River Financial(RVRF)
$51.000.00 (0.00%)
RVRF
River Financial financials statements
$51.00
At close:0.00 (0.00%)
River Financial (RVRF) Ratios
5 Followers
River Financial Ratios
RVRF's free cash flow for Q2 2026 was $6.37M. For the 2026 fiscal year, RVRF's free cash flow was increased by $2.11M and operating cash flow was $4.26M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 640.12 | 0.24 | 0.25 | 0.30 | 0.43 |
| Quick Ratio | 640.12 | 0.24 | 0.25 | 0.30 | 0.43 |
| Cash Ratio | 27.70 | 0.04 | 0.02 | 0.03 | 0.03 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 50.94 | 0.01 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 50.94 | 1.62 | 1.46 | 5.80 | 4.23 |
| Net Current Asset Value | $ -2.81B | $ -2.60B | $ -2.35B | $ -1.94B | $ -1.27B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.07 | 0.09 | 0.05 | 0.02 |
| Debt-to-Equity Ratio | 0.49 | 1.15 | 1.41 | 1.03 | 0.27 |
| Debt-to-Capital Ratio | 0.33 | 0.54 | 0.59 | 0.51 | 0.21 |
| Long-Term Debt-to-Capital Ratio | 0.32 | 0.51 | 0.57 | 0.49 | 0.18 |
| Financial Leverage Ratio | 12.63 | 15.43 | 15.95 | 20.50 | 13.11 |
| Debt Service Coverage Ratio | 0.60 | 0.36 | 0.43 | 1.70 | 1.79 |
| Interest Coverage Ratio | 0.72 | 0.54 | 0.63 | 3.59 | 5.70 |
| Debt to Market Cap | 0.45 | 1.12 | 1.32 | 0.63 | 0.27 |
| Interest Debt Per Share | 28.64 | 44.77 | 48.67 | 22.97 | 8.37 |
| Net Debt to EBITDA | 2.01 | 3.22 | 6.50 | 1.64 | -0.19 |
| Profitability Margins | |||||
| Gross Profit Margin | 60.00% | 56.10% | 61.93% | 86.33% | 87.96% |
| EBIT Margin | 26.25% | 22.17% | 21.97% | 35.48% | 37.29% |
| EBITDA Margin | 28.04% | 24.18% | 24.30% | 38.35% | 40.28% |
| Operating Profit Margin | 26.25% | 22.17% | 21.97% | 35.48% | 37.29% |
| Pretax Profit Margin | 26.25% | 22.17% | 21.97% | 35.48% | 37.29% |
| Net Profit Margin | 20.24% | 16.88% | 17.49% | 27.62% | 29.00% |
| Continuous Operations Profit Margin | 20.24% | 16.88% | 17.49% | 27.62% | 29.00% |
| Net Income Per EBT | 77.14% | 76.16% | 79.61% | 77.85% | 77.75% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.11% | 0.87% | 0.83% | 0.99% | 1.05% |
| Return on Equity (ROE) | 14.04% | 13.49% | 13.18% | 20.21% | 13.70% |
| Return on Capital Employed (ROCE) | 1.44% | 8.35% | 6.88% | 12.06% | 14.50% |
| Return on Invested Capital (ROIC) | 5.52% | 6.08% | 5.30% | 9.13% | 10.80% |
| Return on Tangible Assets | 1.12% | 0.88% | 0.83% | 1.00% | 1.06% |
| Earnings Yield | 13.57% | 13.17% | 12.38% | 12.37% | 13.68% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.90 | 11.62 | 10.85 | 10.03 | 12.28 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 1.03 | 0.82 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.09 | 4.06 | 3.38 | 2.51 | 2.35 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.25 | -0.08 | -0.08 | -0.07 | -0.07 |
| Cash Conversion Cycle | 30.66 | 31.41 | 33.65 | -317.30 | -417.25 |
| Days of Sales Outstanding | 30.66 | 31.41 | 33.65 | 36.40 | 29.72 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 353.70 | 446.97 |
| Operating Cycle | 30.66 | 31.41 | 33.65 | 36.40 | 29.72 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.93 | 4.80 | 3.50 | 7.15 | 6.31 |
| Free Cash Flow Per Share | 6.18 | 4.32 | 2.37 | 6.31 | 5.43 |
| Dividend Paid and CapEx Coverage Ratio | 4.24 | 4.89 | 2.20 | 5.61 | 4.95 |
| Capital Expenditure Coverage Ratio | 6.34 | 9.99 | 3.09 | 8.57 | 7.22 |
| Operating Cash Flow Coverage Ratio | 0.37 | 0.14 | 0.09 | 0.33 | 0.84 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.20 | 0.16 | 0.47 | 0.48 |
| Free Cash Flow Yield | 15.45% | 13.90% | 7.64% | 18.57% | 19.40% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.37 | 7.61 | 8.08 | 8.09 | 7.31 |
| Price-to-Sales (P/S) Ratio | 1.49 | 1.28 | 1.41 | 2.23 | 2.12 |
| Price-to-Book (P/B) Ratio | 1.03 | 1.02 | 1.07 | 1.63 | 1.00 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.47 | 7.20 | 13.08 | 5.39 | 5.16 |
| Price-to-Operating Cash Flow Ratio | 5.77 | 6.48 | 8.86 | 4.76 | 4.44 |
| Price-to-Earnings Growth (PEG) Ratio | 0.22 | 1.22 | -0.92 | 0.81 | 0.16 |
| Enterprise Value Multiple | 7.33 | 8.52 | 12.32 | 7.46 | 5.07 |
| Enterprise Value | 427.32M | 382.14M | 457.51M | 289.42M | 176.27M |
| EV to EBITDA | 7.33 | 8.52 | 12.32 | 7.46 | 5.07 |
| EV to Sales | 2.05 | 2.06 | 2.99 | 2.86 | 2.04 |
| EV to Free Cash Flow | 8.91 | 11.56 | 27.71 | 6.90 | 4.96 |
| EV to Operating Cash Flow | 7.95 | 10.40 | 18.75 | 6.10 | 4.28 |
| Tangible Book Value Per Share | 35.00 | 26.56 | 24.90 | 16.30 | 23.23 |
| Shareholders’ Equity Per Share | 38.66 | 30.31 | 29.10 | 20.81 | 27.94 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.24 | 0.20 | 0.22 | 0.22 |
| Revenue Per Share | 26.81 | 24.22 | 21.93 | 15.23 | 13.21 |
| Net Income Per Share | 5.43 | 4.09 | 3.84 | 4.21 | 3.83 |
| Tax Burden | 0.77 | 0.76 | 0.80 | 0.78 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.22 | 0.24 | 0.27 | 0.33 | 0.34 |
| Stock-Based Compensation to Revenue | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.28 | 1.17 | 0.91 | 1.70 | 1.65 |
Currency in USD
