Suncorp Group (SNMYF) Stock Price & Analysis
SNMYF Stock Chart & Stats
- Day’s Range
- $12.90 - $12.90
- 52-Week Range
- $9.22 - $14.21
- Previous Close
- $12.90
- Volume
- N/A
- Average Volume (3M)
- 0
- Market Cap
- $14.65B
- Enterprise Value
- $25.37B
- Total Cash (Recent Filing)
- $997.00M
- Total Debt (Recent Filing)
- $3.23B
- Price to Earnings (P/E)
- 20.5
- Beta
- 0.51
- Next Earnings
- Feb 17, 2027 (Est.)
- EPS Estimate
- 0.37
- Last Dividend Ex-Date
- Aug 18, 2026
- Dividend Yield
- 3.21%
Bulls Say, Bears Say
Bulls Say
Underlying Earnings Resilience
Underlying earnings growth and a consistently strong insurance trading ratio indicate that core underwriting remains resilient despite weather-related costs and investment noise. This supports earnings durability, reinforces pricing and risk-selection effectiveness, and provides a stronger base for future growth.
Enhanced Catastrophe Protection
The multi-year aggregate reinsurance program structurally reduces exposure to severe natural-hazard volatility and makes future claims outcomes more predictable. Greater protection should improve earnings resilience, support capital planning, and preserve capacity to invest or return capital through adverse periods.
Moderate Leverage And Capital Flexibility
Improved leverage and a capital buffer support financial flexibility for a general insurer facing claims volatility and changing market conditions. A stronger capital position can absorb shocks, sustain underwriting capacity, and allow Suncorp to continue funding strategic investment without excessive balance-sheet strain.
Bears Say
Elevated Natural-hazard Exposure
Large and recurring natural-hazard claims can materially pressure underwriting margins, consume capital, and increase reinsurance costs even when pricing remains disciplined. The FY26 overrun demonstrates that catastrophe severity remains a meaningful structural risk to earnings consistency and cash generation.
Weaker Revenue And Margins
The latest contraction in revenue and substantial margin compression show that Suncorp's profit base remains sensitive to claims, pricing, and operating conditions. If this weaker earnings trajectory persists, it could constrain reinvestment, reduce returns on capital, and make future performance more dependent on recovery in underwriting conditions.
New Zealand And Commercial Portfolio Weakness
Contraction in New Zealand and intermediated commercial insurance reduces premium growth and can weaken scale benefits across distribution and operations. Continued local economic pressure, portfolio exits, and softer commercial conditions could limit group growth and offset momentum in stronger Australian consumer lines.
Suncorp Group News
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Suncorp Group Stock Smart Score
Company Description
Suncorp Group
Suncorp Group Limited, an entity established in 1902 and headquartered in Brisbane, Australia, offers a comprehensive range of insurance and banking solutions to individual consumers, businesses, and institutional clients across both Australia and New Zealand. The company's operations are divided into three principal divisions. Its Australian Insurance arm delivers a variety of general insurance policies, including coverage for residential properties, vehicles, travel, commercial assets, and liability, in addition to distributing life insurance products. The Suncorp Bank segment furnishes a full suite of banking services, encompassing diverse loan types such as commercial, agribusiness, small business, and home loans, alongside savings and transaction accounts, foreign exchange facilities, and treasury services. Lastly, Suncorp New Zealand provides both general and life insurance offerings, covering items like homes, automobiles, commercial properties, public and professional liabilities, and personal life protections including trauma, total and permanent disablement, and income protection. The company adopted its current name, Suncorp Group Limited, in December 2010, having previously been known as Suncorp-Metway Limited.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Steve Johnston
- Employees
- 11,500
- Website
- www.suncorpgroup.com.au
- Address
- Heritage Lanes, Brisbane, QLD, 4000, AU
Suncorp Group (SNMYF) Earnings & Revenues
SNMYF Company Deck
SNMYF Earnings Call
Earnings Call SentimentPositive
The call presents a broadly positive operational and financial picture: underlying earnings grew 4.5%, margins remain at the top end of target (11.8% ITR), expenses improved, and management has strengthened earnings resilience via a 5‑year aggregate reinsurance program while returning substantial capital to shareholders. Key growth metrics across Home, Motor and Commercial portfolios and improved investment yields bolster the outlook. Offsetting risks include elevated natural hazard costs (>$2bn and ~$250m above allowance), NZ macro weakness, platform remediation and near‑term volatility from mark‑to‑market investment impacts and competitive pressures. Management has clear mitigation actions (reinsurance, pricing discipline, AI/claims modernization and capital buffers) and guidance for FY'27 is cautious but constructive (GWP growth 3%–5%, underlying ITR in top half of range, flat expense ratio), so the positives outweigh the negatives.
View all SNMYF earnings summariesSNMYF Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 10 | 3 | 7 |
| Technical Analysis | 5 | 2 | 1 |
| Moving Averages | 5 | 1 | 6 |
