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Deposits
Indicates the total funds held in customer accounts, revealing the bank’s liquidity position and its ability to fund lending activities and manage interest rate risk.TD’s deposit mix has shifted from low‑cost personal non‑term balances toward higher‑cost personal term and larger business/government balances: retail non‑term fell after 2022 while term deposits spiked into 2024 and have eased since, and business/government deposits steadily grew to become the funding anchor. That pattern implies customers chased rates (raising TD’s funding costs when term volumes peaked) and that future margin stability depends on term rollovers and competition for corporate deposits.
Date | Personal non-term | Personal Term | Banks | Business and Government |
|---|---|---|---|---|
Jun 30, 2026 | C$510.69B | C$134.49B | C$36.06B | C$579.49B |
Mar 31, 2026 | C$509.22B | C$132.61B | C$25.54B | C$576.07B |
Dec 31, 2025 | C$505.96B | C$132.46B | C$24.53B | C$582.19B |
Sep 30, 2025 | C$513.44B | C$136.96B | C$27.23B | C$589.48B |
Jun 30, 2025 | C$512.99B | C$137.19B | C$33.31B | C$573.43B |
Mar 31, 2025 | C$510.59B | C$137.91B | C$44.95B | C$574.29B |
Dec 31, 2024 | C$518.58B | C$141.89B | C$50.70B | C$579.32B |
Sep 30, 2024 | C$497.91B | C$143.76B | C$57.70B | C$569.32B |
Jun 30, 2024 | C$490.69B | C$139.95B | C$36.24B | C$553.66B |
Mar 31, 2024 | C$492.42B | C$136.56B | C$32.46B | C$542.33B |