My Humble House Hospitality Management Consulting Co Ltd (2739) AI Stock Analysis

My Humble House Hospitality Management Consulting Co Ltd

(TWSE:2739)

Select Model

Rating:59Neutral

Price Target:TWD 34.00▲(3.19% Upside)

Action:initiatedcoverage

Date:11/09/26

My Humble House Hospitality scores in the middle of the range. The dominant consideration is its financial profile: excellent free cash flow generation and meaningful deleveraging are offset by a still-stretched balance sheet (5.4x debt-to-equity, 14% equity-to-assets) and a sharp reversal in earnings momentum, with net income more than halving despite flat revenue. A low 8.2x P/E and a 7.8% dividend yield provide valuation support and are the key positives, though payout sustainability depends on continued cash generation and debt reduction. Technicals are the main near-term drag, with the share price below all major moving averages and a negative MACD, even if the deeply oversold RSI hints at scope for a relief rally. Low beta (0.27) limits volatility, but continued margin recovery is needed to re-rate the stock meaningfully.

Positive Factors

Revenue RecoveryRevenue has recovered materially from the 2021–2022 trough and continued rising through 2025. This indicates restored demand and operating momentum across the hospitality portfolio, providing a larger base from which the company can rebuild profitability and support future investment over the coming quarters.

Negative Factors

High LeverageThe company’s capital structure remains heavily reliant on debt, while equity provides a relatively small cushion against operating weakness. High leverage can restrict financial flexibility, increase repayment pressure, and make a downturn more damaging even though leverage has improved from prior extremes.

My Humble House Hospitality Management Consulting Co Ltd (2739) vs. SPDR S&P 500 ETF (SPY)

Market Cap: TWD 2.99B
Dividend Yield: 7.83%
Average Volume (3M): 91.36K
Price to Earnings (P/E): 8.2
Beta (1Y): 0.27
Revenue Growth: 2.69%
EPS Growth: 414.01%
Country: TW
Employees: 1,549
Sector: General
Sector Strength: 55
Industry: Travel Lodging

My Humble House Hospitality Management Consulting Co Ltd Business Overview & Revenue Model

Company Description

My Humble House Hospitality Management Consulting Co., Ltd. specializes in operating lodging establishments for travelers, with its reach extending across Taiwan and internationally. The firm also offers expert advisory services to the hospitality se...

My Humble House Hospitality Management Consulting Co Ltd Financial Statement Overview

Summary

A mixed picture. Cash generation is the clear strength (score 80), with NT$1.63bn of operating cash flow, NT$1.48bn of free cash flow and ~91% cash conversion funding steady debt reduction. The income statement (58) reflects a strong post-pandemic recovery — revenue more than doubled since 2021 and gross margin expanded to ~40% — but momentum has stalled: revenue growth slowed to low single digits and net income more than halved to NT$216m, compressing net margin to 4.2%. The balance sheet is the weak link (38), with NT$8.78bn of debt against just NT$1.61bn of equity (~5.4x leverage) and equity representing only 14% of assets, leaving a thin cushion, though leverage has fallen sharply from 16.9x in 2022.

Income Statement

58Neutral

Balance Sheet

38Negative

Cash Flow

80Positive

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	5.26B	5.17B	5.03B	4.83B	3.42B	2.33B
Gross Profit	2.11B	2.06B	1.99B	1.86B	850.09M	188.34M
EBITDA	1.80B	1.73B	1.96B	1.88B	962.25M	336.18M
Net Income	369.02M	215.66M	493.55M	414.02M	-338.06M	-719.60M
Balance Sheet
Total Assets	11.37B	11.83B	12.84B	13.62B	14.35B	13.63B
Cash, Cash Equivalents and Short-Term Investments	1.54B	1.43B	1.18B	962.92M	694.64M	746.58M
Total Debt	8.26B	8.78B	9.81B	11.01B	12.18B	11.29B
Total Liabilities	9.73B	10.22B	11.30B	12.44B	13.63B	12.83B
Stockholders Equity	1.64B	1.61B	1.54B	1.19B	718.85M	801.77M
Cash Flow
Free Cash Flow	1.66B	1.48B	1.33B	1.35B	589.15M	241.98M
Operating Cash Flow	1.80B	1.63B	1.49B	1.45B	722.10M	328.68M
Investing Cash Flow	-210.10M	-152.83M	-214.85M	-36.92M	-94.43M	-28.18M
Financing Cash Flow	-1.14B	-1.13B	-1.43B	-1.25B	-737.65M	-409.56M

My Humble House Hospitality Management Consulting Co Ltd Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

TW:2739 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TW:2718	71Outperform	TWD 3.14B	3.43	―	15.54%	-74.52%	-75.86%
TW:2739	59Neutral	TWD 3.02B	8.18	―	7.83%	2.69%	414.01%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
TW:2754	54Neutral	TWD 2.89B	13.70	―	1.62%	6.28%	91.71%
TW:2732	51Neutral	TWD 2.79B	16.70	―	6.67%	26.17%	282.20%
TW:2705	49Neutral	TWD 2.80B	19.80	―	―	-4.36%	88.01%
TW:2722	39Underperform	TWD 2.71B	-33.16	―	0.79%	-6.05%	-28.49%

* General Sector Average

Performance Comparison

TW:2739 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
TW:2739	My Humble House Hospitality Management Consulting Co Ltd	32.95	-1.29	-3.77%
TW:2705	LEOFOO DEVELOPMENT CO., LTD.	14.65	-2.25	-13.31%
TW:2718	Allmind Holdings Corporation	35.85	-16.60	-31.64%
TW:2722	Chateau International Development Co. Ltd.	18.90	-9.75	-34.03%
TW:2732	La Kaffa International Co., Ltd.	60.00	-9.04	-13.09%
TW:2754	Kura Sushi Asia Co., Ltd.	61.60	-24.30	-28.29%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 09, 2026

My Humble House Hospitality Management Consulting Co Ltd AI Stock Analysis