Stewart Information Services(STC)
$44.12-0.69 (-1.54%)
STC
Stewart Information Services financials statements
$44.12
At close:-0.69 (-1.54%)
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Stewart Information Services (STC) Ratios
169 Followers
Stewart Information Services Ratios
STC's free cash flow for Q3 2026 was $25.63M. For the 2026 fiscal year, STC's free cash flow was decreased by $-20.98M and operating cash flow was $46.61M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.72 | 0.74 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.72 | 0.74 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.41 | 0.40 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.11 | 0.10 | 0.07 | 0.16 | 0.24 |
| Operating Cash Flow Ratio | 0.26 | 0.25 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 1.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.04B | $ -920.80M | $ -1.10B | $ -1.37B | $ -1.52B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.24 | 0.21 | 0.21 | 0.22 | 0.22 |
| Debt-to-Equity Ratio | 0.47 | 0.40 | 0.42 | 0.44 | 0.49 |
| Debt-to-Capital Ratio | 0.32 | 0.29 | 0.30 | 0.30 | 0.33 |
| Long-Term Debt-to-Capital Ratio | 0.21 | 0.24 | 0.25 | 0.25 | 0.27 |
| Financial Leverage Ratio | 1.98 | 1.95 | 1.97 | 2.01 | 2.19 |
| Debt Service Coverage Ratio | 0.93 | 8.52 | 6.47 | 13.99 | 75.81 |
| Interest Coverage Ratio | 8.10 | 5.74 | 3.08 | 12.64 | 86.26 |
| Debt to Market Cap | 0.32 | 0.24 | 0.28 | 0.39 | 0.23 |
| Interest Debt Per Share | 27.18 | 21.16 | 22.01 | 22.61 | 23.78 |
| Net Debt to EBITDA | 1.85 | 1.78 | 2.43 | 1.12 | 0.31 |
| Profitability Margins | |||||
| Gross Profit Margin | 87.72% | 96.77% | 96.44% | 96.65% | 96.18% |
| EBIT Margin | 6.17% | 5.39% | 3.57% | 8.18% | 13.28% |
| EBITDA Margin | 8.26% | 7.86% | 6.34% | 10.04% | 14.38% |
| Operating Profit Margin | 5.67% | 4.59% | 2.70% | 7.58% | 13.13% |
| Pretax Profit Margin | 5.67% | 4.59% | 2.70% | 7.58% | 13.13% |
| Net Profit Margin | 3.96% | 2.94% | 1.35% | 5.29% | 9.78% |
| Continuous Operations Profit Margin | 4.45% | 3.54% | 2.02% | 5.92% | 10.28% |
| Net Income Per EBT | 69.80% | 64.13% | 50.01% | 69.76% | 74.48% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 3.55% | 2.69% | 1.13% | 5.93% | 11.49% |
| Return on Equity (ROE) | 7.04% | 5.23% | 2.22% | 11.92% | 25.21% |
| Return on Capital Employed (ROCE) | 6.69% | 5.22% | 2.25% | 8.50% | 15.43% |
| Return on Invested Capital (ROIC) | 4.87% | 4.02% | 1.69% | 0.00% | 0.00% |
| Return on Tangible Assets | 6.98% | 4.98% | 2.12% | 11.07% | 19.49% |
| Earnings Yield | 5.66% | 3.93% | 1.90% | 14.00% | 15.11% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.37 | 17.69 | 18.07 | 26.07 | 27.70 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 10.70 | 9.41 | 8.31 | 10.86 | 11.64 |
| Asset Turnover | 0.90 | 0.91 | 0.84 | 1.12 | 1.18 |
| Working Capital Turnover Ratio | -16.25 | -16.74 | 20.21 | 0.00 | 0.00 |
| Cash Conversion Cycle | 23.74 | 20.63 | 20.20 | 14.00 | 13.18 |
| Days of Sales Outstanding | 23.74 | 20.63 | 20.20 | 14.00 | 13.18 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 23.74 | 20.63 | 20.20 | 14.00 | 13.18 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.08 | 4.91 | 3.04 | 7.07 | 14.55 |
| Free Cash Flow Per Share | 4.56 | 3.44 | 1.66 | 5.30 | 13.07 |
| Dividend Paid and CapEx Coverage Ratio | 1.56 | 1.44 | 0.94 | 2.07 | 5.11 |
| Capital Expenditure Coverage Ratio | 2.80 | 3.35 | 2.20 | 4.00 | 9.81 |
| Operating Cash Flow Coverage Ratio | 0.27 | 0.24 | 0.14 | 0.32 | 0.62 |
| Operating Cash Flow to Sales Ratio | 0.07 | 0.05 | 0.04 | 0.06 | 0.12 |
| Free Cash Flow Yield | 6.48% | 5.10% | 2.82% | 12.41% | 16.39% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 17.22 | 25.47 | 52.68 | 7.14 | 6.62 |
| Price-to-Sales (P/S) Ratio | 0.70 | 0.75 | 0.71 | 0.38 | 0.65 |
| Price-to-Book (P/B) Ratio | 1.24 | 1.33 | 1.17 | 0.85 | 1.67 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 15.42 | 19.60 | 35.43 | 8.06 | 6.10 |
| Price-to-Operating Cash Flow Ratio | 9.92 | 13.75 | 19.31 | 6.04 | 5.48 |
| Price-to-Earnings Growth (PEG) Ratio | 0.32 | 0.18 | -0.65 | -0.14 | 0.07 |
| Enterprise Value Multiple | 10.30 | 11.30 | 13.64 | 4.89 | 4.81 |
| Enterprise Value | 2.49B | 2.21B | 1.95B | 1.51B | 2.29B |
| EV to EBITDA | 10.30 | 11.30 | 13.64 | 4.89 | 4.81 |
| EV to Sales | 0.85 | 0.89 | 0.86 | 0.49 | 0.69 |
| EV to Free Cash Flow | 18.80 | 23.26 | 43.12 | 10.46 | 6.52 |
| EV to Operating Cash Flow | 12.09 | 16.32 | 23.49 | 7.85 | 5.86 |
| Tangible Book Value Per Share | 1.84 | 5.57 | 4.15 | 3.62 | 5.22 |
| Shareholders’ Equity Per Share | 56.51 | 50.75 | 50.25 | 50.21 | 47.80 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.23 | 0.25 | 0.22 | 0.22 |
| Revenue Per Share | 100.61 | 90.14 | 82.71 | 113.13 | 123.25 |
| Net Income Per Share | 3.98 | 2.65 | 1.12 | 5.98 | 12.05 |
| Tax Burden | 0.70 | 0.64 | 0.50 | 0.70 | 0.74 |
| Interest Burden | 0.92 | 0.85 | 0.76 | 0.93 | 0.99 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.36 | 0.30 | 0.32 | 0.26 | 0.24 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.78 | 1.85 | 2.73 | 1.06 | 1.15 |
Currency in USD
