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Loans
Tracks the total value of loans issued, offering a view of the bank's lending activity and exposure to credit risk.Loan growth has accelerated since mid‑2024, led by a sharp expansion in wholesale lending while retail loans climbed steadily—this volume mix helped fuel record earnings, a higher ROE target and capital returns. That upside comes with caveats: management is raising provisions and flagging commercial real estate stress, so rising loan balances boost NII and shareholder returns but increase exposure to credit and CRE cycles; monitor provisions, NPL trends, and whether loan quality deteriorates as volumes keep expanding.
Date | Retail | Wholesale |
|---|---|---|
Jun 30, 2026 | C$673.30B | C$429.70B |
Mar 31, 2026 | C$659.20B | C$416.30B |
Dec 31, 2025 | C$654.80B | C$401.90B |
Sep 30, 2025 | C$648.40B | C$392.10B |
Jun 30, 2025 | C$639.90B | C$381.70B |
Mar 31, 2025 | C$633.60B | C$378.90B |
Dec 31, 2024 | C$631.70B | C$373.50B |
Sep 30, 2024 | C$622.80B | C$355.80B |
Jun 30, 2024 | C$615.90B | C$353.50B |
Mar 31, 2024 | C$584.90B | C$317.00B |