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ACD Stock Chart & Stats
C$0.55
-C$0.04(-6.78%)
At close: 4:00 PM EDT
C$0.55
-C$0.04(-6.78%)
Day’s Range― - ―
52-Week RangeC$0.50 - C$3.86
Previous CloseN/A
Volume1.63K
Average Volume (3M)1.39K
Market Cap
C$5.91M
Enterprise ValueC$114.82M
Total Cash (Recent Filing)C$21.14M
Total Debt (Recent Filing)C$130.47M
Price to Earnings (P/E)―
Beta-0.14
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-3.75
Shares Outstanding8,558,913
10 Day Avg. Volume610
30 Day Avg. Volume1,394
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.30
Price to Sales (P/S)0.25
P/FCF Ratio2.62
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Specialty Finance Niche Serving SMEsAccord's focus on receivables financing and working-capital lending to SMEs is a durable business model: SMEs consistently need liquidity and receivables financing is sticky. This niche gives recurring demand and client relationships that support steady origination pipelines over months to years.
Diversified Interest And Fee Revenue StreamsThe company's revenue mix of interest, factoring fees and ancillary servicing fees supports margin resilience. Multiple fee streams reduce reliance on pure yield spreads and can sustain income when lending volumes fluctuate, helping stabilize cash flows over time.
Positive Operating And Free Cash Flow (TTM)Strong TTM operating and free cash flow indicate the business can generate liquidity from receivables operations despite accounting losses. Durable cash generation provides funding flexibility for originating loans, meeting obligations, or de-risking the balance sheet without immediate capital raises.
Bears Say
High LeverageDebt levels of roughly 4–6x equity materially constrain financial flexibility and raise vulnerability to funding shocks or higher rates. High leverage amplifies losses, tightens covenant risk, and reduces ability to grow the lending book during downturns without dilutive capital or deleveraging.
Material Profitability DeteriorationSustained negative margins and large net losses erode capital and limit reinvestment into originations or risk management. Persistent unprofitability can force strategic tradeoffs (reduce lending, raise capital, cut servicing) and undermines the firm's ability to scale profitably over the medium term.
Sharp Revenue And EPS DeclinesSteep declines in revenue and EPS reflect weakening demand, portfolio run-off, or elevated credit provisions. Such large contractions reduce economies of scale, pressure margins and make recovery dependent on restoring origination volumes and credit performance, which can take multiple quarters.
Accord Financial News
ACD FAQ
What was Accord Financial’s price range in the past 12 months?
Accord Financial lowest stock price was C$0.50 and its highest was C$3.86 in the past 12 months.
What is Accord Financial’s market cap?
Accord Financial’s market cap is C$5.91M.
When is Accord Financial’s upcoming earnings report date?
Accord Financial’s upcoming earnings report date is Aug 05, 2026 which is today.
How were Accord Financial’s earnings last quarter?
Currently, no data Available
Is Accord Financial overvalued?
According to Wall Street analysts Accord Financial’s price is currently Overvalued.
Does Accord Financial pay dividends?
Accord Financial pays a Quarterly dividend of C$0.075 which represents an annual dividend yield of N/A. See more information on Accord Financial dividends here
What is Accord Financial’s EPS estimate?
Accord Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Accord Financial have?
Accord Financial has 8,558,913 shares outstanding.
What happened to Accord Financial’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Accord Financial?
Currently, no hedge funds are holding shares in TSE:ACD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Accord Financial
Accord Financial Corp., established in Toronto, Canada in 1978, provides a comprehensive suite of asset-backed financial services to industrial and commercial businesses, primarily throughout Canada and the United States. The company's core activities include asset-based lending, where it finances or purchases accounts receivable on a recourse basis, in addition to funding other physical assets like inventory and machinery. Its offerings extend to lease and equipment financing, working capital solutions, and specialized funding for film and media projects, alongside offering credit guarantees and collection services. Furthermore, Accord delivers factoring, credit assessment services, and supply chain financing designed for importers. The firm supports clients across a wide range of industries, including manufacturing, retail, service, wholesale, international trade, finance, apparel, food and beverage, and construction.