Thaire Life Assurance Public Company Ltd(TH:THREL)
฿1.22+0.02 (+1.67%)
TH:THREL
Thaire Life Assurance Public Company Ltd financials statements
฿1.22
At close:+0.02 (+1.67%)
Thaire Life Assurance Public Company Ltd (THREL) Ratios
Thaire Life Assurance Public Company Ltd Ratios
TH:THREL's free cash flow for Q2 2026 was ฿1.57M. For the 2026 fiscal year, TH:THREL's free cash flow was decreased by ฿-61.44M and operating cash flow was ฿63.01M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 8.36 | 1.21 | 1.78 | 3.88 | 8.90 |
| Quick Ratio | 8.36 | 1.21 | 1.78 | 3.88 | 8.90 |
| Cash Ratio | 1.13 | 0.06 | 0.07 | 0.27 | 1.06 |
| Solvency Ratio | -0.04 | -0.05 | 0.05 | 0.12 | 0.08 |
| Operating Cash Flow Ratio | 0.18 | 0.08 | -0.11 | 0.50 | 1.52 |
| Short-Term Operating Cash Flow Coverage | 1.17 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | ฿ -1.64B | ฿ -1.01B | ฿ -1.03B | ฿ -248.74M | ฿ -22.48M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 |
| Debt-to-Capital Ratio | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 4.74 | 2.45 | 2.00 | 1.99 | 1.90 |
| Debt Service Coverage Ratio | -16.20 | -173.37 | 655.52 | 6386.11 | 1534.60 |
| Interest Coverage Ratio | -234.17 | -226.26 | 629.69 | 6985.33 | 1570.40 |
| Debt to Market Cap | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 |
| Net Debt to EBITDA | 0.23 | 0.25 | -0.12 | -0.42 | -1.24 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 1.42% | 7.19% | 11.17% | 9.25% |
| EBIT Margin | -3.74% | -2.42% | 2.12% | 6.08% | 4.05% |
| EBITDA Margin | -3.74% | -2.42% | 2.47% | 6.51% | 4.47% |
| Operating Profit Margin | -3.75% | -2.43% | 2.11% | 6.08% | 4.04% |
| Pretax Profit Margin | -3.75% | -2.43% | 2.11% | 6.08% | 4.04% |
| Net Profit Margin | -2.95% | -1.87% | 1.84% | 5.13% | 3.52% |
| Continuous Operations Profit Margin | -2.95% | -1.87% | 1.84% | 5.13% | 3.52% |
| Net Income Per EBT | 78.52% | 77.06% | 87.01% | 84.33% | 87.16% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | -3.23% | -2.78% | 2.27% | 5.32% | 3.52% |
| Return on Equity (ROE) | -15.30% | -6.82% | 4.54% | 10.58% | 6.70% |
| Return on Capital Employed (ROCE) | -4.16% | -4.58% | 2.80% | 7.06% | 4.26% |
| Return on Invested Capital (ROIC) | -3.26% | -3.53% | 2.44% | 4.91% | 2.90% |
| Return on Tangible Assets | -3.28% | -2.82% | 2.30% | 5.39% | 3.57% |
| Earnings Yield | -11.99% | -8.53% | 3.77% | 6.09% | 5.09% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.20 | 13.72 | 12.69 | 10.92 | 20.70 |
| Payables Turnover | 0.00 | 7.60 | 22.46 | 8.72 | 17.37 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 137.74 | 198.25 | 615.55 | 63.21 | 51.34 |
| Asset Turnover | 1.10 | 1.49 | 1.23 | 1.04 | 1.00 |
| Working Capital Turnover Ratio | 15.26 | 31.39 | 6.60 | 2.93 | 2.58 |
| Cash Conversion Cycle | 27.65 | -21.46 | 12.51 | -8.45 | -3.38 |
| Days of Sales Outstanding | 27.65 | 26.60 | 28.76 | 33.42 | 17.63 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 48.05 | 16.25 | 41.88 | 21.01 |
| Operating Cycle | 27.65 | 26.60 | 28.76 | 33.42 | 17.63 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.01 | 0.09 | -0.04 | 0.25 | 0.37 |
| Free Cash Flow Per Share | 0.00 | 0.05 | -0.05 | 0.25 | 0.33 |
| Dividend Paid and CapEx Coverage Ratio | 1.32 | 0.84 | -0.44 | 1.25 | 2.08 |
| Capital Expenditure Coverage Ratio | 1.32 | 2.45 | -3.00 | 72.47 | 9.51 |
| Operating Cash Flow Coverage Ratio | 0.61 | 5.30 | -7.64 | 0.00 | 290.98 |
| Operating Cash Flow to Sales Ratio | 0.00 | 0.01 | -0.01 | 0.05 | 0.08 |
| Free Cash Flow Yield | 0.19% | 3.28% | -1.77% | 6.01% | 10.32% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -8.58 | -11.43 | 26.60 | 16.48 | 19.81 |
| Price-to-Sales (P/S) Ratio | 0.25 | 0.22 | 0.49 | 0.84 | 0.69 |
| Price-to-Book (P/B) Ratio | 1.28 | 0.80 | 1.21 | 1.74 | 1.32 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 520.25 | 30.48 | -56.62 | 16.64 | 9.69 |
| Price-to-Operating Cash Flow Ratio | 127.35 | 18.05 | -75.52 | 16.41 | 8.67 |
| Price-to-Earnings Growth (PEG) Ratio | 0.60 | 0.05 | -0.44 | 0.29 | -0.99 |
| Enterprise Value Multiple | -6.34 | -8.83 | 19.61 | 12.51 | 14.24 |
| Enterprise Value | 616.05M | 965.17M | 1.64B | 2.43B | 1.78B |
| EV to EBITDA | -6.34 | -8.83 | 19.61 | 12.51 | 14.24 |
| EV to Sales | 0.24 | 0.21 | 0.49 | 0.81 | 0.64 |
| EV to Free Cash Flow | 501.87 | 29.65 | -56.28 | 16.10 | 8.92 |
| EV to Operating Cash Flow | 122.86 | 17.56 | -75.06 | 15.88 | 7.98 |
| Tangible Book Value Per Share | 0.75 | 1.94 | 2.15 | 2.31 | 2.34 |
| Shareholders’ Equity Per Share | 0.81 | 2.00 | 2.21 | 2.37 | 2.41 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.23 | 0.13 | 0.16 | 0.13 |
| Revenue Per Share | 4.19 | 7.30 | 5.45 | 4.89 | 4.58 |
| Net Income Per Share | -0.12 | -0.14 | 0.10 | 0.25 | 0.16 |
| Tax Burden | 0.79 | 0.77 | 0.87 | 0.84 | 0.87 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | -0.07 | -0.10 | -0.35 | 1.00 | 2.26 |
Currency in THB
