Indara Insurance Public Co. Ltd.(TH:INSURE)
43.50+1.50 (+3.57%)
TH:INSURE
Indara Insurance Public Co. Ltd. financials statements
43.50
At close:+1.50 (+3.57%)
Indara Insurance Public Co. Ltd. (INSURE) Ratios
Indara Insurance Public Co. Ltd. Ratios
TH:INSURE's free cash flow for Q1 2026 was ฿-504.75M. For the 2026 fiscal year, TH:INSURE's free cash flow was decreased by ฿-79.00K and operating cash flow was ฿-504.67M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 21.51 | 6.87 | 1.07 | 1.05 | 0.57 |
| Quick Ratio | 21.51 | 6.87 | 1.07 | 1.05 | 0.57 |
| Cash Ratio | 3.76 | 0.61 | 0.44 | 0.26 | 0.30 |
| Solvency Ratio | 0.00 | 0.03 | 0.02 | 0.07 | 0.04 |
| Operating Cash Flow Ratio | 1.69 | -0.55 | -0.28 | -0.30 | 0.06 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | ฿ -2.02B | ฿ -473.67M | ฿ -6.01B | ฿ -3.90B | ฿ -398.58M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Debt-to-Equity Ratio | 0.03 | 0.02 | 0.01 | 0.02 | 0.03 |
| Debt-to-Capital Ratio | 0.03 | 0.02 | 0.01 | 0.02 | 0.03 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 5.37 | 5.82 | 8.26 | 11.34 | 4.13 |
| Debt Service Coverage Ratio | 14.34 | 120.98 | 373.43 | 1106.95 | 70.50 |
| Interest Coverage Ratio | 7.21 | 144.56 | 469.91 | 1122.71 | 33.11 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 4.19 | 2.82 | 0.97 | 1.53 | 0.62 |
| Net Debt to EBITDA | -56.38 | -2.50 | -3.26 | -1.95 | -4.15 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 57.75% | 60.88% | 69.04% | 47.20% |
| EBIT Margin | 0.23% | 7.94% | 9.04% | 23.07% | 3.01% |
| EBITDA Margin | 0.23% | 7.94% | 9.26% | 23.07% | 4.85% |
| Operating Profit Margin | 0.20% | 7.89% | 9.02% | 23.05% | 2.92% |
| Pretax Profit Margin | 0.20% | 7.89% | 9.02% | 23.05% | 2.92% |
| Net Profit Margin | 0.38% | 6.55% | 6.93% | 22.70% | 4.29% |
| Continuous Operations Profit Margin | 0.38% | 6.55% | 6.93% | 22.70% | 4.29% |
| Net Income Per EBT | 184.95% | 83.00% | 76.79% | 98.51% | 146.90% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.27% | 2.15% | 2.12% | 6.73% | 2.00% |
| Return on Equity (ROE) | 1.45% | 12.50% | 17.53% | 76.35% | 8.25% |
| Return on Capital Employed (ROCE) | 0.15% | 2.92% | 3.50% | 14.07% | 2.05% |
| Return on Invested Capital (ROIC) | 0.15% | 2.42% | 7.23% | 22.18% | 1.80% |
| Return on Tangible Assets | 0.27% | 2.15% | 2.12% | 6.73% | 2.00% |
| Earnings Yield | 2.73% | 22.90% | 15.62% | 31.03% | 3.80% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.52 | 2.70 | 2.53 | 2.29 | 6.12 |
| Payables Turnover | 0.00 | 0.69 | 1.91 | 0.37 | 4.65 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 113.35 | 88.75 | 159.95 | 72.31 | 9.62 |
| Asset Turnover | 0.72 | 0.33 | 0.31 | 0.30 | 0.46 |
| Working Capital Turnover Ratio | 1.14 | 0.97 | 14.39 | 39.68 | -2.58 |
| Cash Conversion Cycle | 239.48 | -393.37 | -46.93 | -821.10 | -18.86 |
| Days of Sales Outstanding | 239.48 | 135.02 | 144.12 | 159.46 | 59.68 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 528.39 | 191.05 | 980.56 | 78.54 |
| Operating Cycle | 239.48 | 135.02 | 144.12 | 159.46 | 59.68 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 30.83 | -50.32 | -54.43 | -159.18 | 1.45 |
| Free Cash Flow Per Share | 29.42 | -51.07 | -54.44 | -159.25 | 1.44 |
| Dividend Paid and CapEx Coverage Ratio | 2.70 | -67.28 | -3807.84 | -2255.71 | 145.36 |
| Capital Expenditure Coverage Ratio | 21.79 | -67.28 | -3807.84 | -2255.71 | 145.36 |
| Operating Cash Flow Coverage Ratio | 7.62 | -18.83 | -59.73 | -108.41 | 2.44 |
| Operating Cash Flow to Sales Ratio | 0.06 | -0.19 | -0.19 | -0.51 | 0.04 |
| Free Cash Flow Yield | 43.26% | -67.42% | -43.55% | -70.15% | 3.88% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 36.56 | 4.37 | 6.40 | 3.22 | 26.24 |
| Price-to-Sales (P/S) Ratio | 0.14 | 0.29 | 0.44 | 0.73 | 1.13 |
| Price-to-Book (P/B) Ratio | 0.53 | 0.55 | 1.12 | 2.46 | 2.17 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.31 | -1.48 | -2.30 | -1.43 | 25.78 |
| Price-to-Operating Cash Flow Ratio | 2.21 | -1.51 | -2.30 | -1.43 | 25.60 |
| Price-to-Earnings Growth (PEG) Ratio | -0.41 | -0.39 | -0.09 | 0.00 | -0.16 |
| Enterprise Value Multiple | 3.16 | 1.10 | 1.53 | 1.22 | 19.12 |
| Enterprise Value | 43.28M | 256.70M | 398.89M | 874.76M | 304.05M |
| EV to EBITDA | 3.16 | 1.10 | 1.53 | 1.22 | 19.12 |
| EV to Sales | 0.01 | 0.09 | 0.14 | 0.28 | 0.93 |
| EV to Free Cash Flow | 0.12 | -0.46 | -0.73 | -0.55 | 21.19 |
| EV to Operating Cash Flow | 0.12 | -0.46 | -0.73 | -0.55 | 21.04 |
| Tangible Book Value Per Share | 126.47 | 138.13 | 111.36 | 92.26 | 17.05 |
| Shareholders’ Equity Per Share | 128.27 | 138.74 | 111.36 | 92.27 | 17.07 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.85 | 0.17 | 0.23 | 0.01 | -0.47 |
| Revenue Per Share | 492.36 | 264.95 | 281.81 | 310.29 | 32.78 |
| Net Income Per Share | 1.86 | 17.34 | 19.52 | 70.44 | 1.41 |
| Tax Burden | 1.85 | 0.83 | 0.77 | 0.99 | 1.47 |
| Interest Burden | 0.88 | 0.99 | 1.00 | 1.00 | 0.97 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.09 | 0.09 | 0.07 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 16.62 | -2.82 | -2.79 | -2.26 | 1.03 |
Currency in THB
