94% | 10.59% | 11.00% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.24 | 1.32 | 1.24 | 1.37 | 1.16 |
| Payables Turnover | 0.00 | 1.64 | 0.90 | 0.51 | 0.27 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 1.58 | 1.57 | 1.44 | 1.16 | 1.15 |
| Asset Turnover | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 |
| Working Capital Turnover Ratio | -0.10 | -0.05 | -0.04 | -0.03 | -0.03 |
| Cash Conversion Cycle | 32.47 | 52.98 | -108.49 | -449.99 | -1050.52 |
| Days of Sales Outstanding | 32.47 | 275.67 | 294.87 | 265.50 | 313.74 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 222.69 | 403.36 | 715.49 | 1364.26 |
| Operating Cycle | 32.47 | 275.67 | 294.87 | 265.50 | 313.74 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.47 | 4.32 | 5.07 | 0.71 | -0.23 |
| Free Cash Flow Per Share | 2.14 | 4.10 | 4.70 | 0.15 | -0.59 |
| Dividend Paid and CapEx Coverage Ratio | 3.55 | 7.23 | 7.61 | 0.91 | -0.42 |
| Capital Expenditure Coverage Ratio | 7.45 | 19.58 | 13.40 | 1.27 | -0.66 |
| Operating Cash Flow Coverage Ratio | 0.23 | 1.64 | 1.51 | 0.20 | -0.06 |
| Operating Cash Flow to Sales Ratio | 0.42 | 0.74 | 0.97 | 0.18 | -0.07 |
| Free Cash Flow Yield | 10.97% | 25.08% | 35.76% | 1.51% | -6.44% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.74 | 10.90 | 10.02 | 9.48 | 9.06 |
| Price-to-Sales (P/S) Ratio | 3.32 | 2.81 | 2.50 | 2.54 | 2.61 |
| Price-to-Book (P/B) Ratio | 1.26 | 1.10 | 0.90 | 0.73 | 0.69 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.11 | 3.99 | 2.80 | 66.10 | -15.53 |
| Price-to-Operating Cash Flow Ratio | 7.89 | 3.78 | 2.59 | 14.19 | -38.97 |
| Price-to-Earnings Growth (PEG) Ratio | 6.37 | 0.75 | 0.45 | 1.60 | 0.74 |
| Enterprise Value Multiple | 10.56 | 3.76 | 1.75 | 0.16 | 0.79 |
| Enterprise Value | 120.92B | 39.20B | 15.28B | 1.14B | 4.79B |
| EV to EBITDA | 10.56 | 3.76 | 1.75 | 0.16 | 0.79 |
| EV to Sales | 3.48 | 1.22 | 0.56 | 0.06 | 0.29 |
| EV to Free Cash Flow | 9.55 | 1.72 | 0.62 | 1.49 | -1.71 |
| EV to Operating Cash Flow | 8.27 | 1.64 | 0.58 | 0.32 | -4.28 |
| Tangible Book Value Per Share | 15.41 | 14.75 | 14.59 | 13.86 | 13.27 |
| Shareholders’ Equity Per Share | 15.50 | 14.81 | 14.64 | 13.91 | 13.32 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.17 | 0.16 | 0.17 | 0.19 | 0.14 |
| Revenue Per Share | 5.87 | 5.82 | 5.25 | 3.99 | 3.50 |
| Net Income Per Share | 1.53 | 1.50 | 1.31 | 1.07 | 1.01 |
| Tax Burden | 0.83 | 0.84 | 0.83 | 0.81 | 0.86 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.08 | 0.08 | 0.09 | 0.11 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.61 | 2.42 | 3.22 | 0.54 | -0.20 |
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