Safello Group AB (SFL) AI Stock Analysis

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Safello Group AB

(Nasdaq OMX AB:SFL)

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Rating:39Underperform

Price Target:SEK 2.50▼(-14.97% Downside)

Action:downgraded

Date:11/03/26

SE:SFL faces significant downside risks primarily due to severe unprofitability, rapidly depleting equity, and continuous cash burn. These fundamental weaknesses are reinforced by highly bearish technical trends across all major moving averages and an unfavorable valuation profile, leaving the stock with virtually no clear near-term positive catalysts.

Positive Factors

Debt-free balance sheetThe absence of debt limits interest expense and reduces refinancing pressure, giving Safello greater financial flexibility than a similarly loss-making, leveraged peer. This conservative funding structure can help management direct available resources toward operations and platform development while limiting balance-sheet downside.

Negative Factors

Declining revenueA falling revenue base weakens operating leverage and makes it harder to spread fixed platform and personnel costs across transactions. Unless Safello restores sustained top-line growth, the decline can constrain investment capacity and reduce the likelihood of achieving durable profitability over the coming quarters.

Safello Group AB (SFL) vs. iShares MSCI Sweden ETF (EWD)

Market Cap: SEK 58.89M
Dividend Yield: ―
Average Volume (3M): 14.98K
Price to Earnings (P/E): -3.6
Beta (1Y): 0.08
Revenue Growth: -13.01%
EPS Growth: -835.45%
Country: Sweden
Employees: 19
Sector: Technology
Sector Strength: 61
Industry: Software - Application

Safello Group AB Business Overview & Revenue Model

Company Description

Safello Group AB (publ) functions as a brokerage specializing in digital currencies. Its proprietary platform facilitates the buying, secure storage, and selling of various cryptocurrencies, such as Bitcoin, Ethereum, Chainlink, Polkadot, and Polygon...

Safello Group AB Financial Statement Overview

Summary

Financial health is severely compromised, driven by declining TTM revenues, razor-thin gross margins of 4.4%, and heavy cash burn. While a debt-free structure provides some near-term safety, persistent net losses have rapidly depleted stockholder equity.

Income Statement

25Negative

Balance Sheet

55Neutral

Cash Flow

20Very Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	713.17M	813.95M	766.95M	561.11M	634.90M	757.90M
Gross Profit	31.97M	29.50M	34.12M	22.62M	-3.15M	36.90M
EBITDA	-9.06M	-7.94M	10.85M	2.69M	-12.36M	-11.29M
Net Income	-18.69M	-15.85M	9.00M	-447.00K	-21.50M	-14.79M
Balance Sheet
Total Assets	21.21M	36.28M	51.79M	41.06M	41.51M	62.86M
Cash, Cash Equivalents and Short-Term Investments	12.80M	17.35M	24.92M	17.33M	21.38M	34.60M
Total Debt	0	0	0	0	0	19.00K
Total Liabilities	4.74M	9.19M	8.85M	6.68M	7.13M	6.98M
Stockholders Equity	16.48M	27.09M	42.94M	34.38M	34.38M	55.88M
Cash Flow
Free Cash Flow	-12.78M	-19.95M	1.76M	-4.50M	-13.33M	-21.66M
Operating Cash Flow	-12.57M	-5.32M	1.90M	-4.39M	-12.16M	-11.12M
Investing Cash Flow	6.81M	-2.28M	5.46M	-113.00K	-1.10M	-12.47M
Financing Cash Flow	0	0	239.00K	447.00K	0	41.18M

Safello Group AB Technical Analysis

Technical Analysis SentimentNegative

Last Price2.94

Price Trends

50DMA3.21Negative

100DMA3.02Negative

200DMA3.20Negative

Market Momentum

MACD-0.09Positive

RSI43.27Neutral

STOCH54.60Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:SFL, the sentiment is Negative. The current price of 2.94 is below the 20-day moving average (MA) of 3.03, below the 50-day MA of 3.21, and below the 200-day MA of 3.20, indicating a bearish trend. The MACD of -0.09 indicates Positive momentum. The RSI at 43.27 is Neutral, neither overbought nor oversold. The STOCH value of 54.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SE:SFL.

Safello Group AB Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

SE:SFL against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
SE:LITI	60Neutral	SEK 188.07M	-102.38	-1.46%	―	26.50%	-137.53%
SE:LOYAL	55Neutral	SEK 91.77M	32.39	―	―	41.33%	―
SE:CHECK	45Neutral	SEK 65.84M	-0.47	-193.78%	―	-22.18%	-525.80%
SE:PREC	43Neutral	SEK 136.53M	-1.80	-18.04%	―	-19.38%	-78.61%
SE:SFL	39Underperform	SEK 58.89M	-3.56	-79.55%	―	-13.01%	-835.45%
SE:CFISH	39Underperform	SEK 165.73M	-6.61	―	―	-47.90%	36.77%

* Technology Sector Average

Performance Comparison

SE:SFL and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
SE:SFL	Safello Group AB	2.94	-2.08	-41.43%
SE:PREC	Precise Biometrics AB	0.49	-1.74	-78.18%
SE:CFISH	Crunchfish AB	1.74	-1.38	-44.23%
SE:LITI	Litium AB	9.46	-3.94	-29.40%
SE:CHECK	Checkin.com Group AB	2.00	-3.00	-60.10%
SE:LOYAL	Loyal Solutions A/S	9.02	5.98	196.71%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 03, 2026

Safello Group AB AI Stock Analysis