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Southern Missouri Bancorp (SMBC)
NASDAQ:SMBC
US Market
SMBC
Southern Missouri Bancorp
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Southern Missouri Bancorp (SMBC) Ratios

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Southern Missouri Bancorp Ratios

SMBC's free cash flow for Q4 2026 was $0.67. For the 2026 fiscal year, SMBC's free cash flow was decreased by $ and operating cash flow was $0.32. See a summary of the company’s cash flow.
Ratios
TTM
Jun 26Jun 25Jun 24Jun 23
Liquidity Ratios
Current Ratio
 1.10 0.12 1.09 0.13 0.13
Quick Ratio
 1.10 0.12 1.09 0.13 0.13
Cash Ratio
 0.02 0.02 0.04 0.02 0.01
Solvency Ratio
 0.02 0.02 0.02 0.01 0.01
Operating Cash Flow Ratio
 0.02 0.02 0.02 0.02 0.02
Short-Term Operating Cash Flow Coverage
 4.03 4.03 5.44 7.48 0.00
Net Current Asset Value
$ 234.41M$ -4.10B$ 227.10M$ -3.60B$ -3.42B
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.03 0.03 0.04
Debt-to-Equity Ratio
 0.25 0.28 0.26 0.28 0.35
Debt-to-Capital Ratio
 0.20 0.22 0.21 0.22 0.26
Long-Term Debt-to-Capital Ratio
 0.18 0.20 0.19 0.20 0.26
Financial Leverage Ratio
 8.86 8.86 9.22 9.42 9.77
Debt Service Coverage Ratio
 0.60 0.53 0.50 0.51 0.94
Interest Coverage Ratio
 0.76 0.75 0.60 0.58 1.00
Debt to Market Cap
 0.19 0.20 0.23 0.27 0.36
Interest Debt Per Share
 24.11 25.46 23.57 21.56 18.21
Net Debt to EBITDA
 0.59 0.86 -0.60 1.00 1.78
Profitability Margins
Gross Profit Margin
61.66%59.69%57.68%58.83%67.07%
EBIT Margin
28.70%27.52%24.24%23.10%24.41%
EBITDA Margin
31.30%27.52%27.52%26.79%28.14%
Operating Profit Margin
28.70%27.52%24.24%23.10%24.41%
Pretax Profit Margin
28.16%27.52%24.24%23.10%24.41%
Net Profit Margin
23.23%22.70%19.10%18.37%19.36%
Continuous Operations Profit Margin
23.23%22.70%19.19%18.37%19.36%
Net Income Per EBT
82.48%82.48%78.81%79.52%79.33%
EBT Per EBIT
98.11%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.37%1.37%1.16%1.09%0.90%
Return on Equity (ROE)
12.54%12.16%10.71%10.27%8.80%
Return on Capital Employed (ROCE)
11.13%10.79%10.44%9.88%7.85%
Return on Invested Capital (ROIC)
11.71%8.69%10.17%7.74%6.23%
Return on Tangible Assets
1.39%1.39%1.18%1.11%0.92%
Earnings Yield
9.07%8.50%9.47%10.01%9.01%
Efficiency Ratios
Receivables Turnover
 0.07 0.00 0.08 11.47 10.74
Payables Turnover
 0.00 0.00 9.11 8.74 14.13
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 3.32 3.40 3.18 2.85 2.19
Asset Turnover
 0.06 0.06 0.06 0.06 0.05
Working Capital Turnover Ratio
 -0.18 -0.18 -0.20 -0.08 -0.07
Cash Conversion Cycle
 5.12K 0.00 4.80K -9.92 8.16
Days of Sales Outstanding
 5.12K 0.00 4.84K 31.83 33.99
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 40.05 41.75 25.83
Operating Cycle
 5.12K 0.00 4.84K 31.83 33.99
Cash Flow Ratios
Operating Cash Flow Per Share
 7.34 7.26 7.25 6.22 5.47
Free Cash Flow Per Share
 6.98 6.90 6.70 5.42 4.94
CapEx Per Share
 0.36 0.36 0.56 0.80 0.53
Free Cash Flow to Operating Cash Flow
 0.95 0.95 0.92 0.87 0.90
Dividend Paid and CapEx Coverage Ratio
 5.34 5.34 4.90 3.78 4.23
Capital Expenditure Coverage Ratio
 20.34 20.34 13.02 7.77 10.27
Operating Cash Flow Coverage Ratio
 0.54 0.48 0.57 0.52 0.40
Operating Cash Flow to Sales Ratio
 0.26 0.25 0.27 0.26 0.31
Free Cash Flow Yield
9.62%9.06%12.22%12.22%12.85%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 11.20 11.82 10.55 9.99 11.10
Price-to-Sales (P/S) Ratio
 2.57 2.67 2.02 1.83 2.15
Price-to-Book (P/B) Ratio
 1.34 1.43 1.13 1.03 0.98
Price-to-Free Cash Flow (P/FCF) Ratio
 10.40 11.04 8.18 8.18 7.78
Price-to-Operating Cash Flow Ratio
 9.84 10.50 7.55 7.13 7.02
Price-to-Earnings Growth (PEG) Ratio
 0.46 0.49 0.61 0.69 -0.43
Price-to-Fair Value
 1.34 1.43 1.13 1.03 0.98
Enterprise Value Multiple
 8.81 10.57 6.73 7.85 9.42
Enterprise Value
 853.30M 920.32M 565.12M 574.28M 537.04M
EV to EBITDA
 8.81 10.57 6.73 7.85 9.42
EV to Sales
 2.76 2.91 1.85 2.10 2.65
EV to Free Cash Flow
 11.14 12.02 7.51 9.38 9.59
EV to Operating Cash Flow
 10.60 11.43 6.93 8.17 8.66
Tangible Book Value Per Share
 47.42 46.90 41.89 36.44 32.20
Shareholders’ Equity Per Share
 53.86 53.27 48.44 43.28 39.37
Tax and Other Ratios
Effective Tax Rate
 0.18 0.18 0.21 0.20 0.21
Revenue Per Share
 28.21 28.55 27.15 24.19 17.88
Net Income Per Share
 6.55 6.48 5.19 4.44 3.46
Tax Burden
 0.82 0.82 0.79 0.80 0.79
Interest Burden
 0.98 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.10 0.22 0.20 0.20 0.24
Stock-Based Compensation to Revenue
 <0.01 0.00 <0.01 <0.01 <0.01
Income Quality
 1.12 1.12 1.39 1.40 1.58
Currency in USD