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Total Valuation
Summit State Bank has a market cap or net worth of $87.15M. The enterprise value is -$13.73.
Market Cap$87.15M
Enterprise Value-$13.73
Share Statistics
Summit State Bank has 6,771,526 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,771,526
Owned by Insiders―
Owned by Institutions14.96%
Financial Efficiency
Summit State Bank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.68%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.68%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee571.07K
Profits Per Employee65.98K
Employee Count103
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Summit State Bank is 37.7. Summit State Bank’s PEG ratio is -0.04.
PE Ratio37.7
PS Ratio1.33
PB Ratio0.77
Price to Fair Value0.77
Price to FCF11.95
Price to Operating Cash Flow4.82
PEG Ratio-0.04
Income Statement
In the last 12 months, Summit State Bank had revenue of 58.82M and earned 6.80M in profits. Earnings per share was 1.01.
Revenue58.82M
Gross Profit32.81M
Operating Income8.96M
Pretax Income8.96M
Net Income6.80M
EBITDA9.34M
Earnings Per Share (EPS)1.01
Cash Flow
In the last 12 months, operating cash flow was 17.96M and capital expenditures -206.00K, giving a free cash flow of 17.75M billion.
Operating Cash Flow17.96M
Free Cash Flow17.75M
Free Cash Flow per Share2.62
Dividends & Yields
Summit State Bank pays an annual dividend of $0.04, resulting in a dividend yield of ―
Dividend Per Share$0.04
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.18
52-Week Price Change12.02%
50-Day Moving Average13.28
200-Day Moving Average12.92
Relative Strength Index (RSI)44.69
Average Volume (3m)9.94K
Important Dates
Summit State Bank upcoming earnings date is Oct 28, 2026, Before Open (Confirmed).
Last Earnings DateJul 28, 2026
Next Earnings DateOct 28, 2026
Ex-Dividend Date―
Financial Position
Summit State Bank as a current ratio of 171.08, with Debt / Equity ratio of 5.88%
Current Ratio171.08
Quick Ratio171.08
Debt to Market Cap0.08
Net Debt to EBITDA-6.38
Interest Coverage Ratio0.38
Taxes
In the past 12 months, Summit State Bank has paid 2.17M in taxes.
Income Tax2.17M
Effective Tax Rate0.24
Enterprise Valuation
Summit State Bank EV to EBITDA ratio is 2.00, with an EV/FCF ratio of 2.85.
EV to Sales0.32
EV to EBITDA2.00
EV to Free Cash Flow2.85
EV to Operating Cash Flow2.83
Balance Sheet
Summit State Bank has $112.55M in cash and marketable securities with $5.96M in debt, giving a net cash position of $106.60M billion.
Cash & Marketable Securities$112.55M
Total Debt$5.96M
Net Cash$106.60M
Net Cash Per Share$15.74
Tangible Book Value Per Share$15.04
Margins
Gross margin is 46.87%, with operating margin of 15.24%, and net profit margin of 11.55%.
Gross Margin46.87%
Operating Margin15.24%
Pretax Margin15.24%
Net Profit Margin11.55%
EBITDA Margin15.88%
EBIT Margin15.24%
Analyst Forecast
The average price target for Summit State Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-6.91%
EPS Growth Forecast―