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Combined Ratio
Summarizes underwriting profitability by adding claim costs and operating expenses relative to premiums; a ratio below 100% means underwriting profit while above 100% signals underwriting losses and reliance on investment income to make up the gap.Volatility has been driven by episodic catastrophe hits and reserving swings, but the trend has moved from periodic spikes to a recent multi‑year improvement that aligns with management’s target underlying profitability and supports heavy buybacks and a dividend raise. The key risk remains long‑tail casualty reserve uncertainty and intermittent catastrophe shocks that can quickly reverse underwriting gains.
Date | Combined Ratio |
|---|---|
Jun 30, 2026 | 83.60 |
Mar 31, 2026 | 88.60 |
Dec 31, 2025 | 89.90 |
Sep 30, 2025 | 87.30 |
Jun 30, 2025 | 90.30 |
Mar 31, 2025 | 102.50 |
Dec 31, 2024 | 92.50 |
Sep 30, 2024 | 93.20 |
Jun 30, 2024 | 100.20 |
Mar 31, 2024 | 93.90 |