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Third Century Bancorp (TDCB) Ratios
Third Century Bancorp Ratios
TDCB's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, TDCB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 11.84 | 0.04 | 0.10 | 0.02 | 0.14 |
| Quick Ratio | 11.84 | 0.04 | 0.10 | 0.02 | 0.14 |
| Cash Ratio | 11.29 | 0.04 | 0.09 | 0.02 | 0.12 |
| Solvency Ratio | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.80 | 0.01 | 0.01 | 0.01 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.80 | 0.44 | 0.03 | 0.13 | 0.00 |
| Net Current Asset Value | $ -300.51M | $ -292.19M | $ -288.38M | $ -267.36M | $ -214.41M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.16 | 0.19 | 0.18 | 0.11 | 0.02 |
| Debt-to-Equity Ratio | 4.16 | 6.43 | 5.92 | 3.94 | 0.23 |
| Debt-to-Capital Ratio | 0.81 | 0.87 | 0.86 | 0.80 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.81 | 0.87 | 0.51 | 0.80 | 0.19 |
| Financial Leverage Ratio | 26.51 | 33.03 | 32.91 | 34.96 | 11.22 |
| Debt Service Coverage Ratio | 0.21 | 0.12 | 0.03 | 0.11 | 3.70 |
| Interest Coverage Ratio | 0.27 | 0.17 | 0.16 | 1.49 | 3.67 |
| Debt to Market Cap | 5.32 | 6.36 | 6.90 | 4.76 | 0.24 |
| Interest Debt Per Share | 53.78 | 59.03 | 53.50 | 28.65 | 4.90 |
| Net Debt to EBITDA | 8.58 | 29.67 | 34.62 | 10.35 | 0.05 |
| Profitability Margins | |||||
| Gross Profit Margin | 56.92% | 53.91% | 61.81% | 86.23% | 92.99% |
| EBIT Margin | 11.30% | -2.36% | 6.17% | 20.46% | 25.71% |
| EBITDA Margin | 13.34% | 10.22% | 8.38% | 23.85% | 29.40% |
| Operating Profit Margin | 11.30% | 7.77% | 6.17% | 20.46% | 25.71% |
| Pretax Profit Margin | 11.30% | 7.85% | 6.17% | 20.46% | 25.71% |
| Net Profit Margin | 10.22% | 7.71% | 6.91% | 18.78% | 22.22% |
| Continuous Operations Profit Margin | 10.22% | 7.71% | 6.91% | 18.78% | 22.22% |
| Net Income Per EBT | 90.43% | 98.20% | 111.95% | 91.81% | 86.41% |
| EBT Per EBIT | 100.05% | 101.11% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.54% | 0.42% | 0.33% | 0.75% | 0.97% |
| Return on Equity (ROE) | 14.20% | 13.87% | 10.71% | 26.39% | 10.88% |
| Return on Capital Employed (ROCE) | 0.60% | 1.85% | 0.55% | 5.72% | 1.35% |
| Return on Invested Capital (ROIC) | 0.54% | 1.68% | 0.43% | 3.40% | 1.17% |
| Return on Tangible Assets | 0.54% | 0.42% | 0.33% | 0.75% | 0.97% |
| Earnings Yield | 17.22% | 12.50% | 12.49% | 18.88% | 11.43% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.15 | 11.16 | 9.53 | 8.23 | 13.87 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 3.38 | 2.83 | 3.04 | 7.28 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.19 | -0.09 | -0.08 | -0.08 | -0.10 |
| Cash Conversion Cycle | 32.73 | 32.70 | 38.30 | 44.35 | 26.32 |
| Days of Sales Outstanding | 32.73 | 32.70 | 38.30 | 44.35 | 26.32 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 32.73 | 32.70 | 38.30 | 44.35 | 26.32 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.06 | 2.29 | 1.22 | 2.36 | 0.60 |
| Free Cash Flow Per Share | 1.89 | 2.10 | -0.36 | 0.22 | 0.55 |
| Dividend Paid and CapEx Coverage Ratio | 4.89 | 6.78 | 0.60 | 0.94 | 1.92 |
| Capital Expenditure Coverage Ratio | 12.02 | 12.17 | 0.77 | 1.10 | 11.01 |
| Operating Cash Flow Coverage Ratio | 0.04 | 0.04 | 0.03 | 0.09 | 0.14 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.16 | 0.10 | 0.24 | 0.07 |
| Free Cash Flow Yield | 20.21% | 23.29% | -5.12% | 2.22% | 3.14% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.81 | 7.99 | 8.01 | 5.30 | 8.75 |
| Price-to-Sales (P/S) Ratio | 0.59 | 0.62 | 0.55 | 1.00 | 1.94 |
| Price-to-Book (P/B) Ratio | 0.82 | 1.11 | 0.86 | 1.40 | 0.95 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.95 | 4.29 | -19.51 | 45.04 | 31.88 |
| Price-to-Operating Cash Flow Ratio | 4.54 | 3.94 | 5.76 | 4.10 | 28.99 |
| Price-to-Earnings Growth (PEG) Ratio | 0.14 | 0.28 | -0.15 | -0.62 | 0.26 |
| Enterprise Value Multiple | 13.03 | 35.71 | 41.21 | 14.52 | 6.66 |
| Enterprise Value | 31.81M | 62.08M | 50.94M | 39.04M | 20.63M |
| EV to EBITDA | 13.03 | 35.71 | 41.21 | 14.52 | 6.66 |
| EV to Sales | 1.74 | 3.65 | 3.46 | 3.46 | 1.96 |
| EV to Free Cash Flow | 14.49 | 25.39 | -121.90 | 156.79 | 32.11 |
| EV to Operating Cash Flow | 13.28 | 23.30 | 35.99 | 14.29 | 29.19 |
| Tangible Book Value Per Share | 11.34 | 8.14 | 8.22 | 6.94 | 18.39 |
| Shareholders’ Equity Per Share | 11.34 | 8.14 | 8.22 | 6.94 | 18.39 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.10 | 0.02 | -0.12 | 0.08 | 0.14 |
| Revenue Per Share | 15.75 | 14.63 | 12.74 | 9.75 | 9.00 |
| Net Income Per Share | 1.61 | 1.13 | 0.88 | 1.83 | 2.00 |
| Tax Burden | 0.90 | 0.98 | 1.12 | 0.92 | 0.86 |
| Interest Burden | 1.00 | -3.32 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.28 | 2.03 | 1.39 | 1.29 | 0.30 |
Currency in USD