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Southern First Bancshares (SFST)
NASDAQ:SFST
US Market
SFST
Southern First Bancshares
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Southern First Bancshares (SFST) Ratios

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Southern First Bancshares Ratios

SFST's free cash flow for Q2 2026 was $0.57. For the 2026 fiscal year, SFST's free cash flow was decreased by $ and operating cash flow was $0.23. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 27.12 0.02 0.01 0.01 0.05
Quick Ratio
 27.12 0.02 0.01 0.01 0.05
Cash Ratio
 27.12 0.02 0.01 0.01 0.02
Solvency Ratio
 0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
 37.13 <0.01 <0.01 <0.01 0.02
Short-Term Operating Cash Flow Coverage
 37.13 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -4.22B$ -3.95B$ -3.72B$ -3.70B$ -3.23B
Leverage Ratios
Debt-to-Assets Ratio
 0.06 0.06 0.06 0.08 0.06
Debt-to-Equity Ratio
 0.62 0.72 0.80 1.00 0.72
Debt-to-Capital Ratio
 0.38 0.42 0.44 0.50 0.42
Long-Term Debt-to-Capital Ratio
 0.36 0.42 0.44 0.50 0.42
Financial Leverage Ratio
 10.40 11.94 12.37 12.98 12.54
Debt Service Coverage Ratio
 0.41 0.33 0.17 0.18 1.64
Interest Coverage Ratio
 0.49 0.37 0.17 0.17 1.90
Debt to Market Cap
 0.45 0.64 0.82 1.04 0.58
Interest Debt Per Share
 41.76 46.15 47.63 51.11 29.06
Net Debt to EBITDA
 4.62 4.03 9.32 12.34 3.39
Profitability Margins
Gross Profit Margin
60.86%51.26%43.75%46.01%79.48%
EBIT Margin
24.12%17.63%9.33%9.30%29.86%
EBITDA Margin
25.57%19.74%11.59%11.87%32.76%
Operating Profit Margin
24.12%17.63%9.33%9.30%29.86%
Pretax Profit Margin
24.12%17.63%9.33%9.30%29.86%
Net Profit Margin
18.71%13.52%7.28%7.16%22.81%
Continuous Operations Profit Margin
18.71%13.52%7.28%7.16%22.81%
Net Income Per EBT
77.58%76.67%77.99%77.04%76.39%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.84%0.69%0.38%0.33%0.79%
Return on Equity (ROE)
10.18%8.24%4.70%4.30%9.89%
Return on Capital Employed (ROCE)
1.09%5.77%3.05%2.58%6.83%
Return on Invested Capital (ROIC)
0.84%4.42%2.38%1.99%5.22%
Return on Tangible Assets
0.84%0.69%0.38%0.33%0.79%
Earnings Yield
7.28%7.32%4.83%4.50%8.00%
Efficiency Ratios
Receivables Turnover
 0.00 0.00 0.00 0.00 0.00
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 2.40 2.69 2.40 1.99 1.29
Asset Turnover
 0.05 0.05 0.05 0.05 0.03
Working Capital Turnover Ratio
 -0.11 -0.06 -0.06 -0.06 -0.05
Cash Conversion Cycle
 0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
 4.49 3.78 3.16 2.19 6.32
Free Cash Flow Per Share
 4.27 3.71 3.07 2.04 4.57
CapEx Per Share
 0.21 0.07 0.10 0.15 1.75
Free Cash Flow to Operating Cash Flow
 0.95 0.98 0.97 0.93 0.72
Dividend Paid and CapEx Coverage Ratio
 21.07 52.42 32.56 14.21 3.61
Capital Expenditure Coverage Ratio
 21.07 52.42 32.56 14.21 3.61
Operating Cash Flow Coverage Ratio
 0.15 0.11 0.10 0.06 0.24
Operating Cash Flow to Sales Ratio
 0.19 0.14 0.12 0.09 0.39
Free Cash Flow Yield
7.01%7.21%7.71%5.50%9.99%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 12.53 13.67 20.70 22.24 12.50
Price-to-Sales (P/S) Ratio
 2.65 1.85 1.51 1.59 2.85
Price-to-Book (P/B) Ratio
 1.20 1.12 0.97 0.96 1.24
Price-to-Free Cash Flow (P/FCF) Ratio
 14.27 13.88 12.97 18.19 10.01
Price-to-Operating Cash Flow Ratio
 13.21 13.61 12.57 16.91 7.24
Price-to-Earnings Growth (PEG) Ratio
 0.17 0.14 1.38 -0.41 -0.32
Price-to-Fair Value
 1.20 1.12 0.97 0.96 1.24
Enterprise Value Multiple
 14.98 13.38 22.32 25.76 12.09
Enterprise Value
 810.44M 593.43M 551.71M 573.04M 505.70M
EV to EBITDA
 14.98 13.38 22.32 25.76 12.09
EV to Sales
 3.83 2.64 2.59 3.06 3.96
EV to Free Cash Flow
 20.64 19.86 22.27 34.92 13.91
EV to Operating Cash Flow
 19.66 19.48 21.59 32.46 10.05
Tangible Book Value Per Share
 49.37 45.81 40.89 38.83 37.01
Shareholders’ Equity Per Share
 49.24 45.81 40.89 38.83 37.01
Tax and Other Ratios
Effective Tax Rate
 0.22 0.23 0.22 0.23 0.24
Revenue Per Share
 23.04 27.91 26.40 23.30 16.04
Net Income Per Share
 4.31 3.77 1.92 1.67 3.66
Tax Burden
 0.78 0.77 0.78 0.77 0.76
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.27 0.22 0.02 0.23 0.32
Stock-Based Compensation to Revenue
 0.01 0.01 0.01 0.01 0.02
Income Quality
 1.04 1.00 1.65 1.31 1.73
Currency in USD