Want to see TSE:XAU full AI Analyst Report?
GoldMoney (XAU) AI Stock Analysis
GoldMoney
(TSX:XAU)
The score is driven primarily by solid current profitability, manageable leverage, and positive free cash flow, tempered by revenue and cash-flow variability. Valuation is a major positive due to the very low P/E, while technical indicators are mixed with a negative MACD and price sitting below key medium-term averages. Corporate events add support through rising tangible equity and ongoing buybacks.
GoldMoney (XAU) vs. iShares MSCI Canada ETF (EWC)
- Market Cap
- CAD 113.31M
- Dividend Yield
- ―
- Average Volume (3M)
- 6,761
- Price to Earnings (P/E)
- 2.6
- Beta (1Y)
- 0.18
- Revenue Growth
- 21.60%
- EPS Growth
- 216.25%
- Country
- Canada
- Employees
- 25
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Capital Markets
GoldMoney Business Overview & Revenue Model
Company Description
Operating globally, Goldmoney Inc. delivers financial services and technological solutions centered on precious metals. Through its Goldmoney.com online platform, the company provides secure custody and storage for physical precious metals, alongside...
How the Company Makes Money
GoldMoney’s revenue model is centered on fees and margins earned from providing precious-metals custody and transaction services. Key revenue streams have included: (1) Transaction revenues/margins on customer purchases and sales of precious metals,...
GoldMoney Financial Statement Overview
Summary
Profitability is currently strong (TTM net margin ~33%, EBIT margin ~27%) with reasonable leverage (TTM debt-to-equity ~0.36) and positive free cash flow. The main offset is volatility: TTM revenue declined sharply, historical results have swung (including a FY2024 loss), and cash conversion weakened versus the prior annual period with TTM free cash flow down year-over-year.
Income Statement
78PositiveBalance Sheet
73PositiveCash Flow
70Positive| Breakdown | TTM | Mar 2026 | Jun 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 177.14M | 224.34M | 101.83M | 65.57M | 84.84M | 662.25M |
| Gross Profit | 57.49M | 59.34M | 31.89M | 21.26M | 19.72M | 27.24M |
| EBITDA | 48.65M | 52.14M | 20.88M | -5.71M | 7.03M | 13.51M |
| Net Income | 58.97M | 64.10M | 14.57M | -24.52M | 6.80M | 11.65M |
Balance Sheet | ||||||
| Total Assets | 408.56M | 384.61M | 341.92M | 185.48M | 176.05M | 190.22M |
| Cash, Cash Equivalents and Short-Term Investments | 126.60M | 142.78M | 12.73M | 13.33M | 43.27M | 28.56M |
| Total Debt | 83.21M | 59.37M | 84.11M | 38.84M | 0 | 1.55M |
| Total Liabilities | 177.95M | 161.47M | 178.94M | 44.30M | 3.93M | 9.72M |
| Stockholders Equity | 230.61M | 223.14M | 162.98M | 141.18M | 172.54M | 180.49M |
Cash Flow | ||||||
| Free Cash Flow | 41.74M | 48.73M | 49.73M | 67.06M | 20.98M | -7.23M |
| Operating Cash Flow | 41.97M | 48.79M | 49.74M | 67.07M | 20.99M | -7.18M |
| Investing Cash Flow | -5.25M | 16.67M | -64.04M | -126.03M | 1.93M | 10.55M |
| Financing Cash Flow | -7.82M | -32.69M | 37.85M | 31.95M | -10.03M | -1.25M |
GoldMoney Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:XAU, the sentiment is Negative. The current price of 12.26 is below the 20-day moving average (MA) of 12.96, below the 50-day MA of 13.52, and below the 200-day MA of 14.77, indicating a bearish trend. The MACD of -0.31 indicates Positive momentum. The RSI at 21.07 is Positive, neither overbought nor oversold. The STOCH value of 5.37 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:XAU.
GoldMoney Peers Comparison
Overall Rating
- TSE:XAU74Outperform
TSE:DEFI52Neutral
TSE:DMGI38Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| TSE:XAU | 74Outperform | CAD 156.84M | 2.59 | 28.56% | ― | 21.60% | 216.25% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| TSE:DEFI | 52Neutral | CAD 86.46M | 10.15 | 17.74% | ― | 2819.70% | ― |
| TSE:DMGI | 38Underperform | CAD 80.99M | -5.43 | -13.93% | ― | -13.15% | 24.49% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| TSE:XAU | Goldmoney Inc (OTC) | 12.17 | 1.06 | 9.54% | |
| TSE:DEFI | Defi Technologies Inc | 0.83 | 0.00 | 0.00% | |
| TSE:DMGI | DMG Blockchain Solutions | 0.34 | -0.08 | -18.82% |
GoldMoney Corporate Events
Goldmoney Shareholders Back Board and Auditor at 2026 Annual Meeting
PositiveGoldmoney Inc. reported the results of its 2026 virtual annual meeting, with 72.6% of outstanding shares represented, underscoring strong shareholder engagement. All five management-nominated directors were comfortably re-elected, reflecting broad su...
Goldmoney launches new share buyback program approved by TSX
PositiveGoldmoney Inc. has received approval from the Toronto Stock Exchange to launch a normal course issuer bid allowing it to repurchase for cancellation up to 721,342 common shares, representing about 10% of its public float, between September 23, 2026 a...
Goldmoney Boosts Tangible Equity and Continues Share Buybacks in Fiscal Q1 2027
PositiveGoldmoney Inc. reported fiscal 2027 first-quarter results showing group tangible equity of $216.9 million, up 3.6% quarter-on-quarter, with tangible equity per share rising 4% to $17.34 and 4.2% to $16.27 when excluding its MENE stake. The company al...
Goldmoney Boosts Tangible Equity and Earnings in Fiscal 2027 Q1
PositiveGoldmoney Inc. reported fiscal 2027 first-quarter results showing group tangible equity of $216.9 million, up 3.6% quarter-on-quarter, with tangible equity per share rising 4.0% to $17.34. Excluding its MENE jewellery interests, tangible equity per s...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 24, 2026