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BMTC Group Inc. (TSE:GBT)
TSX:GBT
Canadian Market
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BMTC Group Inc. (GBT) AI Stock Analysis

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TSE:GBT

BMTC Group Inc.

(TSX:GBT)

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Neutral 65 (OpenAI - Gpt-5.6Sol)
Rating:65Neutral
Price Target:
C$13.50
â–²(5.97% Upside)
Action:Reiterated
Date:09/10/26
The score is supported primarily by solid financial quality driven by a very strong, low-leverage balance sheet, and by favorable valuation (low P/E with a dividend). Offsetting these positives, technicals are weak with the stock trading below major moving averages and negative MACD, and fundamentals show uneven operating profitability and cash-flow consistency.
Positive Factors
Very Low Leverage
TTM debt-to-equity of about 0.02 and equity growth from approximately $388M in FY2022 to $582M provide substantial financial cushioning. This low leverage can preserve borrowing capacity and reduce balance-sheet strain while the retailer manages uneven operating results.
Negative Factors
Choppy Revenue Trend
TTM revenue fell 1.38%, and the reported history is uneven despite FY2026 growth of 2.8%. A choppy top line can limit operating leverage, make planning less predictable, and reduce the consistency of growth available to support earnings over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Very Low Leverage
TTM debt-to-equity of about 0.02 and equity growth from approximately $388M in FY2022 to $582M provide substantial financial cushioning. This low leverage can preserve borrowing capacity and reduce balance-sheet strain while the retailer manages uneven operating results.
Read all positive factors

BMTC Group Inc. (GBT) vs. iShares MSCI Canada ETF (EWC)

BMTC Group Inc. Business Overview & Revenue Model

Company Description
BMTC Group Inc. oversees a retail network across Canada, providing customers with furniture, major household appliances, and consumer electronics. Its operations are structured around two principal divisions: Brault & Martineau and EconoMax. The c...

BMTC Group Inc. Financial Statement Overview

Summary
Overall financial quality is solid but uneven: the balance sheet is a major strength (very low leverage and growing equity), while operating performance and growth are less consistent (TTM revenue slightly down and TTM EBIT negative). Cash flow has improved versus prior years but cash conversion remains weak/volatile, keeping the score in the upper-middle range rather than high.
Income Statement
56
Neutral
Balance Sheet
84
Very Positive
Cash Flow
52
Neutral
BreakdownTTMApr 2025Jan 2024Jan 2023Jan 2022Jan 2021
Income Statement
Total Revenue611.04M619.59M602.70M578.95M717.97M819.45M
Gross Profit242.14M248.88M236.26M224.46M283.11M323.69M
EBITDA31.85M18.43M14.91M-6.15M53.82M94.23M
Net Income44.23M33.56M43.91M47.43M40.84M81.93M
Balance Sheet
Total Assets798.34M774.24M724.95M621.03M581.96M549.93M
Cash, Cash Equivalents and Short-Term Investments12.01M3.75M1.50M1.25M3.05M18.98M
Total Debt10.79M17.00M32.88M30.49M19.76M12.73M
Total Liabilities216.77M189.82M195.44M144.13M141.06M162.06M
Stockholders Equity581.57M584.41M529.51M476.90M440.90M387.87M
Cash Flow
Free Cash Flow11.84M10.47M11.49M-11.24M-5.69M59.98M
Operating Cash Flow23.74M17.09M32.73M-9.18M-1.94M62.23M
Investing Cash Flow11.56M21.44M-4.61M16.62M-3.25M-17.54M
Financing Cash Flow-26.52M-26.01M-20.33M-20.88M-21.79M-22.51M

BMTC Group Inc. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price12.74
Price Trends
50DMA
12.77
Negative
100DMA
12.87
Negative
200DMA
12.80
Negative
Market Momentum
MACD
-0.07
Positive
RSI
44.00
Neutral
STOCH
31.46
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:GBT, the sentiment is Negative. The current price of 12.74 is above the 20-day moving average (MA) of 12.66, below the 50-day MA of 12.77, and below the 200-day MA of 12.80, indicating a bearish trend. The MACD of -0.07 indicates Positive momentum. The RSI at 44.00 is Neutral, neither overbought nor oversold. The STOCH value of 31.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:GBT.

BMTC Group Inc. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
C$1.69B10.6612.76%5.96%-0.15%-2.29%
67
Neutral
C$9.90B14.7011.53%3.81%1.05%-6.66%
65
Neutral
C$400.85M9.017.97%2.90%-0.75%52.17%
63
Neutral
C$9.90B14.7011.53%3.42%1.05%-6.66%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TSE:GBT
BMTC Group Inc.
12.53
-0.47
-3.65%
TSE:LNF
Leon's Furniture
24.15
-2.96
-10.90%
TSE:CTC
Canadian Tire
210.00
-27.59
-11.61%
TSE:CTC.A
Canadian Tire
189.13
23.62
14.27%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 10, 2026