Want to see SLRK full AI Analyst Report?
SLRK Stock Chart & Stats
$20.10
$0.06(0.30%)
At close: 4:00 PM EDT
$20.10
$0.06(0.30%)
Day’s Range― - ―
52-Week Range$8.76 - $20.95
Previous CloseN/A
Volume31.06K
Average Volume (3M)4.00K
Market Cap
$84.94M
Enterprise Value$216.46
Total Cash (Recent Filing)$2.06M
Total Debt (Recent Filing)$257.41M
Price to Earnings (P/E)3.5
Beta0.17
Next Earnings
Oct 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.82
Shares Outstanding4,143,620
10 Day Avg. Volume1,644
30 Day Avg. Volume4,003
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)0.59
Price to Sales (P/S)0.76
P/FCF Ratio19.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained revenue scaling from $16.6M to $83.8M over five years indicates durable market traction and expanding core banking franchise. Such scale supports fixed-cost absorption, product investment, and long-term competitiveness across economic cycles.
Strong Profitability / ROEConsistently high ROE (~20%+) and rising net income demonstrate capital-efficient operations. Persistent profitability provides internal capital for growth, cushions shocks, and supports credit access, making the business more resilient over a multi-month horizon.
Robust Net Income TrendRising net income and stable underlying EBIT/EBITDA reflect durable earnings power from core lending and fee activities. That consistent cash-earnings profile bolsters reinvestment capacity and supports the bank’s ability to fund operations and strategic initiatives.
Bears Say
Sharp Increase In LeverageA large, rapid jump in debt materially raises financial risk and reduces flexibility. Higher leverage increases interest and liquidity pressure, constrains capital allocation, and leaves less room to withstand adverse credit or market shocks over the coming months.
Weakening Cash ConversionDeclining operating and free cash flow, and FCF trailing net income, indicate earnings are converting to cash less efficiently. That reduces capacity to service higher debt, fund growth, or build reserves, making the balance sheet more vulnerable if earnings slip.
Growth Slowdown & Margin CompressionA meaningful slowdown in top-line momentum coupled with compressed margins suggests the earlier rapid expansion advantages are normalizing. This maturation can limit upside to earnings and makes sustaining prior ROE levels more challenging without efficiency gains or new revenue streams.
Solera National Bancorp News
SLRK FAQ
What was Solera National Bancorp Inc’s price range in the past 12 months?
Solera National Bancorp Inc lowest stock price was $8.76 and its highest was $20.95 in the past 12 months.
What is Solera National Bancorp Inc’s market cap?
Solera National Bancorp Inc’s market cap is $84.94M.
When is Solera National Bancorp Inc’s upcoming earnings report date?
Solera National Bancorp Inc’s upcoming earnings report date is Oct 15, 2026 which is in 72 days.
How were Solera National Bancorp Inc’s earnings last quarter?
Solera National Bancorp Inc released its earnings results on Jul 28, 2026. The company reported $1.542 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Solera National Bancorp Inc overvalued?
According to Wall Street analysts Solera National Bancorp Inc’s price is currently Overvalued.
Does Solera National Bancorp Inc pay dividends?
Solera National Bancorp Inc does not currently pay dividends.
What is Solera National Bancorp Inc’s EPS estimate?
Solera National Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Solera National Bancorp Inc have?
Solera National Bancorp Inc has 4,143,620 shares outstanding.
What happened to Solera National Bancorp Inc’s price movement after its last earnings report?
Solera National Bancorp Inc reported an EPS of $1.542 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.736%.
Which hedge fund is a major shareholder of Solera National Bancorp Inc?
Currently, no hedge funds are holding shares in SLRK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Solera National Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.00%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
44.97%
Trailing 12-Months
Company Description
Solera National Bancorp Inc
Solera National Bancorp, Inc. functions as the holding company for Solera National Bank, providing a full spectrum of commercial and consumer banking services. Its primary client base includes small to medium-sized businesses, licensed professionals, and individual customers across the United States. The bank offers a diverse range of deposit products, such as traditional checking and savings accounts, money market accounts, various time and demand deposits, and certificates of deposit. For its business clients, Solera provides numerous lending options, including real estate-secured loans, construction financing, Small Business Administration (SBA) loans, flexible business lines of credit, and equipment financing. Furthermore, the company supports its customers with an extensive suite of additional services, encompassing online banking, individual and combined account analysis, commercial sweep services, remote deposit capabilities, ACH origination, payroll direct deposit, merchant services, fraud prevention tools, business debit cards, and comprehensive cash management solutions. Solera also extends its offerings to include self-directed checking accounts and non-resource financing options. The institution commenced operations in 2005 and is headquartered in Lakewood, Colorado.
Technical Analysis
Ameriserv Financial
―
Home Federal Bancorp Of Louisiana
―
Optimumbank Holdings
―
Texas Community
―
―
Ownership Overview
―
Insiders
―
Mutual Funds
0.68% Other Institutional Investors
99.32% Public Companies and
Individual Investors