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Solid Forsakringsaktiebolag (SFAB) AI Stock Analysis
Solid Forsakringsaktiebolag
(Nasdaq OMX AB:SFAB)
The score is driven primarily by strong financial quality—especially a very conservative, debt-free balance sheet and solid profitability—tempered by recent revenue decline and mixed cash-flow consistency. Valuation is supportive with a moderate P/E and strong dividend yield, while technicals indicate weak near-term momentum with the price below short-term moving averages.
Solid Forsakringsaktiebolag (SFAB) vs. iShares MSCI Sweden ETF (EWD)
- Market Cap
- SEK 1.87B
- Dividend Yield
- 4.93%
- Average Volume (3M)
- 17.57K
- Price to Earnings (P/E)
- 12.9
- Beta (1Y)
- 0.43
- Revenue Growth
- -4.76%
- EPS Growth
- 5.99%
- Country
- Sweden
- Employees
- 75
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Specialty
Solid Forsakringsaktiebolag Business Overview & Revenue Model
Company Description
Solid Försäkringsaktiebolag (publ) specializes in providing non-life insurance coverage to private individuals across Sweden, Denmark, Norway, Finland, and broader European regions. Its business operations are segmented into three core divisions: Per...
Solid Forsakringsaktiebolag Financial Statement Overview
Summary
Strong balance sheet quality with zero debt and rising equity, plus consistently solid profitability (net margins ~10–14% and operating margins in the mid-to-high teens). Offsetting this, recent revenue contraction (TTM -17.3%) and uneven cash-flow conversion/volatility temper the score.
Income Statement
78PositiveBalance Sheet
90Very PositiveCash Flow
64Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.11B | 1.13B | 1.25B | 1.21B | 1.11B | 1.04B |
| Gross Profit | 647.79M | 857.38M | 649.57M | 628.20M | 496.19M | 502.80M |
| EBITDA | 186.23M | 187.94M | 218.97M | 226.89M | 146.37M | 161.66M |
| Net Income | 146.51M | 149.04M | 164.71M | 165.36M | 110.66M | 119.98M |
Balance Sheet | ||||||
| Total Assets | 1.63B | 1.65B | 1.74B | 1.80B | 1.79B | 1.62B |
| Cash, Cash Equivalents and Short-Term Investments | 339.54M | 275.75M | 343.86M | 353.42M | 603.86M | 613.14M |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities | 1.12B | 1.12B | 1.23B | 1.34B | 1.37B | 1.29B |
| Stockholders Equity | 514.90M | 533.87M | 504.38M | 459.67M | 411.48M | 327.41M |
Cash Flow | ||||||
| Free Cash Flow | 143.32M | 70.11M | 113.08M | -123.22M | 184.65M | 162.80M |
| Operating Cash Flow | 227.12M | 70.11M | 123.08M | -114.03M | 184.86M | 163.06M |
| Investing Cash Flow | 130.00K | -9.98M | -9.28M | -8.20M | -173.96M | 173.28M |
| Financing Cash Flow | -143.97M | -122.64M | -121.64M | -117.27M | -26.75M | -59.00M |
Solid Forsakringsaktiebolag Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:SFAB, the sentiment is Neutral. The current price of 107.80 is below the 20-day moving average (MA) of 110.74, below the 50-day MA of 110.02, and above the 200-day MA of 101.87, indicating a neutral trend. The MACD of -1.27 indicates Positive momentum. The RSI at 38.93 is Neutral, neither overbought nor oversold. The STOCH value of 42.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SE:SFAB.
Solid Forsakringsaktiebolag Peers Comparison
Overall Rating
- SE:SFAB73.5Outperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| SE:SFAB | 74Outperform | SEK 1.88B | 12.87 | ― | 4.93% | -4.76% | 5.99% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| SE:SFAB | Solid Forsakringsaktiebolag | 106.40 | 35.43 | 49.92% | |
| SE:SE0013486255 | Nord Insuretech Group AB | 0.72 | 0.36 | 100.00% | |
| SE:LEA | Lea Bank AB | 12.98 | 0.50 | 4.00% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 24, 2026