Raffles Education (NR7) AI Stock Analysis

• Market Cap: $85.80M
• Dividend Yield: N/A
• Average Volume (3M): 1.60M
• Price to Earnings (P/E): 11.1
• Beta (1Y): 0.50
• Revenue Growth: -0.68%
• EPS Growth: N/A
• Country: SG
• Employees: 2,500
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Education & Training Services
• EPS (TTM): 0.00
• Shares Outstanding: 1,463,646,700
• 10 Day Avg. Volume: 2,965,620
• 30 Day Avg. Volume: 1,602,556
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 4.02
• Enterprise Value/Revenue: 3.07
• Enterprise Value/Gross Profit: 5.10
• Enterprise Value/Ebitda: 11.42
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 58 Neutral
• Price Target: S$0.00 ▼(-100.00% Downside)

Raffles Education's stock score is primarily influenced by its financial performance and technical analysis. The financial performance shows a need for revenue growth and improved cash management. Technical analysis indicates strong bullish momentum, but overbought conditions suggest caution. Valuation is reasonable, but the lack of a dividend yield may deter income investors.

Raffles Education Business Overview & Revenue Model

Company Description

Raffles Education (NR7) is a leading education provider in the Asia-Pacific region, specializing in designing and delivering a wide array of educational programs. The company operates a network of colleges and universities offering tertiary education in design, business, and other professional disciplines. Raffles Education is committed to fostering creativity, innovation, and entrepreneurship among its students, preparing them for successful careers in various industries.

How the Company Makes Money

Raffles Education generates revenue primarily through tuition fees from its students enrolled in various diploma, undergraduate, and postgraduate programs across its network of educational institutions. The company also earns income from ancillary services such as student accommodation, administrative fees, and other educational services. Partnering with both local and international educational institutions and organizations, Raffles Education enhances its program offerings and expands its market reach, contributing to its revenue. Additionally, the company may engage in strategic collaborations and partnerships to enhance its educational services and explore new revenue opportunities.

Raffles Education Financial Statement Overview

Summary

Raffles Education's financial statements present a mixed picture. The income statement shows some recovery in profitability, but revenue decline is a concern. The balance sheet is stable with moderate leverage, but profitability remains low. Cash flow challenges highlight the need for better cash management. Overall, the company needs to focus on revenue growth and operational efficiency to enhance financial performance.

Income Statement

Raffles Education's income statement shows mixed performance. The company achieved a gross profit margin of 100% in the latest year, indicating efficient cost management. However, the revenue growth rate is negative at -50.4%, suggesting a significant decline in sales. The net profit margin improved to 6.89% from a negative margin in the previous year, showing a recovery in profitability. Despite these improvements, the EBIT and EBITDA margins are relatively moderate, indicating room for operational efficiency improvements.

Balance Sheet

The balance sheet reflects a stable financial position with a debt-to-equity ratio of 0.39, indicating moderate leverage. The return on equity is low at 1.38%, suggesting limited profitability relative to shareholder equity. The equity ratio stands at 54.55%, indicating a solid equity base compared to total assets. Overall, the balance sheet shows stability but highlights the need for improved profitability.

Cash Flow

Cash flow analysis reveals challenges with a free cash flow growth rate of -108.03%, indicating a significant decline in free cash flow. The operating cash flow to net income ratio is low at 0.02, suggesting limited cash generation from operations. The free cash flow to net income ratio is also low at 0.03, highlighting potential liquidity concerns. Overall, the cash flow statement suggests a need for improved cash management and operational efficiency.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	112.28M	111.71M	112.47M	110.89M	105.37M	97.73M
Gross Profit	67.67M	111.71M	70.14M	10.02M	-4.40M	4.85M
EBITDA	30.23M	43.60M	15.75M	38.12M	62.02M	66.00M
Net Income	-13.64M	7.70M	-19.26M	-5.30M	9.61M	16.39M
Balance Sheet
Total Assets	1.08B	1.02B	1.10B	1.15B	1.28B	1.38B
Cash, Cash Equivalents and Short-Term Investments	35.44M	16.86M	33.07M	24.21M	37.42M	29.53M
Total Debt	223.45M	218.89M	237.99M	288.69M	303.54M	396.01M
Total Liabilities	400.03M	378.19M	418.23M	454.21M	495.64M	598.81M
Stockholders Equity	590.66M	555.83M	589.98M	599.96M	675.17M	671.38M
Cash Flow
Free Cash Flow	-1.81M	145.00K	5.70M	-12.12M	-15.83M	-13.06M
Operating Cash Flow	5.69M	4.35M	19.40M	4.26M	16.77M	14.20M
Investing Cash Flow	23.20M	3.10M	11.02M	2.41M	59.88M	-29.15M
Financing Cash Flow	-31.17M	-19.97M	-25.26M	-19.89M	-68.76M	36.27M

Raffles Education Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.06
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:NR7, the sentiment is Positive. The current price of 0.06 is above the 20-day moving average (MA) of 0.06, above the 50-day MA of 0.05, and above the 200-day MA of 0.04, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 71.01 is Negative, neither overbought nor oversold. The STOCH value of 84.72 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:NR7.

Raffles Education Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NR7	58 Neutral	$85.80M	11.07	1.33%	―	-0.68%	―
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%

Raffles Education Corporate Events

Raffles Education’s Subsidiary Halts Building Sale Due to Unmet Terms

Raffles Education Limited announced that its subsidiary, Oriental University City Holdings (H.K.) Limited, will not proceed with the sale of a Lifestyle Commercial Building due to the failure to reach agreed terms with the Purchaser by the stipulated deadline. This decision may impact the company’s strategic operations and stakeholders are advised to exercise caution when dealing in the company’s shares.

Raffles Education Subsidiary to Dispose of Commercial Building in China

Raffles Education Limited announced that its subsidiary, Oriental University City Holdings (H.K.) Limited, plans to dispose of a lifestyle commercial building in Langfang Development Zone, Hebei, China for RMB18 million, pending shareholder approval. This strategic move may impact the company’s financial position and market strategy, highlighting a potential shift in asset management and resource allocation.

Raffles Education Director Granted Discharge Amid Ongoing Investigations

Raffles Education Limited announced that the court has granted a discharge not amounting to an acquittal for Mr. Ng Kwan Meng, an Independent Non-Executive Director, due to his health condition. Despite the ongoing investigations by the Monetary Authority of Singapore and the Commercial Affairs Department, Mr. Ng will continue to serve as a director, with the Independent and Nominating Committees supporting his continued appointment. The Board will keep monitoring the situation and advise shareholders to exercise caution when dealing with the company’s shares.

Raffles Education Initiates S$10 Million Bond Issuance

Raffles Education Limited has announced the issuance of unlisted, non-convertible bonds amounting to S$10,000,000, with the first tranche of S$1,000,000 being subscribed by Triplestar Holdings Pte. Ltd. This move is part of a strategic financial initiative to bolster the company’s capital structure, with the subscriber confirming the investment is solely for personal benefit without intentions to influence the company’s management or control.

Raffles Education Completes First Tranche of Bond Issuance

Raffles Education Limited has announced the completion of the issuance of S$1,000,000 in bonds to Triplestar Holdings Pte. Ltd. as part of its proposed bond issue plan. This development marks the first tranche of a larger S$10,000,000 bond issuance, which is expected to support the company’s financial strategy and operational needs. Shareholders are advised to remain cautious and seek professional advice regarding their investments.

Raffles Education Proposes S$10 Million Bond Issue

Raffles Education Limited has announced a proposal to issue unlisted, non-convertible bonds worth up to S$10 million. These bonds, which will bear an interest rate of 10.5% per annum, are intended to raise funds for the company and will be issued under the ‘safe harbour’ exemptions of the Securities and Futures Act 2001 of Singapore. This move is expected to enhance the company’s financial flexibility and support its operational needs.