Swvl (SWVL) AI Stock Analysis

• Market Cap: $50.38M
• Dividend Yield: N/A
• Average Volume (3M): 26.40K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.07
• Revenue Growth: -24.70%
• EPS Growth: -371.57%
• Country: US
• Employees: 284
• Sector: Technology
• Sector Strength: 80
• Industry: Software - Application
• EPS (TTM): -0.58
• Shares Outstanding: 10,719,563
• 10 Day Avg. Volume: 32,884
• 30 Day Avg. Volume: 26,401
• PEG Ratio: <0.01
• Price to Book (P/B): 11.52
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -5.35
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

Swvl's overall stock score reflects significant financial challenges and weak technical indicators. The company's negative profitability, high leverage, and cash flow issues are major concerns, despite some improvement in cash position through financing. Technical analysis points to weak momentum with the stock underperforming against key moving averages and an overbought RSI. Valuation metrics are unfavorable, with a negative P/E ratio and no dividend yield, underscoring a challenging outlook for investors.

Swvl Business Overview & Revenue Model

Company Description

Swvl (SWVL) is a tech-enabled mass transit solutions provider operating primarily in emerging markets. It offers a platform for commuters to book affordable, convenient, and reliable rides on buses and shuttles. The company focuses on providing innovative transportation services that cater to the needs of urban populations, aiming to reduce the inefficiencies and inconveniences associated with traditional public transit systems.

How the Company Makes Money

Swvl generates revenue through a combination of direct consumer sales and partnerships. The company's primary revenue stream comes from charging riders for the transportation services booked through its platform. Swvl leverages a dynamic pricing model that adjusts fares based on demand, time, and distance, similar to ride-hailing services. In addition to direct consumer sales, Swvl collaborates with corporations and institutions to offer tailored transportation solutions for employees or students, which constitutes another significant source of income. The company may also engage in strategic partnerships with local governments or private enterprises to expand its network and service offerings, further enhancing its revenue potential.

Swvl Financial Statement Overview

Summary

Swvl faces significant financial challenges, reflected in negative profitability margins, high leverage, and ongoing cash flow issues. Despite some improvements in cash position through financing, the company requires strategic actions to enhance revenue stability, profitability, and financial health.

Income Statement

Swvl's income statement shows a challenging financial period. The company has experienced significant revenue volatility, with substantial declines in total revenue by 24.67% in 2024 compared to 2023. The gross profit margin is weak, and both EBIT and net income margins are negative, highlighting ongoing profitability challenges. Despite some improvement in gross profit from earlier years, the overall trajectory suggests continued financial strain.

Balance Sheet

The balance sheet indicates a concerning financial position for Swvl. The debt-to-equity ratio has improved slightly, but the company still shows high leverage with negative stockholders' equity reported in past years, signaling financial instability. The equity ratio remains low, reflecting a capital structure heavily reliant on liabilities, which poses a risk to financial stability.

Cash Flow

Swvl's cash flow statement reflects both challenges and minor improvements. While operating cash flow remains negative, indicating ongoing cash burn, the increase in financing cash flow suggests increased reliance on external funding. Free cash flow has shown some improvement but remains in the negative territory, reflecting operational inefficiencies and a need for stronger cash generation.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
19.80M	17.21M	22.85M	51.49M	38.35M	17.31M
	Gross Profit
4.09M	3.64M	4.11M	2.75M	-10.58M	-9.10M
	EBIT
2.92M	-8.49M	12.09M	-82.39M	-100.52M	-33.39M
	EBITDA
-8.49M	-10.55M	4.96M	-94.03M	-131.57M	-23.50M
	Net Income Common Stockholders
-4.94M	-10.34M	3.06M	-116.50M	-141.49M	-29.73M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.18M	4.96M	2.92M	1.54M	19.53M	10.35M
	Total Assets
14.07M	16.37M	21.90M	57.46M	59.34M	24.76M
	Total Debt
1.32M	1.21M	1.66M	2.34M	79.65M	928.58K
	Net Debt
140.60K	-3.75M	-1.26M	804.78K	70.12M	-9.42M
	Total Liabilities
16.20M	17.05M	15.98M	54.83M	149.08M	6.35M
	Stockholders Equity
909.54K	2.28M	8.95M	6.82M	-89.80M	18.41M
Cash Flow		Free Cash Flow
-11.88M	-3.57M	-9.38M	-119.95M	-62.46M	-30.76M
	Operating Cash Flow
-11.86M	-3.57M	-9.11M	-117.46M	-62.13M	-30.55M
	Investing Cash Flow
9.02M	583.37K	8.79M	-8.09M	-11.15M	-212.99K
	Financing Cash Flow
1.11M	4.04M	343.89K	124.85M	72.72M	26.04M

Swvl Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 4.70
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SWVL, the sentiment is Positive. The current price of 4.7 is above the 20-day moving average (MA) of 3.31, above the 50-day MA of 3.66, and above the 200-day MA of 4.67, indicating a bullish trend. The MACD of 0.18 indicates Negative momentum. The RSI at 73.78 is Negative, neither overbought nor oversold. The STOCH value of 89.99 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SWVL.

Swvl Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MNDO	69 Neutral	$29.94M	8.02	18.26%	14.96%	-5.54%	-27.40%
NTWK	68 Neutral	$32.32M	132.06	0.75%	―	9.18%	―
Sector *	60 Neutral	$11.62B	10.48	-7.27%	2.93%	7.46%	-10.64%
IDN	51 Neutral	$67.07M	―	-4.57%	―	5.78%	54.19%
SWVL	47 Neutral	$50.38M	―	-198.18%	―	-24.70%	-371.57%
CNTM	28 Underperform	$8.12M	―	-108.59%	―	―	-85.24%