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Avanza Bank Holding AB (AZA) Ratios
Avanza Bank Holding AB Ratios
SE:AZA's free cash flow for Q3 2026 was $-3.55B. For the 2026 fiscal year, SE:AZA's free cash flow was decreased by $-13.00M and operating cash flow was $-3.54B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.14 | 0.14 | 0.16 | 0.11 | 0.07 |
| Quick Ratio | 0.14 | 0.14 | 0.16 | 0.11 | 0.07 |
| Cash Ratio | 0.13 | 0.12 | 0.14 | 0.09 | 0.05 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.31 | 0.06 | 0.14 | 0.14 | 0.08 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -394.95B | $ -327.67B | $ -266.75B | $ -230.18B | $ -270.64B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.09 | 0.04 | 0.02 | 0.02 | 0.03 |
| Debt-to-Capital Ratio | 0.08 | 0.04 | 0.02 | 0.02 | 0.03 |
| Long-Term Debt-to-Capital Ratio | 0.04 | 0.04 | 0.02 | 0.02 | 0.03 |
| Financial Leverage Ratio | 52.59 | 54.37 | 48.42 | 48.70 | 59.37 |
| Debt Service Coverage Ratio | 3.69 | 1.99 | 2.14 | 11.88 | 19.79 |
| Interest Coverage Ratio | 4.17 | 2.22 | 2.37 | 13.20 | 22.78 |
| Debt to Market Cap | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 9.22 | 9.28 | 6.75 | 1.48 | 1.48 |
| Net Debt to EBITDA | -3.89 | -2.92 | -3.59 | -2.39 | -1.12 |
| Profitability Margins | |||||
| Gross Profit Margin | 75.03% | 76.81% | 78.06% | 95.29% | 96.86% |
| EBIT Margin | 53.67% | 51.60% | 52.06% | 62.18% | 71.51% |
| EBITDA Margin | 55.34% | 53.42% | 54.05% | 64.78% | 73.56% |
| Operating Profit Margin | 53.67% | 51.60% | 52.06% | 62.18% | 71.51% |
| Pretax Profit Margin | 53.67% | 51.60% | 52.06% | 62.18% | 71.51% |
| Net Profit Margin | 45.88% | 44.38% | 45.01% | 53.40% | 60.06% |
| Continuous Operations Profit Margin | 45.88% | 44.38% | 45.01% | 53.40% | 60.06% |
| Net Income Per EBT | 85.48% | 86.00% | 86.47% | 85.88% | 84.00% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.63% | 0.66% | 0.70% | 0.69% | 0.73% |
| Return on Equity (ROE) | 33.18% | 35.66% | 33.98% | 33.65% | 43.54% |
| Return on Capital Employed (ROCE) | 0.97% | 0.95% | 1.04% | 1.04% | 1.08% |
| Return on Invested Capital (ROIC) | 0.83% | 0.82% | 0.90% | 0.89% | 0.91% |
| Return on Tangible Assets | 0.63% | 0.66% | 0.70% | 0.69% | 0.73% |
| Earnings Yield | 4.73% | 5.25% | 5.41% | 4.78% | 3.97% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.32 | 3.84 | 3.90 | 3.40 | 4.44 |
| Payables Turnover | 51.14 | 49.08 | 27.60 | 7.35 | 3.34 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 12.66 | 14.07 | 28.59 | 21.22 | 18.83 |
| Asset Turnover | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Working Capital Turnover Ratio | -0.08 | -0.09 | -0.09 | -0.06 | -0.07 |
| Cash Conversion Cycle | 102.65 | 87.64 | 80.28 | 57.73 | -27.01 |
| Days of Sales Outstanding | 109.79 | 95.08 | 93.51 | 107.39 | 82.15 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 7.14 | 7.44 | 13.22 | 49.66 | 109.16 |
| Operating Cycle | 109.79 | 95.08 | 93.51 | 107.39 | 82.15 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 201.52 | 25.39 | 55.13 | 49.06 | 29.18 |
| Free Cash Flow Per Share | 201.07 | 25.13 | 54.97 | 48.78 | 28.82 |
| Dividend Paid and CapEx Coverage Ratio | 16.54 | 2.16 | 7.21 | 5.19 | 7.00 |
| Capital Expenditure Coverage Ratio | 453.17 | 95.07 | 360.17 | 173.84 | 80.86 |
| Operating Cash Flow Coverage Ratio | 44.55 | 14.21 | 93.96 | 92.16 | 37.11 |
| Operating Cash Flow to Sales Ratio | 5.53 | 0.79 | 1.96 | 2.45 | 1.33 |
| Free Cash Flow Yield | 56.95% | 9.21% | 23.54% | 21.81% | 8.68% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 21.31 | 19.03 | 18.47 | 20.93 | 25.18 |
| Price-to-Sales (P/S) Ratio | 9.69 | 8.45 | 8.32 | 11.17 | 15.12 |
| Price-to-Book (P/B) Ratio | 7.01 | 6.79 | 6.28 | 7.04 | 10.96 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 1.76 | 10.86 | 4.25 | 4.58 | 11.53 |
| Price-to-Operating Cash Flow Ratio | 1.75 | 10.75 | 4.24 | 4.56 | 11.38 |
| Price-to-Earnings Growth (PEG) Ratio | 1.37 | 1.41 | 1.01 | -1.10 | 0.48 |
| Enterprise Value Multiple | 13.62 | 12.90 | 11.80 | 14.86 | 19.44 |
| Enterprise Value | 43.23B | 35.00B | 28.08B | 30.03B | 48.72B |
| EV to EBITDA | 13.62 | 12.90 | 11.80 | 14.86 | 19.44 |
| EV to Sales | 7.54 | 6.89 | 6.38 | 9.63 | 14.30 |
| EV to Free Cash Flow | 1.37 | 8.86 | 3.26 | 3.95 | 10.90 |
| EV to Operating Cash Flow | 1.36 | 8.76 | 3.25 | 3.93 | 10.76 |
| Tangible Book Value Per Share | 49.82 | 39.77 | 36.64 | 31.07 | 29.61 |
| Shareholders’ Equity Per Share | 50.38 | 40.19 | 37.20 | 31.75 | 30.30 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.14 | 0.14 | 0.14 | 0.16 |
| Revenue Per Share | 36.43 | 32.30 | 28.08 | 20.01 | 21.97 |
| Net Income Per Share | 16.71 | 14.34 | 12.64 | 10.69 | 13.19 |
| Tax Burden | 0.85 | 0.86 | 0.86 | 0.86 | 0.84 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.21 | 0.07 | 0.05 | 0.06 | 0.04 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 10.31 | 1.77 | 12.04 | 3.94 | 1.86 |
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