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SLRK Stock Chart & Stats
$20.10
$0.06(0.30%)
At close: 4:00 PM EDT
$20.10
$0.06(0.30%)
Day’s Range― - ―
52-Week Range$10.71 - $21.70
Previous CloseN/A
Volume31.06K
Average Volume (3M)10.13K
Market Cap
$93.31M
Enterprise Value$216.46
Total Cash (Recent Filing)$1.36M
Total Debt (Recent Filing)$132.94M
Price to Earnings (P/E)3.6
Beta0.23
Next Earnings
Oct 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.98
Shares Outstanding4,299,953
10 Day Avg. Volume3,321
30 Day Avg. Volume10,129
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)0.59
Price to Sales (P/S)0.76
P/FCF Ratio19.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained revenue expansion from $16.6M to $83.8M over five years signals durable market traction and successful scaling. This larger revenue base improves operating leverage potential, supports reinvestment capacity, and underpins long-term competitive positioning versus smaller peers.
High Return On EquityConsistently elevated ROE (~20%+) indicates efficient use of shareholder capital and attractive underlying profitability. High ROE supports sustainable capital generation, funds organic growth, and gives management flexibility to pursue strategic initiatives without solely relying on external funding.
Positive Operating Cash FlowOperating cash flow remains positive, providing a steady internal source to fund operations and service obligations. Even with weaker free cash flow, the positive operating cash base supports ongoing investment, working capital needs, and gives the company options to manage liquidity over the medium term.
Bears Say
Sharp Rise In LeverageA material increase in debt more than doubles leverage, reducing financial flexibility and increasing interest and refinancing risk. Elevated leverage makes the firm more vulnerable to adverse operating or rate environments and constrains capital allocation choices over the coming months.
Weakening Free Cash FlowFCF declining sharply signals weaker cash conversion of earnings and limits internal funding for growth or debt reduction. Lower free cash flow increases reliance on external financing for strategic needs and heightens refinancing risk given higher absolute debt levels.
Growth And Margin NormalizationA slowdown in top-line momentum and compressed margins suggest the business is maturing and facing tougher comps or pricing pressures. Slower growth and margin normalization reduce earnings upside and make deleveraging and sustained reinvestment more challenging over the medium term.
Solera National Bancorp News
SLRK FAQ
What was Solera National Bancorp Inc’s price range in the past 12 months?
Solera National Bancorp Inc lowest stock price was $10.71 and its highest was $21.70 in the past 12 months.
What is Solera National Bancorp Inc’s market cap?
Solera National Bancorp Inc’s market cap is $93.31M.
When is Solera National Bancorp Inc’s upcoming earnings report date?
Solera National Bancorp Inc’s upcoming earnings report date is Oct 15, 2026 which is in 18 days.
How were Solera National Bancorp Inc’s earnings last quarter?
Solera National Bancorp Inc released its earnings results on Jul 28, 2026. The company reported $1.542 earnings per share for the quarter.
Is Solera National Bancorp Inc overvalued?
According to Wall Street analysts Solera National Bancorp Inc’s price is currently Overvalued.
Does Solera National Bancorp Inc pay dividends?
Solera National Bancorp Inc does not currently pay dividends.
What is Solera National Bancorp Inc’s EPS estimate?
Solera National Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Solera National Bancorp Inc have?
Solera National Bancorp Inc has 4,299,953 shares outstanding.
What happened to Solera National Bancorp Inc’s price movement after its last earnings report?
Solera National Bancorp Inc reported an EPS of $1.542 in its last earnings report. Following the earnings report the stock price went down -1.736%.
Which hedge fund is a major shareholder of Solera National Bancorp Inc?
Currently, no hedge funds are holding shares in SLRK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Solera National Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
93.75%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
25.40%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Solera National Bancorp Inc
Solera National Bancorp, Inc. functions as the holding company for Solera National Bank, providing a full spectrum of commercial and consumer banking services. Its primary client base includes small to medium-sized businesses, licensed professionals, and individual customers across the United States. The bank offers a diverse range of deposit products, such as traditional checking and savings accounts, money market accounts, various time and demand deposits, and certificates of deposit. For its business clients, Solera provides numerous lending options, including real estate-secured loans, construction financing, Small Business Administration (SBA) loans, flexible business lines of credit, and equipment financing. Furthermore, the company supports its customers with an extensive suite of additional services, encompassing online banking, individual and combined account analysis, commercial sweep services, remote deposit capabilities, ACH origination, payroll direct deposit, merchant services, fraud prevention tools, business debit cards, and comprehensive cash management solutions. Solera also extends its offerings to include self-directed checking accounts and non-resource financing options. The institution commenced operations in 2005 and is headquartered in Lakewood, Colorado.
Technical Analysis
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Texas Community
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Ownership Overview
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Insiders
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Mutual Funds
0.65% Other Institutional Investors
99.35% Public Companies and
Individual Investors