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Deposits
Measures the total amount of client deposits, indicating the bank's ability to attract and retain customer funds, crucial for liquidity and lending capacity.After a multi‑quarter plateau through 2022–early 2024, deposits accelerated materially—providing the liquidity muscle behind RBC’s higher ROE target, dividend bump and $1B buyback program and aligning with management’s comment on strong volume growth. That deposit build supports mid‑single‑digit core NII guidance and gives flexibility for lending and capital returns, but investors should monitor deposit beta and rising provisions/CRE headwinds that could push funding costs up or force a shift in loan mix.
Date | Deposits |
|---|---|
Jun 30, 2026 | C$1.65T |
Mar 31, 2026 | C$1.59T |
Dec 31, 2025 | C$1.58T |
Sep 30, 2025 | C$1.53T |
Jun 30, 2025 | C$1.50T |
Mar 31, 2025 | C$1.48T |
Dec 31, 2024 | C$1.47T |
Sep 30, 2024 | C$1.38T |
Jun 30, 2024 | C$1.36T |
Mar 31, 2024 | C$1.28T |