V2Y Corporation Ltd. (V2Y) AI Stock Analysis

• Market Cap: S$3.71M
• Dividend Yield: N/A
• Average Volume (3M): 1.56M
• Price to Earnings (P/E): ―
• Beta (1Y): 0.31
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: SG
• Employees: 4
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): 0.00
• Shares Outstanding: 530,480,500
• 10 Day Avg. Volume: 1,249,440
• 30 Day Avg. Volume: 1,564,846
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 0

• Rating: 37 Underperform
• Price Target: S$0.00 ▼(-100.00% Downside)

V2Y Corporation Ltd. is experiencing severe financial distress, with declining revenues, negative equity, and poor cash flow generation. The lack of technical indicators and unattractive valuation metrics further contribute to the low score. Immediate strategic interventions are necessary to address the financial and operational challenges.

V2Y Corporation Ltd. Business Overview & Revenue Model

Company Description

V2Y Corporation Ltd. (V2Y) is a company that operates in the digital insurance and e-commerce sectors. It provides a variety of technology-driven solutions, primarily focusing on insurance technology services. The company aims to streamline and enhance the customer experience in insurance purchasing and claims processing through innovative digital platforms.

How the Company Makes Money

V2Y Corporation Ltd. generates revenue through multiple streams, primarily by offering digital insurance solutions to consumers and partnering with insurance providers. The company leverages its technology platforms to facilitate the sale and distribution of insurance policies, earning commission fees from these transactions. Additionally, V2Y collaborates with e-commerce platforms to offer insurance-related products and services, expanding its reach and customer base. Key partnerships with insurance companies and digital retailers play a significant role in driving revenue growth and enhancing its service offerings.

V2Y Corporation Ltd. Financial Statement Overview

Summary

V2Y Corporation Ltd. is facing severe financial distress, as indicated by consistent negative net income and cash flows, declining revenues, and negative equity. The company's financial statements suggest significant solvency risks, operational inefficiencies, and an urgent need for strategic financial improvements.

Income Statement

The income statement reveals significant financial distress, with consistent negative net income and EBIT over several years. Gross profit margins have been positive but declining, indicating cost management challenges. Revenue has experienced a severe downward trajectory from 2019 to 2023, and the net profit margin remains negative, exacerbating concerns on profitability and operational efficiency.

Balance Sheet

The balance sheet shows negative stockholders' equity, which raises alarms about the company's long-term solvency. The debt-to-equity ratio cannot be calculated, but total liabilities exceed total assets, indicating financial instability. The equity has been negative for recent years, pointing to long-term financial issues and high leverage risk.

Cash Flow

Cash flow analysis indicates persistent negative operating cash flows, highlighting operational inefficiencies. Free cash flow is also negative, reflecting an inability to generate cash after capital expenditures. Fluctuating financing cash flows suggest reliance on external funding, which is unsustainable given the current financial trajectory.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	911.00K	215.00K	304.00K	1.09M	1.77M
Gross Profit	99.00K	95.00K	109.00K	404.00K	454.00K
EBITDA	-1.37M	-909.00K	-2.00M	-1.41M	-4.70M
Net Income	-1.63M	-921.00K	-2.19M	-1.79M	-5.10M
Balance Sheet
Total Assets	2.89M	923.00K	1.90M	2.95M	4.61M
Cash, Cash Equivalents and Short-Term Investments	134.00K	664.00K	1.62M	1.62M	1.98M
Total Debt	1.83M	263.00K	431.00K	483.00K	78.00K
Total Liabilities	3.30M	1.06M	1.12M	1.89M	1.75M
Stockholders Equity	-446.00K	-137.00K	784.00K	1.06M	2.85M
Cash Flow
Free Cash Flow	-1.89M	-825.00K	-1.77M	-769.00K	-844.00K
Operating Cash Flow	-1.19M	-825.00K	-1.77M	-765.00K	-222.00K
Investing Cash Flow	-705.00K	4.00K	0.00	-4.00K	49.98M
Financing Cash Flow	1.36M	-138.00K	1.76M	395.00K	-49.23M

V2Y Corporation Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
V2Y	37 Underperform	S$3.71M	―	―	―	―	―
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%

V2Y Corporation Ltd. Corporate Events

V2Y Corporation Ltd. Focuses on Insurtech Amid Revenue Growth

V2Y Corporation Ltd. has responded to shareholder queries regarding its annual general meeting for the financial year ending December 2024. The company reported a significant revenue increase of 323.7% from the previous year, attributed to its focus on the Insurtech business after divesting its E-Commerce segment. Despite efforts to diversify into the F&B industry, the financial performance did not meet expectations, prompting a renewed focus on Insurtech. The company has raised funds through placements and loans to support business expansion and working capital needs. Concerns were raised about the directors’ fees for FY2025, given the company’s revenue figures.

V2Y Corporation Ltd. Seeks New External Auditor as BDO LLP Steps Down

V2Y Corporation Ltd., a company incorporated in Singapore, has announced that its current external auditor, BDO LLP, will not seek reappointment at the upcoming annual general meeting for the financial year ending December 31, 2024. The board of directors has expressed appreciation for BDO LLP’s past services and is in the process of identifying a suitable replacement. The company assures compliance with relevant regulations and will announce the new auditor and convene an extraordinary general meeting for shareholder approval in due course.

V2Y Corporation Announces Board Committee Reconstitution

V2Y Corporation Ltd., incorporated in Singapore, has announced a reconstitution of its board committees effective from June 5, 2025. The reorganization involves changes in the composition of the Board of Directors, Audit Committee, Remuneration Committee, and Nominating Committee. This strategic move is expected to enhance the governance structure of V2Y Corporation, potentially impacting its operational efficiency and stakeholder confidence positively.

V2Y Corporation Secures $750,000 Loan for Financial Strengthening

V2Y Corporation Ltd. has entered into a loan agreement with its substantial shareholder, Mr. Geng Zhigang, for an unsecured loan of USD $750,000. The loan, with a 9% annual interest rate, is intended for working capital and debt repayment, reflecting the company’s efforts to strengthen its financial position and operational capabilities.